facebookUltimate Samsung Galaxy S21 Series Telco Price vs Sim-Only Price Comparison + Pre-Order Promotions And Availability

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GALAXY S21 SERIES TELCOS’ PRICE VS SIM ONLY PRICE COMPARISON

Ultimate Samsung Galaxy S21 Series Telco Price vs Sim-Only Price Comparison + Pre-Order Promotions And Availability

profileJoel Koh

In a move that surprised no one, Samsung has confirmed that the Galaxy S21 series of phones will ship without a charger after it made fun of Apple for doing so.

Source: Samsung | 9to5Google

But hilarious backpedalling aside, the company has just announced the latest iterations of the Galaxy S lineup: the Samsung Galaxy S21 series of phones with 5G

Most significantly, this year’s Galaxy S21 phones are actually cheaper than last year’s Galaxy S20 phones at launch.

For example, the Samsung Galaxy S20 (128GB) launched at a recommended retail price (RRP) of $1,298 while the Galaxy S21 with double the storage is launching at an RRP $1,248.

If you are looking to buy a Galaxy S21 series phone, you are in the right place.

Check out our comparison of getting a Samsung Galaxy S21 series phone from the telcos (Circles.Life, Singtel, Starhub and M1) with a contract; versus getting it directly from Samsung and taking up a cheap SIM-Only plan (Grid Mobile).


As far as possible, we are comparing the plans with a similar amount of mobile data as the main criteria.

We will also be comparing the pre-order goodies you get as well!


TL;DR: Ultimate Samsung Galaxy S21 Telco Price vs Samsung Galaxy S21 SIM-Only Price Comparison

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungCircles.Life PlanM1 Base Plan + $10Singtel XO 48StarHub Mobile+
PhoneSamsung Galaxy S21 5G (256GB)
Upfront Cost$1,248$0$630
$628$499
Monthly Subsciption$17.90$70$50$48$65
Total Cost (24 Months)$1,678$1,680$1,770$1,780$2,059
Contract LengthNo ContractNo Contract*24 Months
Data20GB20GB17GB10GB30GB
Talktime120 mins300 mins200 mins100 mins200 mins
SMS50 SMS25 SMS200 SMS100 SMS200 SMS
Caller IDFreeFreeFree for 3 months for new sign-ups

Free for 6 months for port-in
$5.35/month +
$10.70 activation fee
Free
5G NetworkNoNoFree 5G for up to 6 months6 FREE months of 5G NOW ($15/mth thereafter, 12-mth term) on Combo 2 & above plansYes
Additional PerksFree SIM card & registrationFree SIM card & registration3 months Free weekend data for new sign-ups (or 6 months if switching to M1)

12 free months VIU Premium
$50 OFF with MobileSwop Unlimited Premium (12-mth contract)

6 FREE months of Microsoft 365®
Personal ($6.90/mth thereafter, 12-mth term)

Get data-free Spotify Premium for just $0.10 for 2 months. Plus, get $10 Grab vouchers when you sign up.

Enjoy 3 months of Viu Premium on us (U.P. $4.90/mth), no contract required

Enjoy 3 months of selected CAST packs on us (U.P. $5.90/mth each), no contract required
Free 12 months of StarHub TV+ & Hotstar

Free 1 month Antstream

Enjoy an extra $300 OFF when you switch to StarHub or sign up for a new line.
(Applicable to Mobile+ $95 2-year plan and above)
Pre-Order GiftsGalaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
$200 phone upgrade voucher every 2 years

3 months of free Unlimited Data
Galaxy S21:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21+ & Ultra:
Galaxy Tab A7 (64GB, Wi-Fi)

*For CirclesLife’s 24-month Samsung Galaxy S21 combo plans (with phone), there is no contract as you can terminate the contract anytime without incurring any termination fees. But, do note that the $18 monthly fee you are paying for the plan is a promotional offer for new users that will revert back to $28 monthly after a year.

You will also need to continue paying up the remaining amount you owe on the instalment plans for the cost of the phone.

Here are your options, click on the links to jump to a section.


