If you’re looking to apply for credit cards, you will probably have seen the sweet welcome promotions and gifts that banks and brands provide.
Who wouldn’t want free gifts like an Apple iPad, Nintendo Switch, or cold hard cash?
But of course, nothingĀ really comes for free as you have to meet requirements such as minimum spending and/or paying annual feesĀ to enjoy these rewards.
Moreover, remember that it is essential that we pick the right credit cards for our lifestyle and avoid getting into credit card debt.
After all, “With great power, comes great responsibility”.
So if you already have a credit card in mind to sign up for, here are the best credit card promotions and where you can get the best rewards!
TL;DR: Best Credit Card Sign-Up Promotions Updated 1 November 2023
Do note that there are terms and conditions associated with each promotion and that this list shows some of the best rewards for the month (non-exhaustive list).
Jump to:
- Credit Card Sign-Up Promotions Comparison: SingSaver vs MoneySmart
- SingSaver Credit Card Sign-Up Promotions & Deals
- MoneySmart Credit Card Sign-Up Promotions & Deals
- Things To Note About Credit Card Sign-Up Promotions
- How Do I Qualify For Sign-Up Rewards?
Disclaimer: This is a non-sponsored article. The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. āReaders should always do their own due diligence and consider their financial goals before investing in any financial product.
Credit Card Sign-Up Promotions Comparison: SingSaver vs MoneySmart
Click on the card to read reviews and click on the “Apply Now” buttons to apply and get SingSaver exclusive rewards.
| Credit Cards | SingSaver Rewards | Promotion Conditions (New to Bank Credit Card Customer) | MoneySmart Rewards | Promotion Conditions (New to Bank Credit Card Customer) |
|---|---|---|---|---|
SingSaver vs MoneySmart CIMB Credit Card Promos |
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| CIMB World Mastercard Apply Now CIMB VISA Signature Card Apply Now CIMB VISA Infinite Apply Now | Dyson Supersonicā¢ hair dryer (worth S$699) or Sony WH-1000XM5 Noise Cancelling Headphones (worth S$575) or S$370 Upsized cash via PayNow | Min. spend of S$988 within 60 days of card approval Valid till 8 Nov 2023. T&Cs apply | S$350 Cash via PayNow or $400 Amazon Gift Card or Sony WH-1000XM5 Noise Cancelling Headphones (worth S$575) | Min. spend of S$988 within 60 days of card approval Valid till 15 Nov 2023 |
SingSaver vs MoneySmart Citi Credit Card Promos |
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| Citi PremierMiles MasterCard Apply Now | No ongoing promotions | 5,100 SmartPoints that can be used to redeem any product from the Rewards Store or S$300 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. |
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| Citi Cash Back Card Apply Now Citi Cash Back+ Card Apply Now Citi Rewards Card Apply Now | No ongoing promotions | 5,100 SmartPoints that can be used to redeem any product from the Rewards Store or S$300 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. |
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SingSaver vs MoneySmart DBS Credit Card Promos |
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| DBS yuu Visa Card Apply Now DBS yuu American Express Card Apply Now | S$150 cashback (for new DBS cardmembers) or S$60 (for existing DBS cardmembers) | Min. spend of S$300 within 30 days of card approval Valid till 29 Feb 2024. T&Cs apply | S$150 cashback (for new DBS cardmembers) or S$60 (for existing DBS cardmembers) | Min. spend of S$300 within 30 days of card approval Valid till 29 Feb 2024. T&Cs apply |
| DBS Live Fresh Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Woman's World Card Apply Now DBS Woman's Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Altitude Visa Signature Card Apply Now DBS Altitude American Express Card Apply Now | Get up to 37,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Nov 2023. T&Cs apply or Get up to 27,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Nov 2023. T&Cs apply Also, get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply | Various conditions stated | Get up to 40,000 miles for DBS Altitude Amex Card with promo code ALTMEX or Get up to 30,000 miles with annual fee waiver for DBS Altitude Amex Card with promo code ALTMEXW or Get up to 37,000 miles for DBS Altitude Visa Signature Card with promo code ALTVIS or Get up to 27,000 miles with annual fee waiver for DBS Altitude Visa Signature Card with promo code ALTVISW | Spend a minimum of S$2,000 within 30 days from card approval date. Valid till 30 Nov 2024. T&Cs apply |
