M1, Singtel, And Starhub iPhone 11 Prices: Which Telco Is The Cheapest?
 
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M1, Singtel, And Starhub iPhone 11 Prices: Which Telco Is The Cheapest?

Kenneth Fong
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So… the new iPhones are out: iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max.

It goes without saying that picking any of Apple’s latest smartphones means making a really, REALLY expensive purchase.

And even though Seedly is all about making smarter personal finance decisions…

Why Are People Willing To Spend On The Latest Apple iPhone

I’m not here to convince you to get a more economical alternative or to consider an older (and possibly cheaper) model of the iPhone.

You’re here because you’ve already decided that you’re going to purchase the latest iPhone.

So the real question is: Which telco should you buy your iPhone 11 from? And is the ‘SIM-only plan and purchase the phone separately’ option a better idea?

Let’s get to it, shall we?


TL;DR: Which Telco Has The Cheapest iPhone 11 Price?

Seedly iPhone 11 Price Which Telco Cheapest M1 Singtel Starhub

  • When choosing which telco to get your iPhone 11 from, don’t just look at the price of the device
  • You need to factor in the plan you’re getting and take your data allowance into consideration to find the option with the best value
  • SIM-only plan + buy your device separately is usually the cheaper option
  • Use the Seedly SIM-only comparison tool to help you find the best option!

Disclaimer: We’re not sponsored by any of the telcos (big or small) to write this post! Also, the calculations presented here are based on my stipulated criteria so use them as a loose guideline when deciding where to get your iPhone 11!


How Much Would The New Apple iPhone Cost?

Apple iPhone 11 In Water
Source: Apple

If you walked into the Apple store right now to buy your 2019 iPhone, here’s how much you’d expect to pay:

iPhone Prices From The Apple Store64GB128GB256GB512GB
iPhone 11$1,149$1,219$1,389-
iPhone 11 Pro$1,649-$1,889$2,199
iPhone 11 Pro Max$1,799-$2,039$2,349

I know.

The prices are damn siao (Hokkien: crazy) right?

But now that you know how much the iPhone 11 costs, you’ll have a better gauge as to how much (more or less) you’d be paying if you’re planning to buy yours from the telcos.


M1 vs Singtel vs Starhub iPhone 11 Prices

The most obvious way of getting the brand new iPhone 11, at some kind of a discount, is probably through the telcos with a 2-year mobile contract.

It’s nigh impossible for me to tell you which telco has the cheapest iPhone prices because it really depends on:

  • Which iPhone 11 model do you have your heart set on?
  • What plan are you planning to commit to for two years?

With that being said, you’re probably wondering how much an iPhone would cost depending on which 2-year mobile contract plan you choose.

So here’s a compilation of iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max prices from the three biggest telcos in Singapore.

M1, Singtel & Starhub iPhone 11 Prices

iPhone 11 Different Colours
Source: Apple

M1 iPhone 11 Prices

M1 2-Year Contract Mobile PlaniPhone 11 (64GB)iPhone 11 (128GB)iPhone 11 (256GB)
$30 per month$770$835$990
$50 per month$575$640$795
$78 per month$315$380$535
$110 per month$70$130$285
$235 per month$0$0$0

Singtel iPhone 11 Prices

Singtel 2-Year Contract Mobile PlaniPhone 11 (64GB)iPhone 11 (128GB)iPhone 11 (256GB)
Combo 1
$27.90 per month
$808$878$1,028
Combo 2
$42.90 per month
$658$718$878
XO 48
$48 per month
$608$678$828
Combo 3
$68.90 per month
$428$488$638
XO 78
$78 per month
$338$408$558
Combo 6
$95.90 per month
$178$248$398
XO 108
$108 per month
$78$138$298
Combo 12
$239.90 per month
$0$0$0

Starhub iPhone 11 Prices

Starhub 2-Year Contract Mobile PlaniPhone 11 (64GB)iPhone 11 (128GB)iPhone 11 (256GB)
$50 per month$587$651$806
$75 per month$359$423$578
$105 per month$110$175$330
$238 per month$0$0$120

Scenario 1: iPhone 11 (64GB) + SIM-only Vs Basic 2-Year Contract Telco Plan

To make this a realistic comparison, I’m going to look for the cheapest SIM-only plan (I’m aware that M1 and Singtel have lower-priced 2-year contracts, but I’m capping it at $50 to match Starhub’s lowest-priced option) with at least 10GB data.