Samsung Galaxy S21 Series Overview

But before we begin, here is a quick overview of the phones:

Samsung Galaxy S21 Design

Source: Samsung | (From left to right) S21 Ultra 5G in Phantom Black, S21+ 5G in Phantom Violet, S21 5G in Phantom Pink

Also, an important thing to note is that all three phones have Corning Gorilla Glass Victus screens.

But, both the Samsung Galaxy S21 and S21+ have a plastic back while the S21 Ultra has a Corning Gorilla Glass Victus back.

Samsung Galaxy S21 Specifications

DetailsSamsung Galaxy S21 5GSamsung Galaxy S21+ 5GSamsung Galaxy S21 Ultra 5G
RRP (256GB Storage)$1,248$1,498$1,798
RRP (512GB Storage)-S$1,998
Operating SystemAndroid 11 with One UI 3.1
Display6.2" Dynamic AMOLED 2X (flat)
1080 x 2400 pixels (421 ppi)
120Hz, HDR 10+
Max 1300 nits brightness
6.7" Dynamic AMOLED 2X (flat)
1080 x 2400 pixels (421 ppi)
120Hz, HDR 10+
Max 1300 nits brightness
6.8" Dynamic AMOLED 2X (Curved)
1440 x 3200 pixels (515 ppi)
120Hz (10 - 120Hz), HDR 10+
Max 1500 nits brightness
Front Camera10MP Selfie
Supports up to 4K@30/60fps video recording
10MP Selfie
Supports up to 4K@30/60fps video recording
40MP Selfie
Supports up to 4K@30/60fps video recording
Main Cameras12MP Ultra Wide
12MP Wide
64MP (1.1x Optical zoom)
12MP Ultra Wide
12MP Wide
64MP (1.1x Optical zoom)
12MP Ultra Wide
108MP Wide
10MP Telephoto (3x Optical zoom)
10MP Telephoto (10x Optical zoom)
Man Camera VideoSupports up to 8K@24fps
ProcessorExynos 2100 (5 nm)
Storage & Ram256GB 8GB RAM256GB 8GB RAM256GB 12GB RAM
512GB 16GB RAM
Battery4000 mAh
Fast charging 25W
USB Power Delivery 3.0
Fast Qi/PMA wireless charging 15W
Reverse wireless charging 4.5W
4800 mAh
Fast charging 25W
USB Power Delivery 3.0
Fast Qi/PMA wireless charging 15W
Reverse wireless charging 4.5W
5000 mAh
Fast charging 25W
USB Power Delivery 3.0
Fast Qi/PMA wireless charging 15W
Reverse wireless charging 4.5W
Micro SD Card SlotNo
3.5mm JackNo
5G SupportYes
FingerprintUltrasonic in-display fingerprint sensor
Dust & Water ResistanceIP68
(Water resistant to a depth of 6 metres for up to 30 minutes)
S Pen Compatibility NoYes
(S Pen sold separately)
ColoursPhantom Violet
Phantom Gray
Phantom White
Phantom Pink
Phantom Violet
Phantom Silver
Phantom Black
Phantom Silver
Phantom Black

Source: Samsung

Samsung Galaxy S21 Price

In terms of pricing, the phones retail from S$1,248 for the most affordable S21 phone, to S$1,798 for the most expensive S21 Ultra.

Samsung Galaxy S21 Launch Date Singapore

At the time of writing, the phones are now available for pre-order if you are buying a set without a contract or via the telcos from 15 Jan 2021, 10am.

Once you have pre-ordered your Galaxy S21 series phone, you can expect to receive the phones by 29 Jan 2021.

Samsung Galaxy S21 Series (No-Contract) Pre-Order Promotion

If you choose to pre-order the Galaxy S21 series phones directly from Samsung without a contract via the:

  • Samsung Online Store
  • Samsung Official Stores on Lazada and Shopee.
  • Samsung Experience Stores
  • Selected information technology or consumer electronic goods stores.