| DBS Vantage Card Apply Now | 60,000 miles | Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$594 incl. GST) Valid till 31 Jan 2024. T&Cs apply | 60,000 miles | Use the promo code VANMILES during the online application on the DBS website. Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$599.50 incl. GST). Valid till 30 Jan 2024. |
SingSaver vs MoneySmart HSBC Credit Card Promos |
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| HSBC Revolution Apply Now HSBC Advance Credit Card Apply Now HSBC Visa Platinum Credit Card Apply Now | Receive a S$150 eCapitaVoucher when you apply and get approved for select HSBC credit cards. Valid till 5 Nov 2023. T&Cs apply. Plus a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback when you spend at least S$1,000 by the end of the following calendar month after the card account opening date and provide marketing consent when you apply. Valid till 31 Dec 2023. T&Cs apply. | Various conditions stated | Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback | Spend at least S$1,000 by the end of the following calendar month after the card account opening date and provide marketing consent when you apply. Valid till 15 Dec 2023. T&Cs apply. |
| HSBC TravelOne Credit Card Apply Now | Receive a S$150 eCapitaVoucher when you apply and get approved for select HSBC credit cards. Valid till 5 Nov 2023. T&Cs apply. Plus, get 20,000 miles (equal to a round trip to Bali) when you make a min. spend of S$1,000 within the qualifying spend period, pay the annual fee (S$196.20 incl. GST) and provide marketing consent when you apply. Valid till 31 Dec 2023. T&Cs apply. | Various conditions stated | Get up to 20,000 Miles (in the form of 50,000 Reward points) when you successfully apply for the HSBC TravelOne Credit Card, pay the Annual Fee of S$196.20 (including GST), spend a min. of S$1,000 in qualifying transactions and provide marketing consent when you apply! T&Cs apply. or Choose to waive your first-year Annual Fee upon sign up with no welcome gift awarded. | Valid till 31 Dec 2023 |
SingSaver vs MoneySmart Maybank Credit Card Promos |
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| Maybank Manchester United Platinum Visa Credit Card Apply Now Maybank Family & Friends Card Apply Now Maybank Horizon Visa Signature Card Apply Now Maybank Platinum Visa Card Apply Now Maybank FC Barcelona Visa Signature Card Apply Now Maybank DUO Platinum MasterCard Apply Now Maybank World MasterCard Apply Now | Get 2x American Tourister Linex Spinner 66/24 Luggage (worth S$336) or 1x Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40) or S$200 cashback | S$600 of credit card spend and CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards. Promotion is valid until 31 Dec 2023. | Get 2x American Tourister Linex Spinner 66/24 Luggage (worth S$336) or 1x Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40) or S$200 cashback | S$600 of credit card spend and CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards. Promotion is valid until 30 Nov 2023. |
SingSaver vs MoneySmart OCBC Credit Card Promos |
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| OCBC 90Ā°N Mastercard Apply Now OCBC 90Ā°N Visa Card Apply Now OCBC Titanium Rewards Card Apply Now OCBC FRANK Credit Card Apply Now | Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570) or Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50) or S$300 eCapitaVoucher or S$280 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023. T&Cs apply | Samsung 27-inch M5 Smart Monitor (worth S$559) or Apple AirPods 3rd Gen (worth S$261.40) or S$280 Amazon SG Gift Card or S$250 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023 |
| OCBC 365 Credit Card Apply Now | Dyson Supersonicā¢ hair dryer (worth S$699) or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65) or Nintendo Switch OLED (worth S$549) or S$350 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Npv 2023. T&Cs apply | Samsung 27-inch M5 Smart Monitor (worth S$559) or Apple AirPods 3rd Gen (worth S$261.40) or S$280 Amazon SG Gift Card or S$250 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023 |
SingSaver vs MoneySmart Standard Chartered Credit Card Promos |
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| Standard Chartered Simply Cash Credit Card Apply Now | Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) or an Apple iPad 9th Gen (worth S$503.65) or an AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35) or up to S$400 SUPER Upsized Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 2 Nov 2023. T&Cs apply | S$350 Cash via PayNow* or an Apple Watch SE, 40mm GPS (worth S$382.50) or a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) or a Nintendo Switch OLED (worth S$549) PLUS stand a chance to win a Panerai Quaranta 40mm Black Dial PAM01294 Luxury Watch (worth S$8,700) OR up to 16,490 SmartPoints (redeem up to an iPhone 15 Pro, 256GB in our Rewards Store) when you apply through MoneySmart! | Min. spend of S$500 within 30 days of card approval Valid till 16 Nov 2023 |
