facebookComplete iPhone 12 Telco Price vs Sim-Only Price Comparison
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Complete iPhone 12 Telco Price vs Sim-Only Price Comparison

profileJoel Koh
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If you are looking to get an iPhone 12 series phone.

Source: Apple

You’re in the right place.

Check out our comparison of getting an iPhone 12 Mini, iPhone 12, iPhone 12 Pro and iPhone 12 Pro Max from the telcos with a combo plan, vs getting it directly from Apple and taking up a SIM-Only plan.

As far as possible, we are comparing the plans with a similar amount of mobile data as the main criteria.

The phones have been released in two waves. At the time of writing (6 November), you can buy the iPhone 12 and iPhone 12 Pro which started retailing on 23 October.

But for the iPhone 12 Mini and iPhone 12 Pro Max, you will only be able to pre-order the phone from 6 November, 9pm while the phones will only be released on 13 November.

This is because these two phones will only be released on 16 November, with pre-orders starting 6 November.

With that said let’s jump right into the comparison!

Information accurate as of 7 November 2020.


TL;DR: Ultimate iPhone 12 Telco Price vs iPhone 12 SIM-Only Price Comparison

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleCircles.Life PlanM1 Base Plan + $10Singtel XO 48 + 5GStarHub Mobile+
PhoneiPhone 12 mini (64GB)
Upfront Cost$1,149$0$570$558$449
Monthly Subsciption$17.90$72.55$50$58$65
Total Cost (24 Months)$1,579$1,741$1,770$1,950$2,009
Contract LengthNo ContractNo Contract*24 Months
Data20GB20GB17GB20GB30GB
Talktime120 mins300 mins200 mins100 mins200 mins
SMS50 SMS25 SMS200 SMS100 SMS200 SMS
Caller IDFreeFreeFree for 3 months for new sign-ups

Free for 6 months for port-in
$5.35/month +
$10.70 activation fee
Free
5G Trial NetworkNoYes
(free for 3 months)
Yes
Additional PerksFree SIM card & registration$200 phone upgrade voucher every 2 years

Free SIM card & registration
$200 off for new sign-ups and those switching to M1

3 months Free weekend data for new sign-ups (or 6 months if switching to M1)

12 free months of Apple TV+ and VIU

3 free months of Apple Arcade

Unlimited data streaming of Spotify

Unlimited free calls to 3 M1 numbers

Free SIM card & registration (online sign-ups only)
12 FREE months Apple TV+

9 free months of Apple Arcade

Free Weekend Local Data

Free SIM card & registration
$200 off for those switching to Starhub

3 free months of Apple iCloud (50GB)

12 free months of Apple TV+ and StarHub TV+

Free SIM card & registration

*For CirclesLife’s 24-month iPhone 12 combo plans (with phone), there is no contract as you can terminate the contract anytime without incurring any termination fees. But, do note that the $18 monthly fee you are paying for the plan is a promotional offer for new users that will revert back to $28 monthly after a year.

You will also need to continue paying up the remaining amount you owe on the instalment plans for the cost of the phone.

Here are your options, click on the links to jump to a section.


iPhone 12 Apple Price + SIM Only Plan

To compare, SIM-only plans and Telco plans, we will be using the Apple store price paired with the cheapest SIM-Only plans and comparing them to the Telco plans.

iPhone 12 Price

Here’s a quick recap of the iPhone 12’s prices if you buy the phone directly from the online Apple Store.

ModeliPhone 12 MiniiPhone 12iPhone 12 ProiPhone 12 Pro Max
Price (64GB)$1,149$1,299--
Price (128GB)$1,219$1,369 $1,649$1,799
Price (256GB)$1,389 $1,539S$1,819$1,969
Price (512GB)--$2,149$2,299
5G SupportYes
Display5.4" OLED
476 ppi
Max 1200 nits brightness
6.1" OLED
460 ppi
Max 1200 nits brightness
6.1" OLED
460 ppi
Max 1200 nits brightness
6.7" OLED
458 ppi
Max 1200 nits brightness
ProcessorA14 Bionic
Main CamerasUltra Wide
Wide (2x Optical zoom)
Ultra Wide
Wide
Telephoto (4x
Optical zoom)
LiDAR Scanner
Ultra Wide
Wide
Telephoto (5x
Optical zoom)
LiDAR Scanner
Video CameraDolby Vision HDR 4K video recording up to 30 fpsDolby Vision HDR 4K video recording up to 60 fps
Face ID or Touch IDFaceID
Dust & Water Resistance IP68
(Water resistant to a depth of 6 metres for up to 30 minutes)

Also, do note that the Apple store offers instalment plans with 0% instalments for 12 or 24 months with these banks.

