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190623_ Best Maid Insurance Guide in Singapore 2023

Best Maid Insurance in Singapore 2023: Updated With Latest Changes From MOM

profileXue Miao

Over the years, domestic helpers in Singapore have been providing indispensable help at home, serving the roles of parents by working on household chores and taking care of children.

Did you know that hiring a helper costs $26,810 to $35,525 for two years?

Source: Tenor

Upon hiring a helper, it is mandatory in Singapore for employers to purchase the helper’s health and personal accident insurance policies.

Some insurance requirements include:

  • Medical Insurance: Coverage of at least $15,000 per year ($60,000 from 1 July 2023, with 25% co-payment by employers for amounts above $15,000) for inpatient care and day surgery, including hospital bills for conditions that might not be work-related
  • Personal Accident Insurance: Sum assured of at least $60,000 per year, and must cover sudden and unforeseen incidents resulting in permanent disability or death

With the recent enhancements to medical insurance for maids, we have also included the plans that have been updated to meet MOM’s new requirements. These will be labeled “enhanced”.

So, if you’re wondering which maid insurance is best for you, here’s the comprehensive list of the best maid insurance in Singapore!


TL;DR: Best Maid Insurance Guide in Singapore 2023

Since most maid work permit contracts are either 12 months or 24 months, and there is a MOM requirement for all insurance to have an additional two months of coverage, maid insurance policies have a coverage period of either 14 or 26 months.

For the sake of consistency, we’ll be comparing the prices of the 26-month plans. Click on the plans to jump to its section:

Maid InsurancePremium Before Discount
(26 months)
Special Features
AIG Domestic Helper Insurance (Enhanced)

Apply Now
$911.61 - $1053.37-
China Taiping Domestic Maid Insurance (Enhanced)$594 - $1,188-
DBS Maid Protect II (Enhanced)$497.90-
EQ Insurance EQ Maid$250 - $410.67Covers Outpatient Kidney Dialysis & Cancer Treatment
FWD Maid Insurance (Enhanced)

Apply Now
$504 - $663.99100% cancellation refund within first 3 months
Funeral grant: $2,000
GREAT Maid Premier (Enhanced)

Apply Now
$516.24 - $749.52Covers Employer's liability to the maid: Up to $50,000
Hong Leong Assurance Maid Protect360 Insurance

Apply Now
$247.30 - $388.60-
India International Insurance Maid Bond$222 - $268.30Covers Bereavement Expenses
Liberty Insurance MaidCare Maid Insurance (Enhanced)$550.80Covers Outpatient Kidney Dialysis & Cancer Treatment
Covers Employer's and Maid's Liability (Any one accident/in the aggregate)
MSIG MaidPlus Maid Insurance

Apply Now
$216 - $336.96-
NTUC Income Domestic Helper Insurance (Enhanced)$406.13 - $431.22Covers Domestic Helper Liability
Sompo MaidEase Maid Insurance (Enhanced)$475.30 - $1,305Covers Domestic Helper Liability
Tiq Maid Insurance (Enhanced)

Apply Now
$682 - $822Medical expenses reimbursement in the event of abuse by maid: Up to $5,000

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AIG Domestic Helper Insurance (Enhanced)

AIG’s Domestic Helper Insurance covers the employer’s contents and post-hospital confinement expenses. 

For peace of mind, you can also add on optional coverage (up to $2,000) for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants.

AIG Domestic Helper InsuranceClassicSuperiorElitePremier
Premium
(26-month)
$911.61$984.69$971.94$1053.37
Accidental DeathUp to $60,000Up to $60,000Up to $60,000Up to $60,000
Accidental Permanent DisabilityUp to $60,000Up to $60,000Up to $60,000Up to $60,000
Hospital & Surgical Expenses-Up to $60,000-Up to $100,000
Hospital & Surgical Expenses with 20% Co-insuranceUp to $60,000-Up to $100,000-
Medical Expenses BenefitUp to $1,000Up to $1,000Up to $2,000Up to $2,000
Daily Wages & Levy ReimbursementsUp to $30 per dayUp to $30 per dayUp to $30 per dayUp to $30 per day
Recuperation Benefit----
Rehiring / Termination ExpensesUp to $250Up to $250Up to $500Up to $500
Alternative Domestic Help BenefitUp to $300Up to $300Up to $500Up to $500
Replacement Maid ExpensesUp to $200Up to $200Up to $200Up to $200
Repatriation BenefitUp to $10,000Up to $10,000Up to $10,000Up to $10,000
Maid's Personal BelongingsUp to $2,250Up to $2,250Up to $4,500Up to $4,500
Special Grants----
Third-Party Liability----
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000Up to $5,000Up to $5,000Up to $5,000
Special FeaturesEmployer's Content: Up to $15,000