| Standard Chartered Journey Card Apply Now | Up to S$140 SUPER Upsized Cash via PayNow | Valid till 30 Nov 2023. T&Cs apply | Earn up to 35,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card or Earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up | Get 35,000 Miles with Min. spend of S$3,000 within 2 months of card approval Get an additional 10,000 Miles with annual fee payment of S$194.40 Valid till 31 Dec 2023. T&Cs apply |
| Standard Chartered Smart Credit Card Apply Now Standard Chartered Smart Rewards+ Card Apply Now | AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) or up to S$300 SUPER Upsized Cash via PayNow | Min. spend of S$250 within 30 days of card approval Valid till 2 Nov 2023. T&Cs apply | S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $261.40) or a Nintendo Switch Lite (worth S$309) | Min. spend of S$250 within 30 days of card approval Valid till 30 Nov 2023. T&Cs apply. |
SingSaver vs MoneySmart UOB Credit Card Promos |
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| UOB One Card Apply Now UOB Absolute Cashback Card Apply Now UOB Lady's Card Apply Now | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 31 Dec 2023. | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 30 Nov 2023. |
| UOB EVOL Card Apply Now | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 31 Dec 2023. | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 30 Nov 2023. |
| UOB KrisFlyer Credit Card Apply Now | Get up to 31,000 miles plus first year annual fee waived (S$194.40 incl. GST) | Apply and make a min. spend of S$2,000 within 2 months from card approval date. Valid till 31 Dec 2023. | Get up to 31,000 Miles plus first year annual fee of S$194.40 (inc GST) waived | Apply and make a min. spend of S$2,000 within 2 months from card approval date. Valid till 30 Nov 2023. |
| UOB PRVI Miles Mastercard Apply Now UOB PRVI Miles Visa Card Apply Now UOB PRVI Miles AMEX Apply Now | Get up to 50,000 miles | To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 November 2023. | Get up to 50,000 miles | Receive up to 45,200 Miles when you: - Pay the annual fee of S$240 (subject to prevailing GST) - Charge a minimum of S$1,000 in Eligible Transactions per month for 2 consecutive months from your card approval date Receive 4,800 miles: when you charge a minimum of S$1,000 in Overseas Spends per month for 2 consecutive months Valid till 30 Nov 2023. |
For those of us who are looking for cash rewards, you can already tell that SingSaver has a much better deal.
SingSaver Credit Card Sign-Up Promotions & Deals
| Credit Cards | SingSaver Rewards | Promotion Conditions (New to Bank Credit Card Customer) |
|---|---|---|
SingSaver CIMB Credit Card Promos |
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| CIMB World Mastercard Apply Now CIMB VISA Signature Card Apply Now CIMB VISA Infinite Apply Now | Dyson Supersonicā¢ hair dryer (worth S$699) or Sony WH-1000XM5 Noise Cancelling Headphones (worth S$575) or S$370 Upsized cash via PayNow | Min. spend of S$988 within 60 days of card approval Valid till 8 Nov 2023. T&Cs apply |
SingSaver DBS Credit Card Promos |
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| DBS yuu Visa Card Apply Now DBS yuu American Express Card Apply Now | S$150 cashback (for new DBS cardmembers) or S$60 (for existing DBS cardmembers) | Min. spend of S$300 within 30 days of card approval Valid till 29 Feb 2024. T&Cs apply |
| DBS Live Fresh Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Woman's World Card Apply Now DBS Woman's Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Altitude Visa Signature Card Apply Now DBS Altitude American Express Card Apply Now | Get up to 37,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Nov 2023. T&Cs apply or Get up to 27,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Nov 2023. T&Cs apply Also, get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply | Various conditions stated |
| DBS Vantage Card Apply Now | 60,000 miles | Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$599.50 incl. GST) Valid till 31 Jan 2024. T&Cs apply |
SingSaver HSBC Credit Card Promos |
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| HSBC Revolution Apply Now HSBC Advance Credit Card Apply Now HSBC Visa Platinum Credit Card Apply Now | Receive a S$150 eCapitaVoucher when you apply and get approved for select HSBC credit cards. Valid till 5 Nov 2023. T&Cs apply. Plus a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback when you spend at least S$1,000 by the end of the following calendar month after the card account opening date and provide marketing consent when you apply. Valid till 31 Dec 2023. T&Cs apply. | Various conditions stated |
