Grabpay Hacks You Need To Know To Maximise Miles, Cashback and Rewards!
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Grabpay Hacks You Need To Know To Maximise Miles, Cashback and Rewards!

Rachel Yeo
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Grab has been causing quite a stir lately, with the launch of its new GrabPay Mastercard, it’s failed partnership with AXS, and the recent devaluation of its GrabRewards points.

In the midst of all these changes, can Grabpay users still maximise their rewards and cashback using GrabPay?

For the ardent Grab fans, here are some GrabPay hacks you can use to maximise your rewards!

TL;DR: GrabPay Hacks You Need To Know To Maximise Miles, Cashbacks and Rewards

grab pay hacks

Link your Grab Account with Favepay for Triple Dipping of Rewards and Cashbacks.

A popular, fuss-free hack that many Grabpay users use is to link their Grabpay with Favepay. This allows you to maximize

Coined by our community as the ‘tripple-dipping’ method, linking your Grab Pay with Fave Pay earns you more cashback and rewards per transaction, as compared to paying simply with your credit card.

As explained by our community member Aik Kai, here’s an example on how to maximize cashback using Favepay:

Imagine this situation: Person A and B are at Subway and they ordered the same thing. They are paying for their order at the cas­hier. Person A pays with his credit card only. He gets either cashback or miles based on the card he uses. That’s it.

Person B pay using Fave Pay and his/her account is linked to Grab. His GrabPay was topped up by his miles credit card.

So he earns miles from topping up GrabPay (1st dip), earn rewards points for using GrabPay (2nd dip) and earn cashback through Fave for using Fave Pay (3rd dip).

Same order, same amount, but Person B walk away with more rewards and cashback. So why not?

Do note, however, that credit cards are starting to exclude GrabPay top-ups from rewards/miles/cashback, so it is likely that you may not receive rewards form topping up your Grabpay.

Top Up GrabPay Credits with UOB One Card to enjoy up to 10% rebate on Grab Rides!

Mr Krabs Money Eyes
Source: Giphy

When you top up your Grabpay credits using your UOB One card, you will get an additional 5% rebate for Grab, on top of your quarterly cashback that is capped at $100 per statement per month.

This will work if you spend $500 per month with UOB One card in 3 consecutive months in a quarter. Doing so will get you an additional 5% rebate for grab transactions such as Grab Top-ups.

Use GrabPay For Your Daily Expenses

man catching falling money
Source: Giphy

With the GrabPay Mastercard introduced in December last year, this means greater access to a wider range of products you can spend on, including:

Channel Your GrabPay Credits To What Can It Be Used For? Additional Benefits?
Grabpay Mastercard Online purchase, Mobile Bills and Singtel OnlineNIL
Grabpay CreditsVarious merchants that accept GrabPay in Singapore. Grab Reward Points

By using GrabPay for your daily transactions, you can earn additional points and rewards that you would otherwise not have if you were to simply pay through cash or a credit card.

Maximise Your GrabPay Mastercard Rewards

GrabPay Mastercard Front Face
Source: Grab

What distinguishes GrabPay Mastercard from other traditional credit cards is that GrabRewards points can be earned for a wide range of transactions, such as insurance payments, education fees, hospital bills, and utilities.

Furthermore, the card offers free lounge access to cardholders whose flights are delayed by 120 minutes or more, and complimentary mobile phone insurance when you use the GrabPay Mastercard to pay your phone bills!

What’s disappointing though is that Grab has recently devalued its GrabRewards points. This means that you will need more points to get the same rewards. This may no longer make GrabPay as attractive as before.

GrabRewards changes

Are there other GrabPay hacks that we missed out? We would love to hear from you!

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Still have more questions after reading the article? Fret not, ask our community here!