Post Hospital Confinement Expenses: $100
Employer's Content: Up to $15,000

Post Hospital Confinement Expenses: $100
Employer's Content: Up to $30,000

Post Hospital Confinement Expenses: $100
Employer's Content: Up to $30,000

Post Hospital Confinement Expenses: $100

 

China Taiping Domestic Maid Insurance (Enhanced)

China Taiping is the newest contender on this list.

It provides an optional “Bond Protector” cover for an additional premium of $54 that reimburses the insured for the loss of the Security Bond if forfeiture due to
maid’s fault, subject to an excess of S$200.

China Taiping Domestic Maid Insurance Plan D1Plan D2Plan D3
Premium
(26-month, age 50 and below)
$594$648$702
Premium
(26-month, age 50 and above)
$972$1,080$1,188
Accidental DeathUp to $60,000Up to $60,000Up to $60,000
Accidental Permanent DisabilityUp to $60,000Up to $60,000Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $60,000Up to $60,000Up to $60,000
i. First Dollar Coverage
ii. Co-payment (Insured 25% : Insurer 75%)
Up to 15,000
Next 45,000
Up to 30,000
Next 30,000
Up to 60,000
-
Medical Expenses BenefitUp to $1,000Up to $3,500UP to $5,000
Daily Wages & Levy Reimbursements-Up to $20 per day
(Max 60 days)
Up to $30 per day
(Max 60 days)
Recuperation BenefitNILUp to $20 per day
(Max 60 days)
Up to $30 per day
(Max 60 days)
Rehiring / Termination ExpensesNILUp to $250Up to $500
Alternative Domestic Help Benefit---
Replacement Maid Expenses---
Repatriation Benefit---
Maid's Personal Belongings---
Special Grants---
Third-Party Liability---
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000Up to $5,000Up to $5,000
Special FeaturesOptional Bond Protector (Excess: $200)Optional Bond Protector (Excess: $200)Optional Bond Protector (Excess: $200)

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DBS Maid Protect II (Enhanced)

As a local bank, DBS is known to bring all financial services close to their customers, including covering your domestic helper at an affordable premium with DBS Maid Protect II.

DBS Maid Protect IIBasic
Premium
(26-month)
$497.90
Accidental DeathUp to $60,000
Accidental Permanent DisabilityUp to $60,000
Hospital & Surgical Expenses
(per year)
Up to $60,000
Medical Expenses BenefitUp to $1,000
Daily Wages & Levy ReimbursementsUp to $30 per day
(max. 30 days)
Recuperation Benefit-
Rehiring / Termination ExpensesUp to $300
Alternative Domestic Help Benefit-
Replacement Maid ExpensesUp to $500
Repatriation BenefitUp to $10,000
Maid's Personal BelongingsUp to $300
Special GrantsUp to $2,000
Third-Party LiabilityUp to $5,000
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000
Special Features-

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EQ Insurance EQ Maid

For the uninitiated, EQ Insurance is a homegrown insurance brand founded in 2007.

The insurance company has two maid insurance: Essential and Enhanced. For a price of $250, you can ensure adequate for yourself and your helper.

Specifically, the plans also cover outpatient kidney dialysis and cancer treatment.

