With investing and trading made easy with the advancement of technology, this article breaks down the key differences between the two whilst keeping terminologies as simple as possible.

The REIT you are looking to invest in may not be as attractive as what it appears to be. Here are some reasons why this is the case.

By 2016, the top 10% made S$30,175 per month, which is 15.81x of S$1,909 that the bottom 10% made. Top 10%’s income grew by 89%, while the bottom 10%’s wage grew by only 38%, barely beating inflation.

In this article, we weigh the cost and potential rewards of paying your rent with a credit card.

The internet has made it very easy for us to send money abroad these days. Just a few swipes or clicks on your smartphone or PC and you will be able to remit money to your family and friends living in a foreign country. It has been a long time since Singapore established itself as […]


In our Seedly Personal Finance Community, the topic of CPF has been a heavily debated one. Everyone has a different opinion on whether CPF is a good thing or a bad thing. However, the answer to this question isn’t that relevant for most people since making CPF contribution is an unchangeable fact of life for Singaporeans […]

Groceries represent one of the biggest buckets of spending for Singaporeans. According to ValuePenguin, the average Singaporean family spends about S$1,334 on food and beverages each month. Even if you were to avoid dining out and cook at home most of the times, feeding a family of 3 can easily cost S$1,000 on a monthly basis. While […]

If all our overseas trips worked like they do in movies, then we’d backpack through different countries in absolute luxury, with only the bare minimum of negative experiences like getting lost or getting a culture shock. Unfortunately, planning for a journey in real-life does not involve ten-second luggage packing and check-ins that take only a […]

Always wanted to travel the world? This is one free way to do it, by collecting miles!

You’re probably overspending on your car. Here’s a list of the top mistakes car-owners in Singapore are making that cost them real dollars every day.

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