You are entitled to the following pre-order gifts after payment has been made and the phone is collected:

  • Galaxy S21 or S21+ pre-order gift: Free pair of Galaxy Buds Live (black) + Smart Tag (black) BLE (total worth $336) and Samsung Care+ for 12 months (worth $100)
  • Galaxy S21 Ultra pre-order gift: Free pair of Galaxy Buds Pro (silver) + Smart Tag (black) BLE (total worth $356) and Samsung Care+ for 12 months (worth $100)

Do note that the offers end 28 Jan 2021. While stocks last. T&Cs apply.

For all Galaxy S21 series phones, you will get free four months of YouTube Premium as well.

Samsung Galaxy S21 Series Telco Pre-Order Promotion

If you choose to pre-order the Galaxy S21 series phones with a contract from the telcos:

  • Singtel
  • Starhub
  • M1

You are entitled to the following pre-order gifts after payment has been made and the phone is collected:

  • Galaxy S21 pre-order gift: Galaxy SmartTag (Black) and Galaxy Buds Live (Black) with a total RRP of $336
  • Galaxy S21+ and Galaxy S21 Ultra pre-order gift: Galaxy Tab A7 (64GB, Wi-Fi) with RRP of $448

Also do note that the Galaxy S21 Series 5G phones are available for pre-order direct from Samsung or the telcos till 28 Jan 2021.

Keep this in mind. Now let’s move on to the comparison.

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Cheapest SIM Only Plans Singapore

To find the cheapest SIM Only plans we will be referring to the comprehensive comparison of the cheapest SIM Only plans that we put together.

For the cheapest SIM-Only plans, your top two options for the cheapest SIM Only plan are:

Amongst the three, Grid Mobile will be used for the comparison as it is the second most affordable mobile plan and has quite a bit of data.

We are not looking at TPG as their network coverage is not as comprehensive as M1, Singtel and StarHub or Circles.Life or Grid Mobile which uses M1 and Singtel’s network respectively.

Grid Mobile SIM Only Plan + Samsung Galaxy S21 (256GB) With No-Contract Plan And Cost

For the uninitiated, Grid Mobile is one of the newer MVNOs and is a joint venture between Singtel and ST Telemedia.


Apart from TPG’s offering, Grid Mobile’s 20GB SIM Only Mobile Plan which costs just $17.90 a month is a good deal in our books.

You even get free Caller ID (erm… hello? Singtel? Why’re you still charging for it on your own SIM Only plan?!).

However, do note that you will have to do without 5G

To illustrate the total cost of this approach, we will be buying a Samsung Galaxy S21 (256GB), and subscribing to Grid Mobile’s 20GB SIM Only Mobile Plan for 24 months.

We are using the Galaxy S21 as I would think that this is the phone most people would buy, considering that it the most affordable phone in the S21 lineup.

Cost

  • Monthly Gird Mobile Subscription Costs (24 Months): $430 (rounded up)
  • Samsung Galaxy S21 (256GBUpfront Costs: $1,248
  • Total Cost: $1,678

Circles Life Samsung Galaxy S21, S21+ And S21 Ultra Combo Plan

First up we have the prices for the Circles.Life’s Samsung Galaxy S21 series combo plans.

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungCircles.Life: Samsung Galaxy S21 5G (256GB)Circles.Life: Samsung Galaxy S21+ 5G (256GB)Circles.Life: Samsung Galaxy S21 Ultra 5G (256GB)Circles.Life: Samsung Galaxy S21 Ultra 5G (512GB)
Upfront Cost$1,248$0
Monthly Subscription Fee$17.90$70$80.42$92.92$101.25
Contract LengthNo ContractNo Contract*
Total Cost (24 Months)$1,678$1,680$1,930.08$2,230.08
$2,430
Data20GB20GB
Talktime120 mins300 mins
Caller IDFreeFree
SMS50 SMS25 SMS
5GNo
Additional PerksFree SIM card & registrationFree SIM card & registration
Pre-Order GiftsGalaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
$200 phone upgrade voucher every 2 years

3 months of free Unlimited Data

For CirclesLife’s 24-month Samsung Galaxy S21 combo plans (with phone) that costs $70 per month; there is no contract as you can terminate the contract anytime without incurring any penalty.

But, do note that the $18 monthly fee you are paying for the plan is a promotional offer for new users that will revert back to $28 monthly after a year.