  EQ Insurance EQ Maid (Essential) EQ Insurance EQ Maid (Enhanced)
Premium
(26-month)
$250.00 $350.00
Accidental Death Up to $60,000 Up to $60,000
Accidental Permanent Disability Up to $60,000 Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $15,000 Up to $30,000
Medical Expenses Benefit Up to $2,000 Up to $3,000
Daily Wages & Levy Reimbursements Up to $30 per day
(max. 30 days)
Up to $30 per day
(max. 30 days)
Recuperation Benefit Up to $20 per day
(max. 60 days)
Up to $30 per day
(max. 60 days)
Rehiring / Termination Expenses Up to $350 Up to $500
Alternative Domestic Help Benefit 
Replacement Maid Expenses
Repatriation Benefit Up to $10,000 Up to $10,000
Maid’s Personal Belongings Up to $300 Up to $300
Special Grants Up to $1,000 Up to $3,000
Third-Party Liability Up to $5,000 any one accident or in aggregate Up to $5,000 any one accident or in aggregate
Security Bond or Insurance Guarantee Bond (to Singapore’s Ministry of Manpower) Up to $5,000 Up to $5,000
Special Features Outpatient Kidney Dialysis or Cancer Treatment: Up to $2,500 Outpatient Kidney Dialysis or Cancer Treatment: Up to $5,000

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FWD Maid Insurance (Enhanced)

Source: FWD Insurance

If you’re looking for a plan that offers better flexibility on cancellation, FWD Maid Insurance offers a 100% cancellation refund within the first three months.

This feature is especially useful during unforeseen circumstances, where there might be a need for replacement of the domestic helper.

In addition, this plan covers pre-existing conditions at no cost and offers outpatient coverage for medical visits at their network of clinics.

These are definitely some attractive features to consider.

FWD Maid Insurance EssentialEnhancedExclusive
Premium
(26-month)
$504.00$584.00$663.99
Accidental DeathUp to $60,000Up to $60,000Up to $60,000
Accidental Permanent DisabilityUp to $60,000Up to $60,000Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $60,000Up to $60,000Up to $60,000
Medical Expenses BenefitUp to $1,000Up to $2,000Up to $3,000
Daily Wages & Levy ReimbursementsUp to $30 per day
(max. 30 days)
Up to $30 per day
(max. 30 days)
Up to $30 per day
(max. 30 days)
Recuperation Benefit---
Rehiring / Termination Expenses$300$400$500
Alternative Domestic Help BenefitUp to $20 per day (max. 30 days)Up to $20 per day (max. 30 days)Up to $20 per day (max. 30 days)
Replacement Maid Expenses---
Repatriation BenefitUp to $10,000Up to $10,000Up to $10,000
Maid's Personal BelongingsUp to $300Up to $400Up to $500
Special GrantsUp to $2,000Up to $2,000Up to $2,000
Third-Party LiabilityUp to $3,000Up to $4,000Up to $5,000
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000Up to $5,000Up to $5,000
Special Features100% cancellation refund within first 3 months
Funeral grant: $2,000
100% cancellation refund within first 3 months
Funeral grant: $2,000
100% cancellation refund within first 3 months
Funeral grant: $2,000

Apply Now

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GREAT Maid Premier Plan

Source: Great Eastern

For anyone looking for extensive coverage on liabilities, the GREAT Maid Premier Plan is a newly launched insurance in replacement of MaidGR8.

While most plans have third-party liability coverage of $2,500 to $5,000, this plan provides medical coverage of up to $60,000.

That’s a pretty impressive sum.

For Nanny and Silver plans, if the total amount of hospital and surgical expenses you claim is more than $15,000 in a policy year, you must pay a co-payment as below.

Hospital and surgical expenses Co-payment
Up to $15,000 None
Above $15,000, up to the limit shown in the schedule 25% of the amount being claimed

In addition, there is also coverage of the employer’s liability to the maid of up to $50,000 too.