| HSBC TravelOne Credit Card Apply Now | Receive a S$150 eCapitaVoucher when you apply and get approved for select HSBC credit cards. Valid till 5 Nov 2023. T&Cs apply. Plus, get 20,000 miles (equal to a round trip to Bali) when you make a min. spend of S$1,000 within the qualifying spend period, pay the annual fee (S$194.40 incl. GST) and provide marketing consent when you apply. Valid till 31 Dec 2023. T&Cs apply. | Various conditions stated |
SingSaver Maybank Credit Card Promos |
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| Maybank Manchester United Platinum Visa Credit Card Apply Now Maybank Family & Friends Card Apply Now Maybank Horizon Visa Signature Card Apply Now Maybank Platinum Visa Card Apply Now Maybank FC Barcelona Visa Signature Card Apply Now Maybank DUO Platinum MasterCard Apply Now Maybank World MasterCard Apply Now | Get 2x American Tourister Linex Spinner 66/24 Luggage (worth S$336) or 1x Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40) or S$200 cashback | S$600 of credit card spend and CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards. Promotion is valid until 31 Dec 2023. |
SingSaver OCBC Credit Card Promos |
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| OCBC 90Ā°N Mastercard Apply Now OCBC 90Ā°N Visa Card Apply Now OCBC Titanium Rewards Card Apply Now OCBC FRANK Credit Card Apply Now | Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570) or Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50) or S$300 eCapitaVoucher or S$280 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023. T&Cs apply |
| OCBC 365 Credit Card Apply Now | Dyson Supersonicā¢ hair dryer (worth S$699) or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65) or Nintendo Switch OLED (worth S$549) or S$350 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Npv 2023. T&Cs apply |
SingSaver Standard Chartered Credit Card Promos |
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| Standard Chartered Simply Cash Credit Card Apply Now | Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) or an Apple iPad 9th Gen (worth S$503.65) or an AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35) or up to S$400 SUPER Upsized Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 2 Nov 2023. T&Cs apply |
| Standard Chartered Journey Card Apply Now | Up to S$140 SUPER Upsized Cash via PayNow | Valid till 30 Nov 2023. T&Cs apply |
| Standard Chartered Smart Credit Card Apply Now Standard Chartered Smart Rewards+ Card Apply Now | AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) or up to S$300 SUPER Upsized Cash via PayNow | Min. spend of S$250 within 30 days of card approval Valid till 2 Nov 2023. T&Cs apply |
SingSaver UOB Credit Card Promos |
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| UOB One Card Apply Now UOB Absolute Cashback Card Apply Now UOB Lady's Card Apply Now | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 31 Dec 2023. |
| UOB EVOL Card Apply Now | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 31 Dec 2023. |
| UOB KrisFlyer Credit Card Apply Now | Get up to 31,000 miles plus first year annual fee waived (S$194.40 incl. GST) | Apply and make a min. spend of S$2,000 within 2 months from card approval date. Valid till 31 Dec 2023. |
| UOB PRVI Miles Mastercard Apply Now UOB PRVI Miles Visa Card Apply Now UOB PRVI Miles AMEX Apply Now | Get up to 50,000 miles | To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date. Valid till 30 November 2023. |
Apart from the above rewards, there are also lucky draw prizes up for grabs with each sign up:
SingSaver’s 101 Milestone Giveaway
From now till 20 December 2023, SingSaver is having a massive giveaway where lucky winners can win cold hard cash!
Each week, there will be a grand lucky draw where one winner will win $5,000 cash!
There is also a weekly lucky draw where 10 winners will get a reward that will change every 2 weeks. Pretty exciting!
All you have to do is apply for one of the eligible cards and fulfill the specific criteria. For specific product requirements of each Eligible Product, please refer to the Terms and ConditionsĀ here.
In this campaign, some cards also give you more chances to win, up to 3x the chances!
Here are the cards that give you 3x chances:
- CIMB Visa Signature Card
- Standard Chartered Simply Cash Credit Card
- OCBC 365 Credit Card
That said, remember to clearly read the T&Cs and don’t just blindly apply for credit cards!