You will also need to continue paying up the remaining amount you owe on the instalment plans for the cost of the phone.

As such, for the Circles.Life Samsung Galaxy S21 series telco plans, you are basically paying for the price of the SIM-Only subscription and the cost of the phone.

When you compare the Grid Mobile + buying the Samsung Galaxy S21 approach, to the Circles.Life S21 Combo plan; you’ll find that the Grid Mobile approach is still slightly more affordable.

For example, you will be paying $1,678 in total if you bought the S21 directly and used Grid Mobile for 24 months.

Circles.Life Galaxy S21 Price

With Circles.Life, you will be paying $1,680 in total. That’s a negligible $2 difference over 24 months if you’re counting.

Also, there is no 5G for the Circles.Life plan.

Circles.Life Payment

As for payment, you can pay for your Circles.Life plan’s mobile plan fee directly with your credit card or debit card (Visa, Mastercard or Amex).

But for the phone itself, you can only pay for it via the Installment Payment Plan offered on DBS/POSB Credit Cards (Visa or Mastercard only).

Thus, the total cost of the phone split evenly into 24 monthly instalments with 0% interest and no upfront costs.

Granted, you can also choose to pay for the full cost of the phone upfront with your credit card or debit card (Visa, Mastercard or Amex) too.

Circles.Life Pre-Order Gifts

If you pre-order the phone from Circles.Life, you will get free three months of free Unlimited Data with a flexible data plan and other benefits such as a $200 phone upgrade voucher every two years!

But unfortunately, you will be missing out on the pre-order gifts like the Galaxy Buds Live, Galaxy Buds Pro, the Galaxy SmartTag or the Galaxy Tab A7.

Back to top

Next, we have the prices for M1’s Samsung Galaxy S21 series plans.

Source: M1

M1 Samsung Galaxy S21, S21+ And S21 Ultra Plans

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungM1 $40 Base plan$10 Add-on$38 Add-on$70 Add-on$195 Add-on
Monthly Subscription Fee$17.90$40.00$50.00$78.00$110.00$235.00
Samsung Galaxy S21 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,248
$1,678
$850
$1,810
$630
$1,830
$350
$2,222
$90
$1,770
$0
$5,640
Samsung Galaxy S21+ 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,498
$1,928
$1,070
$2,030
$850
$2,050
$570
$2,442
$320
$2,000
$0
$5,640
Samsung Galaxy S21+ Ultra 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,798
$2,228
$1,320
$2,280
$1,100
$2,300
$850
$2,722
$600
$2,280
$80
$5,720
Samsung Galaxy S21+ Ultra 5G (512GB)
Upfront Cost
Total Cost (24 months)
$1,998
$2,428
$1,500
$2,460
$1,280
$2,480
$1,030
$2,902
$790
$2,470
$360
$5,640
Contract LengthNo contract24 months
Data20GB12GB17GB
42GB77GB112GB
Talktime120 mins100 mins200 mins300 mins500 minsUnlimited mins
SMS50100 SMS200 SMS350 SMS500 SMS1,000 SMS
Caller IDFreeFree for 3 months for new sign-ups

Free for 6 months for port-in
5G-Free 5G for up to 6 months
Additional Perks-3 months Free weekend data for new sign-ups (or 6 months if switching to M1)

12 free months VIU Premium
Pre-Order GiftsGalaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
Galaxy S21:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21+ & Ultra:
Galaxy Tab A7 (64GB, Wi-Fi)

When you compare the Grid Mobile + buying the phone with no contract approach to the M1 plans; you’ll find that you will have to pay more, with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the Samsung Galaxy S21.

For Grid approach, you will have to pay $1,248 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months.

In total, you will only be paying just $1,678.

Samsung Galaxy S21 M1 Price

However, if you opt for the M1 base plan + $1 add-on for comparable data, you will have to pay $630 for upfront for the phone and $50 a month for the plan.

In total, you will only be paying $1,830, a good $152 more than the Grid mobile approach!

Granted, you get up to 6 months of free 5G if pre-order the phone from M1.