GREAT Maid Premier PlanNannySilverGoldPlatinum
Premium
(26-month)
N.A.$516.24$624.24$749.52
Accidental DeathUp to $60,000Up to $60,000Up to $60,000Up to $60,000
Accidental Permanent DisabilityUp to $60,000Up to $60,000Up to $60,000Up to $60,000
Hospital & Surgical Expenses (fully paid by insurer)First $15,000First $15,000Up to $60,000 (No co-payment)Up to $60,000 (No co-payment)
Hospital & Surgical Expenses Co-payment of 75% by insurers (and 25% for employers) for claim amounts above the first $15,000Up to $60,000 (Above $15,000)Up to $60,000 (Above $15,000)
Medical Expenses BenefitUp to $2,000
TCM: Up to $150
Up to $2,000
TCM: Up to $150
Up to $3,000
TCM: Up to $150
Up to $3,000
TCM: Up to $150
Daily Wages & Levy Reimbursements--Up to $35 per dayUp to $35 per day
Recuperation Benefit-Up to $20 per day
(max. 60 days)
Up to $20 per day
(max. 60 days)
Up to $30 per day
(max. 60 days)
Rehiring / Termination Expenses-Up to $350Up to $350Up to $500
Alternative Domestic Help Benefit-Up to $35 per day
(max. 60 days)
Up to $35 per day
(max. 60 days)
Up to $35 per day
(max. 60 days)
Replacement Maid Expenses----
Repatriation BenefitUp to $10,000Up to $10,000Up to $10,000Up to $10,000
Maid's Personal Belongings-Up to $300Up to $300Up to $300
Special Grants-Up to $1,000Up to $1,000Up to $3,000
Third-Party Liability-Up to $50,000Up to $50,000Up to $50,000
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)-Up to $5,000Up to $5,000Up to $5,000
Special Features-Fidelity guarantee (Excess: $50): Up to $5,000

Optional Bond Protector (Excess: $250): $5,000
Fidelity guarantee (Excess: $50): Up to $5,000

Optional Bond Protector (Excess: $250): $5,000
Fidelity guarantee (Excess: $50): Up to $5,000
Optional Bond Protector (Excess: $250): $5,000

Apply Now

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Hong Leong Assurance Maid Protect360 Insurance

If you’re getting the Hong Leong Assurance Maid Insurance, note that there’s no coverage for alternative domestic helper benefits and replacement maid expenses.

However, it provides medical expense benefits for Traditional Chinese Medicine and Physiotherapy.

Similarly, an annual limit is in place for claiming hospital & surgery expenses.

  Hong Leong Assurance Maid Protect360 Insurance Silver Hong Leong Assurance Maid Protect360 Insurance Gold Hong Leong Assurance Maid Protect360 Insurance Platinum Hong Leong Assurance Maid Protect360 Insurance Diamond
Premium
(26-month)
$247.30 $305.90 $399.70 $488.60
Accidental Death Up to $60,000 Up to $60,000 Up to $60,000 Up to $60,000
Accidental Permanent Disability Up to $60,000 Up to $60,000 Up to $60,000 Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $15,000
(Max. $30,000)
Up to $20,000
(Max. $40,000)
Up to $30,000
(Max. $60,000)
Up to $40,000
(Max. $80,000)
Medical Expenses Benefit Up to $1,000 Up to $2,000 Up to $3,000

TCM: Up to $100

Physio: Up to $250

Up to $4,000

TCM: Up to $200

Physio: Up to $300

Daily Wages & Levy Reimbursements Up to $30 per day Up to $50 per day Up to $60 per day
Recuperation Benefit Up to $20 per day Up to $30 per day Up to $50 per day
Rehiring / Termination Expenses Up to $200 Up to $300 Up to $500 Up to $600
Alternative Domestic Help Benefit 
Replacement Maid Expenses
Repatriation Benefit Up to $10,000 Up to $10,000 Up to $10,000 Up to $10,000
Maid’s Personal Belongings Up to $1,000 Up to $2,000 Up to $3,000
Special Grants Up to $2,000 Up to $3,000 Up to $5,000
Third-Party Liability Up to $3,000 Up to $5,000 Up to $7,000
Security Bond or Insurance Guarantee Bond (to Singapore’s Ministry of Manpower) Up to $5,000 Up to $5,000 Up to $5,000 Up to $5,000
Special Features

 

Apply Now

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India International Insurance Maid Bond

Unlike other insurers, India International Insurance provides expenses for bereavement of up to $2,000.

