” The best home loans cost you 1.6%-1.7% per year, meaning using cash to repay your loans would “yield” you that much returns. However, to giving up a 2.5% risk-free return on your CPF account to save 1.6-1.7% on interest would only net 0.8%-0.9% of economics.”
“Man, if I bought bitcoin when it was $1, I would have been a millionaire”! Ever since the rise in popularity of Bitcoin, this phrase is something I commonly hear everything the topic of Bitcoin come up. This whole idea of cryptocurrency is really new to me especially since I just joined the “Finance World” […]
I have $20,000 sitting in my bank savings. Should I put all lump sum into the Straits Times Index Exchange Traded Fund (STI ETF)?
Planning for a long holiday this year? The Trans-Siberian expressway would be one of the more interesting trips you can take. After all, it IS the longest trip you can take on a single train (that is if you don’t intend on exploring every country you pass)!
Gucci, Alexander Wang, Diane von Furtsenberg. Shopping for high-quality clothes in Singapore is expensive. Here are ways to score them cheap!
“ My GF and I have an argument.
Despite having an overdue amount of study loan, she is still giving 10% of her pay every month to her religion. She has little to none savings for a 25 years old but always look up to going for a short trip overseas, claiming it’s her hobby.
Can anyone give advice?”
The new year has arrived and with that comes the possibility of an increased cost of living. In an article focusing on a similar topic, we shared three possible areas which will experience a hike in prices such as water, COE prices and a possible 2% increase in GST. Here are seven tips that we […]
Given that beauty and skincare is considered a need, a general rule of thumb should you choose to adopt the above budgeting model of the 50/30/20 rule will be that all your expenses on needs (including beauty and skincare products) should not exceed 50% of your salary.