Best dining credit cards singapore 2018
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Best Dining Rewards Credit Card

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Food, the heartbeat of all Singaporeans. The ideal situation is that you can reap all the benefits like rewards and cash back by paying with your credit card.

Credit card terms and categories can be quite confusing. You may want to look at this guide to MCC Codes for credit cards as a reference while going down the list of credit cards.

Best Dining Credit Card Rewards: TLDR;

Credit CardDining PerksMax. CashbackMin. SpendAnnual Fee
Citi Cash Back Card8% Grocery, Dining, Grab$100/Month, $25 each category$888/Month1st Year Waived, Subsequently $192.60
OCBC 3656% Weekend Dining, 3% Weekday + Worldwide Dining$80/Month$600/Month2 Years Waived, Subsequently $192.60
UOB YOLO8% Weekend Dining, Entertainment, Grab, 3% Weekdays$180$1,200 first month1st Year Waived, Subsequently $192.60
DBS Live Fresh5% Visa payWave purchases, 0.3% other spend $60$600/Month1st Year Waived, Subsequently $128
AMEX True Cash Back3% Cash Back first 6 months $0$01st Year Waived, Subsequently $171.20
HSBC RevolutionUp to 10% off on dining, 5X Rewards on restaurants and online food orders-$02 Years Waived, Subsequently $160.50
UOB One CardFlat Rate Cash Back of up to 5%$300$1,200 first month1st Year Waived, Subsequently $192.60
Maybank Platinum VisaUp to 3.33% all local spending$100$300/Month3 Years Waived
DBS Woman's CardUp to 20% off selected restaurants--1st Year Waived, subsequently $160.50
SCB Unlimited Cash Back1.5% on all local spendings, 3% on overseas spendings$0$02 Years Waived, subsequently $193

 

Here’s a more detailed breakdown of each card:

10 Best Dining Credit Cards 2018

1. Citi Cash Back Card

citi cash back card

Perks:

  • 8% Cash back on grocery, dining and Petrol/Grab rides (until 30 June) worldwide
  • Up to 20.88% off on petrol at Esso & Shell
  • 20% cash back with selected merchants soon (rotating)
  • Retail spend: 0.25% cash back with no cap.

Max. Cash Back:

  • $100/ month
  • $25 per category per month.

Min. expenditure:

  • $888/ month

Sign Up Bonus:

  • Up to $120 cash rebate welcome gift

Annual Fee:

  • S$192.6, first year waived

They even have a cash back calculator on their website. The above example shows how much monthly cash back the average Singaporean adult may be able to get.

See: Citi Cash Back Card Reviews

2. OCBC 365 Credit Card

Perks:

  • 6% Cash back on Weekend dining, 3% on Weekday and worldwide dining, 3% on groceries
  • 22% Cash back on petrol, 3% on online shopping and utilities
  • 3% Cash back on recurring telco bills

Max Cash Back:

  • $80/ month

Min. Expenditure:

  • $600/ month

Sign Up bonus:

  • $50-$150 when applied online by 31st July

Annual Fee:

  • S$192.6, waived for 2 years and subsequently waived for annual spend of only S$10,000

See: OCBC 365 Reviews

3. UOB YOLO Credit Card

Perks:

  • 8% cash rebate on weekend dining entertainment & Grab rides, 3% on weekdays
  •  1-for-1 specials at bars and movie theaters

Max Cash Back:

  • Up to $180 for existing card members
  • 8% rebate on grab, dining, entertainment.
  • 3% rebate on online shopping and travel
  • 3.33% interest rate with UOB one account

Min spend:

  • $1,200 first month

Sign Up Bonus:

  • $20 grab promo when you apply for a supplementary card before 30 June

Annual fee:

  • $192.6, waived for the 1st year

See: UOB YOLO Review

4. DBS Live Fresh

Perks:

  • 5% Cash back on Visa payWave purchases
  • 5% Cash back on online shopping
  • 0.3% on all other spend

Max Cash back:

  • $60 ($20 on online spend, $20 on payWave, $20 on other spendings)

Min spend:

  • $600/month

Sign Up Bonus:

  • $100 Cash back for new DBS/POSB cardmember
  • $20 Cash back for existing cardmembers and a chance for a trip to Bali

Annual Fee:

  • $128, 1 year free waiver

See: DBS Live Fresh Review

5. AMEX True Cash Back

Perks:

  • 3% Cash back for first 6 months with up to $5000 spend

Max. cashback:

  • $0

Min. spend:

  • $0

Annual fee:

  • First year waived, $171.20

See AMEX True Cash Back Card Reviews.

6. HSBC Revolution Credit Card

Perks:

  • Up to 10% off on travel bookings online 2 miles on online spend (shopping and travel bookings), dining, and entertainment 5x rewards at restaurants and online food orders
  • 5X rewards points on dining, entertainment and online purchases

Min spend:

  • $0

Sign Up Bonus:

  • $100 Cash back or American Tourister Caravan Luggage

Annual fee:

  • $160.5, waived for 2 years, and then waived subsequently for annual spend of S$12,500

See: HSBC Revolution Card Reviews

7. UOB One Card

Perks:

  • Up to 24% discount on petrol at SPC and Caltex, Flat rate cashback of up to 5% (max S$100/month)
  • Extra interest income of up to 3.33% on your UOB One Savings account

Max. Cash back:

  • $300

Min. Spend:

  • $1,200 within first month

Sign Up Bonus:

  • Up to S$150 of cash credit for online applicants before 30 June

Annual fee:

  • $192.6, waived 1st year

See: UOB One Credit Card Review

8. Maybank Platinum Visa

Perks:

  • Up to 3.33% all local (all spending, not just categories)
  • 0.3% rebate on overseas
  • Travel Insurance Coverage up to $500,000

Max. Cash back:

  • $100/month

Min. Spend:

  • $300/month

Annual Fee:

  • 3 years fee waiver

9. DBS Woman’s Card

Perks:

  • Up to 20% selected restaurants, eg. bedrock, pelican, cold stone
  • Enjoy exclusive dining privileges with DBS Lifestyle App
  • Earn 10X Rewards (10 DBS Points OR 20 miles per S$5 spend) when shopping online

Annual fee:

  • 1st year waived, subsequently $160.50, waived with $15000

See: DBS Woman’s Card Reviews

10. SCB Unlimited Cash Back

Perks:

  • 3% rebate on foreign spending
  • 1.5% rebate on all local spending

Max. Cash back:

  • $0

Min. Spend:

  • $0

Annual Fee:

  • 2 years waiver, $193 subsequently

See: SCB Unlimited Cash back Reviews

 

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