Let’s use the Seedly SIM-only comparison tool to see which SIM-only plan fits the bill.

SIM-Only Comparison For iPhone 11 (64GB)

Here’s what it’ll cost if I added that to the cost of an iPhone 11 (64GB):

 Gomo
Lowest Cost Per Month For SIM-only Mobile Plan$20
Data20GB
Cost Of iPhone 11 (64GB) from Apple Store$1,149
Total Cost for 24 Months (assuming no GST)$1,629

Side note: I’m aware that Gomo gives you free 10GB additional data if you switch from a non-Singtel telco by 30 Sep 2019, but I’m excluding that from my consideration as it’ll only last for 30 days.

For 2-year contract plans, I could go with the cheapest from each telco…

But seriously, even though Singtel Combo 1 is the cheapest plan amongst the three telcos, it only comes with a paltry 100MB of data.

NOBODY’s going to last one month on 100MB of data lah

Let’s say I take $50 per month as the benchmark (since this is Starhub’s lowest price) and identify 2-year contract plans with the closest data cap to the SIM-only plan which I identified earlier:

 M1SingtelStarhub
Cost Per Month For 2-Year Contract Mobile Plan$50$48
(XO 48)
$50
Data17GB10GB15GB
Cost Of iPhone 11 (64GB)$575$608$587
Total Cost for 24 Months (assuming no GST)$1,775$1,760$1,787

If you’re only looking at 2-year contracts then the Singtel XO 48 + iPhone 11 option is the cheapest.

But I’d say that the M1 $50 per month plan + iPhone 11 option is of better value because you’re getting 7GB more data a month.

Note: this conclusion is based solely on my stipulated criteria

But if you consider the Gomo SIM-only plan + iPhone 11 option, then you’re paying lesser AND you’re getting twice the amount of data a month.


M1, Singtel & Starhub iPhone 11 Pro Prices

iPhone 11 Pro
Source: Apple

M1 iPhone 11 Pro Prices

M1 2-Year Contract Mobile PlaniPhone 11 Pro (64GB)iPhone 11 Pro (256GB)iPhone 11 Pro (512GB)
$30 per month$1,225$1,445$1,725
$50 per month$1,030$1,250$1,530
$78 per month$770$990$1,270
$110 per month$520$740$1,025
$235 per month$200$420$705

Singtel iPhone 11 Pro Prices

Singtel 2-Year Contract Mobile PlaniPhone 11 Pro (64GB)iPhone 11 Pro (256GB)iPhone 11 Pro (512GB)
Combo 1
$27.90 per month
$1,268$1,488$1,768
Combo 2
$42.90 per month
$1,108$1,328$1,618
XO 48
$48 per month
$1,068$1,288$1,568
Combo 3
$68.90 per month
$878$1,098$1,378
XO 78
$78 per month
$798$1,018$1,298
Combo 6
$95.90 per month
$638$858$1,138
XO 108
$108 per month
$528$748$1,028
Combo 12
$239.90 per month
$0$88$368

Starhub iPhone 11 Pro Prices

Starhub 2-Year Contract Mobile PlaniPhone 11 Pro (64GB)iPhone 11 Pro (256GB)iPhone 11 Pro (512GB)
$50 per month$1,042$1,261$1,544
$75 per month$814$1,033$1,316
$105 per month$565$784$1,068
$238 per month$355$574$858

Scenario 2: iPhone 11 Pro (64GB) + SIM-only Vs Basic 2-Year Contract Telco Plan

All of my previous considerations are the same. So I’m going to stick with the Gomo SIM-only plan for this scenario as well.