Cheapest SIM-Only Plans Singapore

To find the cheapest SIM-Only plans we will be referring to the comprehensive comparison of the cheapest SIM-only plans that my colleague put together.

For the cheapest SIM-Only plans, your top two options for the cheapest SIM Only plan are:

Amongst the two, Grid Mobile will be used for the comparison as it is the second most affordable mobile plan with at least 20GB of data.

We are not looking at TPG as their network coverage is not as comprehensive as M1, Singtel and StarHub or Circles.Life or Grid Mobile which uses M1 and Singtel’s network respectively.

However, do note that you will have to do without 5G.

Grid Mobile

For the uninitiated, Grid Mobile is one of the newer MVNOs and is a joint venture between Singtel and ST Telemedia.


Apart from TPG’s offering, Grid Mobile’s 20GB SIM Only Mobile Plan ($17.90) is really good deal in our books.

You even get free Caller ID (erm… hello? Singtel? Why’re you still charging for it on your own SIM Only plan?!).

Total Cost

To illustrate the total costs of this approach, we will be buying an iPhone 12 mini 64GB and subscribing to Grid Mobile’s 20GB SIM Only Mobile Plan for 24 months, since most of the Telco contracts are about this long.

We are using the iPhone 12 mini as I would think that this is the phone most people would buy, considering that it the most affordable iPhone 12 lineup phone.

Monthly Gird Mobile Subscription Costs (24 Months): $430 (rounded up)

iPhone 12 mini 64GB Upfront Costs: $1,149

Total Costs of Buying Direct From Apple and SIM-Only Plan: $1,579

Keep this in mind. Now let’s move on to the comparison.

Circles Life iPhone 12 Price

First up we have the prices for the Circles.Life’s iPhone 12 lineup combo plans.

Source: Circles.Life

Circles Life iPhone 12 and iPhone 12 Pro Combo Plan

DetailsGrid Mobile SIM Only Plan + Buy Direct From Apple
iPhone 12 (64GB)
Circles.Life: iPhone 12 (64GB)Circles.Life: iPhone 12 (128GB)Circle.Lifes: iPhone 12 (256GB)Circles.Life: iPhone 12 Pro (128GB)Circles.Life: iPhone 12 Pro (256GB)Circles.Life: iPhone 12 Pro (512GB)
Upfront CostS$1,299$0
Monthly Subscription Fee$17.90$78.80$81.71$88.80$95.88$102.96$116.71
Contract LengthNo ContractNo Contract*
Total Cost (24 Months)$1,729$1,891$1,961$2,131

$2,301$2,471$2,801
Data20GB20GB
Talktime120 mins300 mins
Caller IDFreeFree
SMS50 SMS25 SMS
5GNoT.B.C.
(~end 2020)
Additional PerksFree SIM card & registration$200 phone upgrade voucher every 2 years

Circles Life iPhone 12 Mini and iPhone 12 Pro Max Combo Plan

DetailsGrid Mobile SIM Only Plan + Buy Direct From Apple
iPhone 12 mini (64GB)
Circles.Life: iPhone 12 mini (64GB)Circles.Life: iPhone 12 mini (128GB)Circle.Lifes: iPhone 12 mini (256GB)Circles.Life: iPhone 12 Pro Max (128GB)Circles.Life: iPhone 12 Pro Max (256GB)Circles.Life: iPhone 12 Pro Max (512GB)
Upfront Cost$1,149$0
Monthly Subscription Fee$17.90$74$77$84$102.13$109.21$112.96
Contract LengthNo ContractNo Contract*
Total Cost (24 Months)$$1,579$1,741$1,811$1,981$2,451$2,621$2,951
Data20GB20GB
Talktime120 mins300 mins
Caller IDYesFree
SMS50 SMS25 SMS
5G-No
Additional Perks-$200 phone upgrade voucher every 2 years

For CirclesLife’s 24-month iPhone 12 combo plans (with phone), there is no contract as you can terminate the contract anytime without incurring any termination fees. But, do note that the $18 monthly fee you are paying for the plan is a promotional offer for new users that will revert back to $28 monthly after a year.