MoneySmart Credit Card Sign-Up Promotions & Deals
| Credit Cards | MoneySmart Rewards | Promotion Conditions (New to Bank Credit Card Customer) |
|---|---|---|
MoneySmart CIMB Credit Card Promos |
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| CIMB World Mastercard CIMB VISA Signature Card CIMB VISA Infinite | S$350 Cash via PayNow or $400 Amazon Gift Card or Sony WH-1000XM5 Noise Cancelling Headphones (worth S$575) | Min. spend of S$988 within 60 days of card approval Valid till 15 Nov 2023 |
MoneySmart Citi Credit Card Promos |
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| Citi PremierMiles MasterCard | 5,100 SmartPoints that can be used to redeem any product from the Rewards Store or S$300 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. |
| Citi Cash Back Card Citi Cash Back+ Card Citi Rewards Card | 5,100 SmartPoints that can be used to redeem any product from the Rewards Store or S$300 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. |
MoneySmart DBS Credit Card Promos |
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| DBS yuu Visa Card DBS yuu American Express Card | S$150 cashback (for new DBS cardmembers) or S$60 (for existing DBS cardmembers) | Min. spend of S$300 within 30 days of card approval Valid till 29 Feb 2024. T&Cs apply |
| DBS Live Fresh Card | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Woman's World Card DBS Woman's Card | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply |
| DBS Altitude Visa Signature Card DBS Altitude American Express Card | Get up to 40,000 miles for DBS Altitude Amex Card with promo code ALTMEX or Get up to 30,000 miles with annual fee waiver for DBS Altitude Amex Card with promo code ALTMEXW or Get up to 37,000 miles for DBS Altitude Visa Signature Card with promo code ALTVIS or Get up to 27,000 miles with annual fee waiver for DBS Altitude Visa Signature Card with promo code ALTVISW | Spend a minimum of S$2,000 within 30 days from card approval date. Valid till 30 Nov 2024. T&Cs apply |
| DBS Vantage Card | 60,000 miles | Use the promo code VANMILES during the online application on the DBS website. Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$599.50 incl. GST). Valid till 30 Jan 2024. |
MoneySmart HSBC Credit Card Promos |
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| HSBC Revolution HSBC Advance Credit Card HSBC Visa Platinum Credit Card | Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback | Spend at least S$1,000 by the end of the following calendar month after the card account opening date and provide marketing consent when you apply. Valid till 15 Dec 2023. T&Cs apply. |
| HSBC TravelOne Credit Card | Get up to 20,000 Miles (in the form of 50,000 Reward points) when you successfully apply for the HSBC TravelOne Credit Card, pay the Annual Fee of S$194.40 (including GST), spend a min. of S$1,000 in qualifying transactions and provide marketing consent when you apply! T&Cs apply. or Choose to waive your first-year Annual Fee upon sign up with no welcome gift awarded. | Valid till 31 Dec 2023 |
MoneySmart Maybank Credit Card Promos |
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| Maybank Manchester United Platinum Visa Credit Card Maybank Family & Friends Card Maybank Horizon Visa Signature Card Maybank Platinum Visa Card Maybank FC Barcelona Visa Signature Card Maybank DUO Platinum MasterCard Maybank World MasterCard | Get 2x American Tourister Linex Spinner 66/24 Luggage (worth S$336) or 1x Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40) or S$200 cashback | S$600 of credit card spend and CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards. Promotion is valid until 30 Nov 2023. |
MoneySmart OCBC Credit Card Promos |
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| OCBC 90Ā°N Mastercard OCBC 90Ā°N Visa Card OCBC Titanium Rewards Card OCBC FRANK Credit Card | Samsung 27-inch M5 Smart Monitor (worth S$559) or Apple AirPods 3rd Gen (worth S$261.40) or S$280 Amazon SG Gift Card or S$250 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023 |
| OCBC 365 Credit Card | Samsung 27-inch M5 Smart Monitor (worth S$559) or Apple AirPods 3rd Gen (worth S$261.40) or S$280 Amazon SG Gift Card or S$250 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 15 Nov 2023 |
MoneySmart Standard Chartered Credit Card Promos |
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| Standard Chartered Simply Cash Credit Card | S$350 Cash via PayNow* or an Apple Watch SE, 40mm GPS (worth S$382.50) or a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) or a Nintendo Switch OLED (worth S$549) PLUS stand a chance to win a Panerai Quaranta 40mm Black Dial PAM01294 Luxury Watch (worth S$8,700) OR up to 16,490 SmartPoints (redeem up to an iPhone 15 Pro, 256GB in our Rewards Store) when you apply through MoneySmart! | Min. spend of S$500 within 30 days of card approval Valid till 16 Nov 2023 |