M1 Samsung Galaxy S21 Pre-Order Perks

But on balance, M1 is offering three months of free weekend data for new sign-ups (or six months if switching to M1) and 12 free months of VIU Premium.

You also get the Galaxy A7 (64GB, Wi-Fi) tablet for the Samsung Galaxy S21 and S21 Ultra if you buy the phone from M1 with a 2-year contract.

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Singtel Samsung Galaxy S21, S21+ And S21 Ultra Plans

Next up we have Singtel who have also released information about their Samsung Galaxy S21 series telco plans.

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungXO 48 XO 78 XO 108 Combo 2 Combo 3 Combo 6 Combo 12
Monthly Subscription Fee$17.90$48.00$78.00$108.00$42.90$72.90$99.90$239.90
Samsung Galaxy S21 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,248
$1,678
$628
$1,780
$348
$2,220
$88
$2,680
$698
$1,727.60
$448
$2,197.60
$188
$2,585.60
$0
$5,757.60
Samsung Galaxy S21+ 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,498
$1.928
$858
$2,010
$568
$2,440
$318
$2,910
$958
$1,987.60
$668
$2,417.60
$418
$2,815.60
$0
$5,757.60
Samsung Galaxy S21+ Ultra 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,798
$2,228
$1,128
$2,280
$848
$2,720
$598
$3,190
$1,228
$2,257.60
$948
$2,697.60
$698
$3,095.60
$18
$5,775.60
Samsung Galaxy S21+ Ultra 5G (512GB)
Upfront Cost
Total Cost (24 months)
$1,998
$2,428
$1,308
$2,460
$1,048
$
$798
$3,390
$1,418
$2,447.60
$1,148
$2,897.60
$898
$3,295.60
$298
$6,055.60
Contract LengthNo Contract24 Months
Data20GB10GB40GB70GB2GB4GB7GB12GB
Talktime120 mins100 mins300 mins500 mins200 mins10,000 mins
SMS50100 SMS300 SMS500 SMS1,000 SMS10,000 SMS
Caller IDFree$5.35/month +
$10.70 activation fee
5G-6 FREE months of 5G NOW ($15/mth thereafter, 12-mth term) on Combo 2 & above plans
Pre-Order Gifts (Phone)Galaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
Galaxy S21:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21+ & Ultra:
Galaxy Tab A7 (64GB, Wi-Fi)
Pre-Order Gifts (Singtel Contract)-$50 OFF with MobileSwop Unlimited Premium (12-mth contract)

$200 OFF on a new XO 78 & above plan.

$100 OFF with upgrade to XO 78 or XO 108 plan

$50 OFF with new Fibre Broadband sign-up
Pre-Order Gifts (External)-6 FREE months of Microsoft 365®
Personal ($6.90/mth thereafter, 12-mth term)

Get data-free Spotify Premium for just $0.10 for 2 months. Plus, get $10 Grab vouchers when you sign up.

Enjoy 3 months of Viu Premium on us (U.P. $4.90/mth), no contract required

Enjoy 3 months of selected CAST packs on us (U.P. $5.90/mth each), no contract required

Do note that phone prices are inclusive of the discounts mentioned above.

When you compare the Grid Mobile + buying the phone with no contract approach to the Singtel plans; you’ll find that you will have to pay more, with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the Samsung Galaxy S21.

For Grid approach, you will have to pay $1,248 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months.

In total, you will only be paying just $1,678.

Singtel Samsung Galaxy S21 Price

However, if you opt for the Singtel XO 48 plan, you will have to pay $628 for upfront for the phone and $48 a month for the plan.

In total, you will only be paying $1,780 in total, a good $102 more than the Grid mobile approach!

You even get 10GB less data than the Grid mobile plan.

Granted you get quite a bit of pre-order perks. But, I find that you can get better value with the other plans on this list.

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StarHub Samsung Galaxy S21, S21+ And S21 Ultra Plans

Now let’s look at StarHub’s contract offerings for the Samsung Galaxy S21 series.

Source: Starhub

You will receive an additional $300 phone discount if you are switching from other telcos to StarHub.

But, do note that this discount is only applicable to Mobile+ $95 2-year plan and above. Also, you get free Caller Number Display too!