You will also need to continue paying up the remaining amount you owe on the instalment plans for the cost of the phone.

This is what drives up the overall cost of the phone.

As such, for Circles.Life iPhone 12 Telco plans, you are basically paying for the price of the SIM-Only subscription and the cost of the phone.

When you compare the Grid Mobile + buying the iPhone 12 direct from Apple approach, to the Circles.Life iPhone 12 Combo plan; you’ll find that the Grid Mobile approach is still more affordable.

For example, you will be paying $1,579 in total if you bought the iPhone 12 mini from Apple and used Grid Mobile for 24 months. With Circles.Life, you will be paying $1,741 in total. That’s a $162 difference over 24 months if you’re counting.

This may become a better deal once Circles.Life 5G network is launched. But, at the moment you will be paying a bit of a premium for a similar service.

Circles.Life Payment

As for payment, you can pay for your Circles.Life plan’s mobile plan fee directly, with your credit card or debit card (Visa, Mastercard or Amex).

However, for the phone itself, you can only pay for it via the Installment Payment Plan offered on DBS/POSB Credit Cards (Visa or Mastercard only), with the total cost of the phone split evenly into 24 monthly instalments with 0% interest and no upfront costs.

Granted, you can also choose to pay for the full cost of the phone upfront with your credit card or debit card (Visa, Mastercard or Amex) too.

iPhone 12 M1 Price

Next, we have the prices for M1’s iPhone 12 lineup plans.

Source: M1

M1 iPhone 12 and iPhone 12 Pro Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleM1 $40 Base plan$10 Add-on$38 Add-on$70 Add-on$195 Add-on
Monthly Subscription Fee$17.90$40.00$50.00$78.00$110.00$235.00
iPhone 12 (64GB):
Upfront Cost
Total Cost (24 months)
$1299
$1,729
$810
$1,770
$710
$1,910
$450
$2,322
$200
$2,840
$0
$5,640
iPhone 12 (128GB):
Upfront Cost
Total Cost (24 months)
$1369
$1799
$880
$1,840
$770
$1,970
$510
$2,382
$260
$2,900
$0
$5,640
iPhone 12 (256GB):
Upfront Cost
Total Cost (24 months)
$1,539
$1,969
$1,030
$1,990
$930
$2,130
$670
$2,542
$670
$3,310
$100
$5,740
iPhone 12 Pro (128GB):
Upfront Cost
Total Cost (24 months)
$1,649
$1,729
$1,130
$2,090
$1,030
$2,230
$760
$2,632
$520
$3,160
$200
$5,840
iPhone 12 Pro (256GB):
Upfront Cost
Total Cost (24 months)
$1,819
$1799
$1,280
$2,240
$1,180
$2,380
$920
$2,792
$670
$3,310
$350
$5,990
iPhone 12 (512GB):
Upfront Cost
Total Cost (24 months)
$2,149
$2,579
$1,580
$2,540
$1,480
$2680
$1,220
$3,092
$970
$3,610
$650
$6,290
Contract LengthNo contract24 months
Data20GB12GB17GB
42GB77GB112GB
Talktime120 mins100 mins200 mins300 mins500 minsUnlimited mins
SMS50100 SMS200 SMS350 SMS500 SMS1,000 SMS
Caller IDFreeFree for 3 months for new sign-ups

Free for 6 months for port-in
5G-Yes
(free for 3 months)
Yes
(free for 6 months)
Additional Perks-3 months Free weekend data for new sign-ups (or 6 months if switching to M1)