Here’s what it’ll cost if I tabulated the cost of the SIM-only plan to the cost of an iPhone 11 Pro (64GB):

 Gomo
Lowest Cost Per Month For SIM-only Mobile Plan$20
Data20GB
Cost Of iPhone 11 Pro (64GB) from Apple Store$1,649
Total Cost for 24 Months (assuming no GST)$2,129

Again, with $50 as my benchmark, here’s what the prices look like across all three telcos:

 M1SingtelStarhub
Cost Per Month For 2-Year Contract Mobile Plan$50$48$50
Data17GB10GB15GB
Cost Of iPhone 11 Pro (64GB)$1,030$1,068$1,042
Total Cost for 24 Months (assuming no GST)$2,230$2,220$2,242

If you’re only looking at 2-year contracts then, again the Singtel XO 48 + iPhone 11 Pro option is the cheapest.

Interestingly, the price difference between the three telcos drops a bit as compared to the iPhone 11 comparison I did earlier.

In fact, by paying $10 more, I’d be getting 7GB of data more per month with the M1 option. Now that’s something to think about… especially if you’re a heavy data user.

Note: this conclusion is again based solely on my stipulated criteria

Regardless of which 2-year plan you choose, the Gomo SIM-only plan + iPhone 11 Pro option is cheaper and you’re getting more data overall.


M1, Singtel & Starhub iPhone 11 Pro Max Prices

iPhone 11 Pro Max
Source: Apple

M1 iPhone 11 Pro Max Prices

M1 2-Year Contract Mobile PlaniPhone 11 Pro Max (64GB)iPhone 11 Pro Max (256GB)iPhone 11 Pro Max (512GB)
$30 per month$1,365$1,575$1,860
$50 per month$1,170$1,380$1,665
$78 per month$905$1,120$1,405
$110 per month$660$875$1,160
$235 per month$340$555$840

Singtel iPhone 11 Pro Max Prices

Singtel 2-Year Contract Mobile PlaniPhone 11 Pro Max (64GB)iPhone 11 Pro Max (256GB)iPhone 11 Pro Max (512GB)
Combo 1
$27.90 per month
$1,408$1,618$1,898
Combo 2
$42.90 per month
$1,248$1,468$1,748
XO 48
$48 per month
$1,208$1,418$1,698
Combo 3
$68.90 per month
$1,018$1,228$1,518
XO 78
$78 per month
$938$1,148$1,438
Combo 6
$95.90 per month
$778$989$1,278
XO 108
$108 per month
$668$878$1,168
Combo 12
$239.90 per month
$58$218$498

Starhub iPhone 11 Pro Max Prices

Starhub 2-Year Contract Mobile PlaniPhone 11 Pro Max (64GB)iPhone 11 Pro Max (256GB)iPhone 11 Pro Max (512GB)
$50 per month$1,181$1,395$1,678
$75 per month$953$1,167$1,450
$105 per month$704$918$1,202
$238 per month$494$708$992

Scenario 3: iPhone 11 Pro Max (64GB) + SIM-only Vs Basic 2-Year Contract Telco Plan

You know the drill by now:

 Gomo
Lowest Cost Per Month For SIM-only Mobile Plan$20
Data20GB
Cost Of iPhone 11 Pro Max (64GB) from Apple Store$1,799
Total Cost for 24 Months (assuming no GST)$2,279

And here’re the prices across the three telcos:

 M1SingtelStarhub
Cost Per Month For 2-Year Contract Mobile Plan$50$48$50
Data17GB10GB15GB
Cost Of iPhone 11 Pro Max (64GB)$1,170$1,208$1,181
Total Cost for 24 Months (assuming no GST)$2,370$2,360$2,381

No surprises here… The Singtel XO 48 + iPhone 11 Pro option is once again the cheapest amongst the telcos.

But as mentioned earlier, you might want to consider paying $10 more to enjoy 7GB of additional data per month with the M1 option instead.

Note: I know you’re damn sian of seeing this but AGAIN this conclusion is based solely on my stipulated criteria

Finally, as compared to the 2-year contracts the Gomo SIM-only plan + iPhone 11 Pro Max option is cheaper and you’re getting more data overall.