The coverage is decent and competitive at $268.30 for 26 months. On top of that, it offers reimbursement for wages and a levy of up to $50 per day (max. 60 days), which is higher than other policies.

  India International Insurance Maid Bond Standard India International Insurance Maid Bond Enhanced
Premium
(26-month)
$222.00 $268.30
Accidental Death Up to $60,000 Up to $60,000
Accidental Permanent Disability Up to $60,000 Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $15,000 Up to $20,000
Medical Expenses Benefit Up to $1,250

TCM: Up to $150

Up to $2,500

TCM: Up to $300

Daily Wages & Levy Reimbursements Up to $30 per day
(max. 60 days)
Up to $50 per day
(max. 60 days)
Recuperation Benefit
Rehiring / Termination Expenses Up to $250 Up to $250
Alternative Domestic Help Benefit  Up to $20 per day
(max. 60 days)
Up to $30 per day
(max. 60 days)
Replacement Maid Expenses
Repatriation Benefit Up to $10,000 Up to $10,000
Maid’s Personal Belongings Up to $250 Up to $250
Special Grants
Third-Party Liability Up to $5,000 Up to $5,000
Security Bond or Insurance Guarantee Bond (to Singapore’s Ministry of Manpower) Up to $5,000 Up to $5,000
Special Features Bereavement Expenses: Up to $2,000 Bereavement Expenses: Up to $2,000

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Liberty Insurance MaidCare Maid Insurance (Enhanced)

Liberty Insurance’s maid insurance is another that covers both Outpatient Kidney Dialysis & Cancer Treatment and Employer’s and Maid’s Liability.

However, Plan A lacks coverage on common benefits such as the reimbursements of daily wage and levy and Re-hiring and Termination expenses.

As such, if you’re getting insurance from Liberty, you might be better off with Plan B or C.

Liberty Insurance MaidCareMaidcare
Premium
(26-month)
$550.80
Accidental DeathUp to $60,000
Accidental Permanent DisabilityAs per scale in Policy
Hospital & Surgical Expenses
(per year)
Up to $60,000
Medical Expenses BenefitUp to $2,000
Daily Wages & Levy ReimbursementsUp to $30 per day
(maximum 60 days)
Recuperation Benefit-
Rehiring / Termination ExpensesUp to $350
Alternative Domestic Help Benefit-
Replacement Maid Expenses-
Repatriation BenefitUp to $10,000
Maid's Personal BelongingsUp to $250
Special Grants$1,000
Third-Party Liability-
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000
Special FeaturesEmployer's and Maid's Liability
(Any one accident/in the aggregate): Up to $20,000

Outpatient Kidney Dialysis/Cancer
Treatment: Up to $2,500

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MSIG Maidplus Plan

Source: MSIG

The MSIG Maidplus Standard Plan offers coverage in different areas for a comprehensive insurance plan.

For $216 for a 26-month period, this plan includes coverage for rehiring/termination expenses if the maid is unfit for work (due to injury or illness) and replacement maid expenses due to death, injury or illness.

In addition, there is an alternative domestic help benefit of $50 per day (max. 30 days), which is quite a decent sum as compared to other plans.

Also, $300 for the domestic helper’s personal belongings is covered, a coverage that is less commonly seen among insurance plans.

That said, MSIG is running a promotion, and you can get 20% off your premium AND $20 cash via Paynow!

  MSIG Maidplus Standard MSIG Maidplus Classic MSIG Maidplus Premier
Premium
(26-month)
$216.00 $293.76 $336.96
Accidental Death Up to $60,000 Up to $60,000 Up to $60,000
Accidental Permanent Disability Up to $60,000 Up to $60,000 Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $15,000 Up to $30,000 Up to $50,000
Medical Expenses Benefit TCM: Up to $100