12 free months of Apple TV+ and VIU

3 free months of Apple Arcade

Unlimited data streaming of Spotify

Unlimited free calls to 3 M1 numbers

M1 iPhone 12 Mini and iPhone Pro Max Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleM1 $40 Base plan$10 Add-on$38 Add-on$70 Add-on$195 Add-on
Monthly Subscription Fee$17.90$40.00$50.00$78.00$110.00$235.00
iPhone 12 mini (64GB):
Upfront Cost
Total Cost (24 months)
$1,149
$1,579
$680
$1,640
$570
$1 ,770
$310
$2,182
$60
$2,700
$0
$5,640
iPhone 12 mini (128GB):
Upfront Cost
Total Cost (24 months)
$1,219
$1,649
$740
$1,700
$640
$1,840
$370
$2,242
$130
$2,770
$0
$5,640
iPhone 12 mini (256GB):
Upfront Cost
Total Cost (24 months)
$1,389
$1,819
$890
$1,850
$790
$1,990
$530
$2,402
$280
$2,920
$0
$5,640
iPhone 12 Pro Max (128GB):
Upfront Cost
Total Cost (24 months)
$1,799
$2,229
$1,270
$2,230
$1,160
$2,360
$900
$2,772
$650
$3,290
$160
$5,800
iPhone 12 Pro Max (256GB):
Upfront Cost
Total Cost (24 months)
$1,969
$2,399
$1,420
$2,380
$1,320
$2,520
$1,060
$2,932
$810
$3,450
$260
$5,900
iPhone 12 Pro Max (512GB):
Upfront Cost
Total Cost (24 months)
$2,299
$2,729
$1,720
$2,680
$1,620
$2,820
$1,360
$3,232
$1,110
$3,750
$560
$6,200
Contract LengthNo Contract24 Months
Data20GB12GB17GB
42GB77GB112GB
Talktime120 mins100 mins200 mins300 mins500 minsUnlimited mins
SMS50 SMS100 SMS200 SMS350 SMS500 SMS1,000 SMS
Caller IDFreeFree for 3 months for new sign-ups

Free for 6 months for port-in
5GNoYes
(free for 3 months)
Yes
(free for 6 months)
Additional PerksFree SIM card & registration3 months Free weekend data for new sign-ups (or 6 months if switching to M1)

12 free months of Apple TV+ and VIU

3 free months of Apple Arcade

Unlimited data streaming of Spotify

Unlimited free calls to 3 M1 numbers

When you compare the Grid Mobile + buying the iPhone 12 direct from Apple approach to the M1 plans; you’ll find that you will have to pay more, with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the iPhone 12 mini 64GB.

For Grid approach, you will have to pay $1,149 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months. In total, you will only be paying just $1,579.

However, if you opt for the M1 base plan + $10 for comparable data, you will have to pay $570 for upfront for the phone and $50 a month for the plan.

In total, you will only be paying $1,770, a good $192 more than the Grid mobile + buy direct from Apple approach!

M1 Perks

But on balance, M1 is offering $200 off for new sign-ups or when you switch to M1 (and an additional $100 if using Citi credit card for payment or $120 with Citi M1 card)

This is part of the other above mentioned perks for customers who sign up during the pre-order phase.

With the promo, you will be paying $1,570 in total, or $9 less than the Grid mobile + buy direct from Apple approach! If you have a Citi credit card, you’ll pay even less!

As for 5G connectivity, you will get free access to M1’s 5G trial network and 100GB extra data when you sign up for these plans:

  • Free three months 5G Booster Pack on $40 Base Plan + $10 Add-on
  • Free six months 5G Booster Pack on $40 Base Plan + $38 Add-on and above

However, with M1 plans, the free three months of caller ID is only for new customers.

iPhone 12 Singtel Price

Next up we have Singtel who have also released information about their iPhone 12 lineup Telco plans.

Source: Singtel

But before you look at their price plans, here are few things to take note of.

The Combo and XO plans below come bundled with 5G NOW: an add-on that comes with an additional 10GB of local data (included in the plans) and access to Singtel’s 5G trial network.

However, you will need to pay an additional $10 for the monthly subscription fee for the plans.

If you opt-out from the 5G add-on, you will save $240 over the length of the contract. But, do note that you will be losing out on the $50 discount from 5G Now or the $100 discount from a new sign-up or upgrade from a lower-tier plan to XO 78 or XO 108.