So… What’ve We Learnt?

1. Don’t Focus Only On The Price Of The Device

When choosing which telco to get your iPhone from, looking only at the price of the device won’t give you the whole picture.

Using Scenario 1 (and my criteria) as an example, M1’s price for the iPhone 11 (64GB) is the cheapest at first glance.

But once you factor in the monthly bill payment for 24 months (the duration of your contract), you’ll notice that Singtel is the cheapest option.

That being said, the Singtel option only gives you 10GB data per month.

Paying $15 more for M1 or $27 more for Starhub gives you 17GB and 15GB data respectively.

I mean, there’s no point in getting a snazzy new iPhone if you don’t have enough data to enjoy high-definition videos or games on it right?

2. SIM-Only Plan + Buying The iPhone Separately Is Still Cheaper (Most Of The Time…)

Based on my criteria, it seems like going with a SIM-only plan and buying your iPhone separately makes the most economic sense.

To further test this out, I decided to maximise the specifications of our data allowance and iPhone.

I’ll be pitting the SIM-only plan with the highest data cap in the market vs. the closest equivalent 2-year plan with the highest data cap in the market.

Naturally, we’ll be looking at getting the highest-tiered iPhone 11 Pro Max (512GB) too…

Using Seedly’s SIM-only comparison tool again, the SIM-only plan with the highest data cap in the market is…

Seedly SIM Only Plan Comparison MyRepublic Ultimate 80

MyRepublic’s SIM-Only Ultimate 80, which gives 80GB of data at 4G speeds.

Now comes the tricky part.

When it comes to 2-year telco plans with the highest data caps, most telcos will gift you a $500 yearly handset upgrade voucher (amongst other goodies) for being such a baller user.

Which means that at the one-year mark, you can always upgrade to the latest iteration of the iPhone.

This also means that I’ll need to adjust my metric to one year instead to get a more accurate comparison since I’m factoring in the purchase of the new iPhone.

Here’s what the cost looks like for MyRepublic SIM-Only Ultimate 80 (one year’s worth of subscription) + a brand new iPhone 11 Pro Max (512GB) from the Apple Store:

 MyRepublic
Cost Per Month for SIM-only Mobile Plan with the highest data cap$80
Data80GB
Cost Of iPhone 11 Pro Max (512GB) from Apple Store$2,349
Total Cost for 12 Months (assuming no GST)$3,309
Ice Cube And Chris Tucker Going Damn
Source: Friday | giphy

Let’s look at the 2-year contract options.

Assuming all three telcos gift you a $500 yearly handset upgrade voucher:

 M1SingtelStarhub
Cost Per Month For 2-Year Contract Mobile Plan$235$239.90
(Combo 12)
$238
Data112GB12GB110GB
Cost Of iPhone 11 Pro Max (512GB) - $500 upgrade voucher$840 - $500 = $340$498 - $500 = $0$992 - $500 = $452
Total Cost for 1 year Months (assuming no GST)$3,160$2,876.80$3,308

Now, I could go with Singtel Combo 12 as it’s the “cheapest”, but it only gives a maximum of 12GB data.

Instead, a closer equivalent (and more value for money option) to the MyRepublic SIM-Only Ultimate 80 (80GB data) would be the M1 $235 per month plan (112GB data).

And guess what?

Once you factor in the $500 upgrade voucher, the M1 $235 per month + iPhone 11 Pro Max (512GB) option is $149 cheaper AND you get 32GB more data monthly.

So there you go, an instance where the ‘SIM-only + buy phone separately’ option is more expensive than buying your iPhone with a 2-year mobile contract.

.

.

.

But seriously, if you’re spending THAT kind of money, I highly doubt you care about saving $149.

Whether you love or hate our content... WE WANT TO HEAR WHAT YOU THINK!

About Kenneth Fong
Editor of Seedly's blog. Owner of a 4-room HDB BTO and married to a financial clutz. Probably the closest to an adult you can find on the Seedly team.
You can contribute your thoughts like Kenneth Fong here.

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