Dengue: Up to $100

Dental: Up to $500

TCM: Up to $100

Dengue: Up to $100

Dental: Up to $500

TCM: Up to $100

Dengue: Up to $100

Dental: Up to $500

Daily Wages & Levy Reimbursements Up to $30 per day
(max. 30 days)
Up to $30 per day
(max. 45 days)
Up to $30 per day
(max. 60 days)
Recuperation Benefit
Rehiring / Termination Expenses Up to $300 Up to $600 Up to $600
Alternative Domestic Help Benefit  Up to $50 per day
(max. 30 days)
Up to $50 per day
(max. 45 days)
Up to $50 per day
(max. 60 days)
Replacement Maid Expenses Up to $500 Up to $500 Up to $500
Repatriation Benefit Up to $10,000 Up to $15,000 Up to $20,000
Maid’s Personal Belongings Up to $300 Up to $300 Up to $500
Special Grants Up to $2,000 Up to $3,000 Up to $3,000
Third-Party Liability Up to $5,000 Up to $10,000 Up to $20,000
Security Bond or Insurance Guarantee Bond (to Singapore’s Ministry of Manpower) Up to $5,000 Up to $5,000 Up to $5,000
Promotion (till 30 Apr 2023) Get $20 Cash via PayNow, 20% off

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NTUC Income Domestic Helper Insurance (Enhanced)

NTUC Income’s maid insurance has a unique feature – A domestic helper’s personal liability.

This means that when your domestic helper is legally responsible for the following:

  • Accidentally injuring someone; or
  • Damaging or causing loss to someone else’s property while performing her duties as a foreign domestic helper in Singapore

NTUC Income would cover the legal costs and expenses for representing or defending your domestic helper or the amount awarded against your domestic helper by the court in Singapore up to the maximum amount shown in the schedule’s relevant section.

NTUC Income Domestic Helper InsuranceBasicStandardEnhanced
Premium
(26-month)
$406.13$418.98$431.22
Accidental DeathUp to $60,000Up to $60,000Up to $80,000
Accidental Permanent DisabilityUp to $60,000Up to $60,000Up to $60,000
Hospital & Surgical Expenses
(per year)
Up to $60,000Up to $60,000Up to $60,000
Medical Expenses BenefitUp to $1,500Up to $2,000Up to $3,000
Daily Wages & Levy Reimbursements-Up to $20 per day
(max. 30 days)
Up to $35 per day
(max. 30 days)
Recuperation Benefit---
Rehiring / Termination Expenses---
Alternative Domestic Help Benefit---
Replacement Maid Expenses-Up to $150Up to $500
Repatriation BenefitUp to $10,000Up to $10,000Up to $10,000
Maid's Personal Belongings---
Special Grants-Up to $2,000Up to $3,000
Third-Party Liability---
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000 (not applicable for Malaysian helpers)Up to $5,000 (not applicable for Malaysian helpers)Up to $5,000 (not applicable for Malaysian helpers)
Special FeaturesDomestic helper's personal liability (per policy): Up to $25,000Domestic helper's personal liability (per policy): Up to $25,000Domestic helper's personal liability (per policy): Up to $75,000

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SOMPO MaidEase (Enhanced)

Source: SOMPO

The SOMPO MaidEase Plan includes Fidelity Guarantee coverage in an unfortunate event where there are fraudulent or dishonest acts that involve the loss of money or property.