Singtel iPhone 12 Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleXO 48 + 5GXO 78 + 5GXO 108 + 5GCombo 2 + 5GCombo 3 + 5GCombo 6 + 5GCombo 12 + 5G
Monthly Subscription Fee$17.90$58.00$88.00$118.00$52.90$82.90$109.90$249.90
iPhone 12 (64GB):
Upfront Cost
Total Cost (24 months)
$1,299
$1,729
$698
$2,090
$328
$2,440
$68
$2,900
$788
$2,057.60
$548
$2,537.60
$338
$2,975.60
$0
$5,976
iPhone 12 (128GB):
Upfront Cost
Total Cost (24 months)
$1369
$1,799
$758
$2150
$398
$2,510
$68
$2,960
$848
$2,117.60
$608
$2,597.60
$398
$3,035.60
$0
$5,976
iPhone 12 (256GB):
Upfront Cost
Total Cost (24 months)
$1,539
$1,969
$918
$2,318
$548
$2,660
$68
$3,110
$1,008
$2,277.60
$768
$2,757.60
$398
$3,195.60
$0
$5,976
Contract LengthNo Contract24 Months
Data20GB20GB50GB80GB12GB14GB17GB22GB
Talktime120 mins100 mins300 mins500 mins200 mins10,000 mins
SMS50100 SMS300 SMS500 SMS1,000 SMS10,000 SMS
Caller IDFree$5.35/month +
$10.70 activation fee
5G-5G NOW
Additional Perks-12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Free Weekend Local Data
12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Singtel iPhone 12 Pro Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleXO 48 + 5GXO 78 + 5GXO 108 + 5GCombo 2 + 5GCombo 3 + 5GCombo 6 + 5GCombo 12 + 5G
Monthly Subscription Fee$17.90$58.00$88$118.00$52.90$82.90$109.90$249.90
iPhone 12 Pro (128GB):
Upfront Cost
Total Cost (24 months)
$1,649
$2,079
$1,018
$2,410
$648
$2,760
$378
$3,210
$1,108
$2,377.60
$868
$2,857.60
$658
$3,295.6
$0
$5,976
iPhone 12 Pro (256GB):
Upfront Cost
Total Cost (24 months)
$1,819
$2,249
$1,168
$2,560
$798
$2,910
$538
$3,370
$1,258
$2527.60
$1,018
$3,007.60
$808
$3,445.60
$0
$5,976
iPhone 12 Pro (512GB):
Upfront Cost
Total Cost (24 months)
$2,149
$2,579
$1,468
$2,860
$1,108
$3,220
$838
$3,670
$1,558
$2,827.60
$1,318
$3,308.20
$1,108
$3,745.60
$268
$6.254
Contract LengthNo Contract24 Months
Data20GB20GB50GB80GB12GB14GB17GB22GB
Talktime120 mins100 mins300 mins500 mins200 mins10,000 mins
SMS50100 SMS300 SMS500 SMS1,000 SMS10,000 SMS
Caller IDFree$5.35/month +
$10.70 activation fee
5G-5G NOW
Additional Perks-12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Free Weekend Local Data
12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Singtel iPhone 12 Mini Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleXO 48 + 5GXO 78 + 5GXO 108 + 5GCombo 2 + 5GCombo 3 + 5GCombo 6 + 5GCombo 12 + 5G
Monthly Subscription Fee$17.90$58.00$88.00$118.00$52.90$82.90$109.90$249.90
iPhone 12 Mini (64GB):
Upfront Cost
Total Cost (24 months)
$1,149
$1,579
$558
$1,950
$198
$2,310
$0
$2,832
$648
$1917.60
$408
$2,397.60
$198
$2,835.60
$0
$5,997.60
iPhone 12 Mini (128GB):
Upfront Cost
Total Cost (24 months)
$1,219
$1,649
$628
$2,020
$258
$2,370
$0
$2,832
$718
$2,017.60
$478
$2476.60
$268
$2,905.60
$0
$5,997.60
iPhone 12 Mini (256GB):
Upfront Cost
Total Cost (24 months)
$1,389
$1,819
$778
$2,170
$408
$2,520
$148
$2,980
$868
$2137.60
$628
$2,617.60
$418
$3,055.60
$0
$5,997.60
Contract LengthNo Contract24 Months
Data20GB20GB50GB80GB12GB14GB17GB22GB
Talktime120 mins100 mins300 mins500 mins200 mins10,000 mins
SMS50100 SMS300 SMS500 SMS1,000 SMS10,000 SMS
Caller IDFree$5.35/month +
$10.70 activation fee
5G-5G NOW
Additional Perks-12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Free Weekend Local Data
12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Singtel iPhone 12 Pro Max Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleXO 48 + 5GXO 78 + 5GXO 108 + 5GCombo 2 + 5GCombo 3 + 5GCombo 6 + 5GCombo 12 + 5G
Monthly Subscription Fee$17.90$58.00$88.00$118.00$52.90$82.90$109.90$249.90
iPhone 12 Pro Max (128GB):
Upfront Cost
Total Cost (24 months)
$1,649
$2,079
$1,148
$2,540
$788
$2,900
$518
$3,350
$1,238
$2,507.60
$1,008
$2,997.60
$788
$3,425.60
$8
$6,005.60
iPhone 12 Pro Max (256GB):
Upfront Cost
Total Cost (24 months)
$1,819
$2.249
$1,308
$2,700
$938
$3,050
$668
$3,500
$1,398
$2,667.60
$1,158
$3,147.60
$948
$3,585.60
$108
$6,105.60
iPhone 12 Pro Max (512GB):
Upfront Cost
Total Cost (24 months)
$2,149
$2,579
$1,608
$3,000
$1,238
$3,350
$968
$3,800
$1,698
$2967.60
$1,458
$3,447.60
$1,248
$3,885.60
$408
$6,405.60
Contract LengthNo Contract24 Months
Data20GB20GB50GB80GB12GB14GB17GB22GB
Talktime120 mins100 mins300 mins500 mins200 mins10,000 mins
SMS50100 SMS300 SMS500 SMS1,000 SMS10,000 SMS
Caller IDFree$5.35/month +
$10.70 activation fee
5G-5G NOW
Additional Perks-12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Free Weekend Local Data
12 free months of Apple iCloud (50GB)