| Standard Chartered Journey Card | Earn up to 35,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card or Earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up | Get 35,000 Miles with Min. spend of S$3,000 within 2 months of card approval Get an additional 10,000 Miles with annual fee payment of S$194.40 Valid till 31 Dec 2023. T&Cs apply |
| Standard Chartered Smart Credit Card Standard Chartered Smart Rewards+ Card | S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $261.40) or a Nintendo Switch Lite (worth S$309) | Min. spend of S$250 within 30 days of card approval Valid till 30 Nov 2023. T&Cs apply. |
MoneySmart UOB Credit Card Promos |
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| UOB One Card UOB Absolute Cashback Card UOB Lady's Card | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 30 Nov 2023. |
| UOB EVOL Card | S$350 cash credit | Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards Promotion is valid until 30 Nov 2023. |
| UOB KrisFlyer Credit Card | Get up to 31,000 Miles plus first year annual fee of S$194.40 (inc GST) waived | Apply and make a min. spend of S$2,000 within 2 months from card approval date. Valid till 30 Nov 2023. |
| UOB PRVI Miles Mastercard UOB PRVI Miles Visa Card UOB PRVI Miles AMEX | Get up to 50,000 miles | Receive up to 45,200 Miles when you: - Pay the annual fee of S$261.60 (subject to prevailing GST) - Charge a minimum of S$1,000 in Eligible Transactions per month for 2 consecutive months from your card approval date Receive 4,800 miles: when you charge a minimum of S$1,000 in Overseas Spends per month for 2 consecutive months Valid till 30 Nov 2023. |
MoneySmart Citibank SmartRewards
Apply and spend a min. of S$500 in “Qualifying Spends” within 30 days from the card approval date and enjoy the ultimate flexibility toĀ CHOOSEĀ ANY GIFTĀ at our Rewards Store, including:
1. Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
2. Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints)
3. Nintendo Switch OLED (5,000 SmartPoints)
OR any other combination of gifts available in theĀ Rewards Store, by earningĀ 5,100 SmartPoints.
Apart from the above rewards, there are also lucky draw prizes up for grabs with each sign up:
MoneySmart HSBC Lucky Draw
Stand a chance to win an Apple Watch Series 9 (GPS), 41mm (worth S$599) when you successfully apply for an eligible HSBC Credit Card through MoneySmart. Refer friends and family to boost your lucky draw odds.Ā The more you refer, the better your chances!Ā T&CsĀ apply.
MoneySmart Standard Chartered Lucky Draw
Stand a chance to win a Panerai Quaranta 40mm Black Dial PAM01294 Luxury WatchĀ (worth S$8,700)Ā OR up to 16,490 SmartPointsĀ (redeem up to an iPhone 15 Pro, 256GB in our Rewards Store)Ā when you apply for the Standard Chartered Simply Cash Credit Card through MoneySmart!Ā T&Cs apply.
MoneySmart UOB Lucky Draw
Stand to receive a Apple MacBook Air 15-inch M2 Chip 256GBĀ (worth S$1,899) or aĀ Google Pixel 8 Pro, 128GBĀ (worth S$1,549) or aĀ Sony PlayStationĀ®5 Disc Console (worth S$799) when you sign up for a UOB credit card through MoneySmart and meet the eligibility criteria! T&CsĀ apply.
Things To Note About Credit Card Sign-Up Promotions
Most banks do not allow you to stack rewards. This means that if you choose to sign up through SingSaver, for example, you will only qualify for SingSaver’s rewards and not the bank’s.
Most of the time, SingSaver and Moneysmart offer better rewards than sign-up gifts when you sign up directly on the bank’s website.
So make sure you pick carefully!
Regarding rewards from third parties like SingSaver or Moneysmart, you’ll also need to read the terms and conditions for your particular card if you want to qualify for welcome rewards.
How Do I Qualify For Sign-Up Rewards?
Once you’ve decided on a card and the sign-up gift, make sure that you are applying through the respective website.
For example, if I want the Apple iPad that comes with the OCBC 365 Credit Card, I would click “Apply Now” in the table above, which will take me to the SingSaver application page.
From there, all you have to do is follow the steps and take note of your Application Reference Number (ARN) once you have completed the signup. You’ll need to provide SingSaver with the ARN, have a successful application and meet the minimum spending requirement to qualify for the gift.
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