Most of us reading this have crossed countless of birthdays and milestones, met with quarter-life crises and more. Life has never been more about finances, social interaction, and responsibilities. If you could look back and give your younger self some adulthood-hacks, what are some tips you would die to give? From lifestyle-changing to life-changing, here […]

CPF

” The best home loans cost you 1.6%-1.7% per year, meaning using cash to repay your loans would “yield” you that much returns. However, to giving up a 2.5% risk-free return on your CPF account to save 1.6-1.7% on interest would only net 0.8%-0.9% of economics.”

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