9 free months of Apple Arcade

12 FREE months Apple TV+

Do note that phone prices are inclusive of the discounts mentioned above.

When you compare the Grid Mobile + buying the iPhone 12 direct from Apple approach to the Singtel plans; you’ll find that you will have to pay more, with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the iPhone 12 mini 64GB model.

For Grid, you will have to pay $1,149 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months.

In total, you will only be paying $1,579.

However, if you opt for the basic Singtel XO 48 plan, you will have to pay $558 for upfront for the phone and $58 a month for the plan.

In total, you will only be paying $1,950 a good $371 more than the Grid mobile + buy direct from Apple approach!

iPhone 12 StarHub Price

Now let’s look at StarHub’s contract offerings for the iPhone 12 lineup.

Source: StarHub

A few things to take note of for the Mobile+ consumer plans:

You will receive an additional $200 phone discount if you are switching from other telcos to StarHub.

You also have the option to pay for the phone via instalments over the 24-month contract with $0 upfront cost.

Not to mention that if you sign up for StarHub’s Mobile+ plan, you are enrolled into StarHub’s trial 5G network at no extra cost.

StarHub iPhone 12 and iPhone 12 Pro Plans

Here are StarHub’s price plans for the iPhone 12 and iPhone 12 Pro:

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungMobile+ ($65)Mobile+ ($95)Mobile+ ($155)
Monthly Subscription Fee$17.90$65.00$95.00$155.00
Samsung Galaxy S21 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,248
$1,678
$499
$2,059
$199
$2,479
$0
$3,720
Samsung Galaxy S21+ 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,498
$1,928
$719
$2,279
$449
$2,729
$0
$3,720
Samsung Galaxy S21+ Ultra 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,798
$2,228
$969
$2,529
$699
$2,979
$149
$3,869
Samsung Galaxy S21+ Ultra 5G (512GB)
Upfront Cost
Total Cost (24 months)
$1,998
$2,428
$1,149
$2,709
$889
$3,169
$349
$4,069
Contract LengthNo contract24 Months
Data20GB30GB60GB120GB
Talktime120 mins200 mins600 mins1,000 mins
SMS50200 SMS600 SMS1,000 SMS
Caller IDFreeFree
5G-Free access to StarHub's 5G network
Additional Perks-Free 12 months of StarHub TV+ & Hotstar