Insurance Premium for 26 Months (inclusive of GST)StandardPrestigePrestige Plus
Insurance Benefits Only40 Years Old and Below$475.30$686.40$878.40
Above 40 Years Old$643.40$934.30$1,202.40
Insurance + Letter of Guarantee40 Years Old and Below$523.90$735.00$927.00
Above 40 Years Old$692.00$982.90$1,251.00
Insurance + Letter of Guarantee + Waiver of Counter Indemnity40 Years Old and Below$577.90$789.00$981.00
Above 40 Years Old$746.00$1,036.90$1,305.00
SOMPO MaidEaseStandardPrestigePrestige Plus
Accidental DeathUp to $60,000Up to $70,000Up to $70,000
Accidental Permanent DisabilityAs per scale in PolicyAs per scale in PolicyAs per scale in Policy
Hospital & Surgical ExpensesUp to $120,000
(Annual limit: $60,000)
Up to $140,000
(Annual limit: $70,000)
Up to $160,000
(Annual limit: $80,000)
Medical Expenses BenefitUp to $2,000
TCM: Up to $100
Dengue: Up to $150
Ambulance: Up to $100
Up to $3,000
TCM: Up to $100
Dengue: Up to $250
Ambulance: Up to $100
Up to $4,000
TCM: Up to $100
Dengue: Up to $250
Ambulance: Up to $100
Daily Wages & Levy ReimbursementsUp to $30 per day
(max. 60 days)
Up to $30 per day
(max. 60 days)
Up to $40 per day
(max. 60 days)
Recuperation BenefitUp to $20 per day
(max. 60 days)
Up to $20 per day
(max. 60 days)
Up to $30 per day
(max. 60 days)
Rehiring / Termination ExpensesUp to $300Up to $500Up to $500
Alternative Domestic Help BenefitUp to $10 per day
(max. 30 days)
Up to $15 per day
(max. 30 days)
Up to $20 per day
(max. 30 days)
Replacement Maid Expenses---
Repatriation BenefitUp to $10,000Up to $10,000Up to $10,000
Maid's Personal BelongingsUp to $300Up to $500Up to $500
Special GrantsUp to $2,000Up to $2,500Up to $3,000
Third-Party Liability---
Security Bond or Insurance Guarantee Bond (to Singapore's Ministry of Manpower)Up to $5,000Up to $5,000Up to $5,000
Special FeaturesWaiver of Counter Indemnity for Letter of Guarantee: Up to $5,000Waiver of Counter Indemnity for Letter of Guarantee: Up to $5,000

Fidelity Guarantee: $3,000
Waiver of Counter Indemnity for Letter of Guarantee: Up to $5,000

Fidelity Guarantee: $5,000

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Tiq Maid Insurance (Enhanced)

One unique feature of Tiq Maid Insurance Plan is the coverage of physical abuse by the maid. In an unfortunate event of abuse by the maid to the elderly, child, or handicapped, there is coverage of up to $5,000.

  Tiq Maid Insurance Plan A Tiq Maid Insurance Plan B Tiq Maid Insurance Plan C
Premium
(26-month)
$682 $737 $822
Accidental Death Up to $60,000 Up to $65,000 Up to $70,000
Accidental Permanent Disability Up to $60,000 Up to $65,000 Up to $70,000
Hospital & Surgical Expenses
(per year)
Up to $60,000
(25% co-insurance after first $15k)
Up to $60,000
(25% co-insurance after first $15k)
Up to $60,000
(25% co-insurance after first $15k)
Medical Expenses Benefit Up to $1,000 Up to $2,000 Up to $3,000
Daily Wages & Levy Reimbursements Up to $30 per day
(max. 30 days)
Up to $30 per day
(max. 30 days)
Up to $30 per day
(max. 30 days)
Recuperation Benefit Up to $10 per day
(max. 30 days)
Up to $15 per day
(max. 30 days)
Up to $20 per day
(max. 30 days)
Rehiring / Termination Expenses Up to $250 Up to $300 Up to $350
Alternative Domestic Help Benefit  Up to $10 per day
(max. 30 days)
Up to $15 per day
(max. 30 days)
Up to $20 per day
(max. 30 days)
Replacement Maid Expenses
Repatriation Benefit Up to $10,000 Up to $10,000 Up to $10,000
Maid’s Personal Belongings
Special Grants Up to $500 Up to $1,000 Up to $2,000
Third-Party Liability Up to $5,000 Up to $7,500 Up to $10,000
Security Bond or Insurance Guarantee Bond (to Singapore’s Ministry of Manpower) Up to $5,000 Up to $5,000 Up to $5,000
Special Features Medical expenses reimbursement in the event of abuse by maid: Up to $5,000 Medical expenses reimbursement in the event of abuse by maid: Up to $5,000 Medical expenses reimbursement in the event of abuse by maid: Up to $5,000
Promotion (till 30 Jun 2023) 20% discount with promo code “TIQSINGSEEDLY“. The promotion is valid till 30 June.

Apply Now

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About Xue Miao
A millennial who is learning to adult. She doesn't believe in the rat race and hopes to live on a farm someday.
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