Free 1 month Antstream

Enjoy an extra $300 OFF when you switch to StarHub or sign up for a new line.
(Applicable to Mobile+ $95 2-year plan and above)
Pre-Order GiftsGalaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
Galaxy S21:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21+ & Ultra:
Galaxy Tab A7(Gray, 64GB, Wi-Fi)

StarHub iPhone 12 Mini and iPhone 12 Pro Max Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From AppleMobile+ ($65)Mobile+ ($95)Mobile+ ($155)
Monthly Subscription Fee$17.90$65.00$95.00$155.00
iPhone 12 mini (64GB):
Upfront Cost
Total Cost (24 months)
$1,149
$1,579
$449
$2,009
$199
$2,479
$0
$3,720
iPhone 12 mini (128GB):
Upfront Cost
Total Cost (24 months)
$1,219
$1,649
$509
$2,069
$259
$2,539
$0
$3,720
iPhone 12 (256GB):
Upfront Cost
Total Cost (24 months)
$1,389
$1,819
$669
$2,229
$419
$2,699
$0
$3,720
iPhone 12 Pro Max (128GB):
Upfront Cost
Total Cost (24 months)
$1,799
$2,229
$1,039
$2,599
$789
$3,069
$249
$3,969
iPhone 12 Pro Max(256GB):
Upfront Cost
Total Cost (24 months)
$1,969
$2,399
$1,189
$2,749
$939
$3,219
$409
$4,129
iPhone 12 Pro Max (512GB):
Upfront Cost
Total Cost (24 months)
$2,299
$2,729
$1,489
$3,049
$1,239
$3,519
$709
$4,429
Contract LengthNo contract24 Months
Data20GB30GB60GB120GB
Talktime120 mins200 mins600 mins1,000 mins
SMS50200 SMS600 SMS1,000 SMS
Caller IDFreeFree
5G-StarHub's 5G trial network
Additional Perks-$200 off for those switching to Starhub

3 free months of Apple iCloud (50GB)

12 free months of Apple TV+ and StarHub TV+

Free SIM card & registration

When you compare the Grid Mobile + buying the iPhone 12 direct from Apple approach to the StarHub plans; you’ll find that you will have to pay more with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the iPhone 12 mini 64GB model.

For Grid, you will have to pay $1,149 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months.

In total, you will only be paying $1,579.

However, if you opt for the basic Mobile+ ($65) plan, you will have to pay $449 for upfront for the phone and $65 a month for the plan.

In total, you will only be paying $2,009, about a good $430 more than the Grid mobile + buy direct from Apple approach!

Even with the port in/new customer discount, you will be paying $1,809 about a good $230 more than the Grid mobile + buy direct from Apple approach!

Starhub also offers 24-month device instalment plans, starting at just over $8 a month for customers who prefer to pay $0 upfront and spread out the cost of the phone.

Closing Thoughts

Aside from Circles Life and M1, you will be paying anywhere from $162 to $430 more when you sign up for a two-year contract with the telcos for the base iPhone 12 mini 64GB.

Sure you get 5G connectivity and some perks for Singtel, StarHub and M1, but you will be locked into a two-year contract with them.

I would very prefer the SIM-Only and buy direct from Apple approach as I would not want to get locked into a contract and pay more.

But that’s just me.

However, if you have access to a Corporate Individual (CIS) scheme, it should be worth it to get a telco set as you can recontract after 21 months.

The overall discount is about 25 per cent, but you might want to do the math and compare prices.

Otherwise, the SIM only route is usually better.

Pro-tip: some people will sell their brand new Telco bought iPhones for a bit lower than retail prices on platforms like Carousell. You might be able to snag a deal so do check it out!

Speaking of Sim-Only, check out our FREE SIM-Only Mobile Plans comparison tool if you are looking for the best SIM-Only plan for your phone!

Stay safe everyone!

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About Joel Koh
History student turned writer at Seedly. Before you ask, not a teacher. My time as a history student has equipped me with the skills to evaluate the impact societal development has on financial and nonfinancial events.
You can contribute your thoughts like Joel Koh here.

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