Plus, you have the option to pay for the phone via instalments over the 24-month contract with $0 upfront cost.

Not to mention that if you sign up for StarHub’s Mobile+ plan, you are enrolled into StarHub’s 5G network at no extra cost.

Here are the price plans:

DetailsGrid Mobile SIM Only Plan + Buy Direct From SamsungMobile+ ($65)Mobile+ ($95)Mobile+ ($155)
Monthly Subscription Fee$17.90$65.00$95.00$155.00
Samsung Galaxy S21 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,248
$1,678
$499
$2,059
$199
$2,479
$0
$3,720
Samsung Galaxy S21+ 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,498
$1,928
$719
$2,279
$449
$2,729
$0
$3,720
Samsung Galaxy S21+ Ultra 5G (256GB)
Upfront Cost
Total Cost (24 months)
$1,798
$2,228
$969
$2,529
$699
$2,979
$149
$3,869
Samsung Galaxy S21+ Ultra 5G (512GB)
Upfront Cost
Total Cost (24 months)
$1,998
$2,428
$1,149
$2,709
$889
$3,169
$349
$4,069
Contract LengthNo contract24 Months
Data20GB30GB60GB120GB
Talktime120 mins200 mins600 mins1,000 mins
SMS50200 SMS600 SMS1,000 SMS
Caller IDFreeFree
5G-Free access to StarHub's 5G network
Additional Perks-Free 12 months of StarHub TV+ & Hotstar

Free 1 month Antstream

Enjoy an extra $300 OFF when you switch to StarHub or sign up for a new line.
(Applicable to Mobile+ $95 2-year plan and above)
Pre-Order GiftsGalaxy S21 & S21+:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21 Ultra:
Galaxy Buds Pro (silver)
Galaxy Smart Tag (black) BLE
12 months of Samsung Care+
Galaxy S21:
Galaxy Buds Live (black)
Galaxy Smart Tag (black)
12 months of Samsung Care+

Galaxy S21+ & Ultra:
Galaxy Tab A7(Gray, 64GB, Wi-Fi)

When you compare the Grid Mobile + buying the phone with no contract approach to the Starhub plans; you’ll find that you will have to pay more, with the difference in price expanding when you move up to the more expensive phone plans.

For example, let’s look at the Samsung Galaxy S21.

For Grid approach, you will have to pay $1,248 upfront for the and just $17.90 a month for however long you like as there is no contract.

But for the purposes of this comparison, we would assume you will use Grid mobile for 24 months.

In total, you will only be paying just $1,678.

StarHub Samsung Galaxy S21 Prices

However, if you opt for the basic Mobile+ ($65) plan, you will have to pay $499 upfront for the phone and $65 a month for the plan.

In total, you will only be paying $2,059, about a good $381 more than the Grid mobile approach.

However, you will be getting free 5G and 10GB more data for about $16 a month.

Starhub also offers 24-month device instalment plans, for customers who prefer to pay $0 upfront and spread out the cost of the phone.

The best part, you don’t need a credit card for their instalment plans.

Also, do note that the pre-order gifts are only available to customers who pre-ordered the new Samsung Galaxy S21 Series from 15 January 2021 to 26 January 2021

Back to top

Closing Thoughts

Aside from Circles Life, you will be paying anywhere from $102 to $381 more when you sign up for a two-year contract with the telcos for the most affordable Galaxy S21.

Sure you get 5G connectivity and some perks for StarHub and a few months for M1, but you will be locked into a two-year contract with them.

I would very prefer the SIM-Only and no contract approach as I would not want to get locked into a contract and pay more.

But that’s just me.

However, if you have access to a Corporate Individual (CIS) scheme, it should be worth it to get a telco set as you can recontract after 21 months.

The overall discount is about 25 per cent, but you might want to do the math and compare prices.

Otherwise, the SIM only route is usually better.

Pro-tip: some people will sell their brand new telco bought Samsung phones for a bit lower than retail prices on platforms like Carousell. You might be able to snag a deal so do check it out!

Speaking of Sim-Only, check out our FREE Seedly Mobile Plans comparison tool if you are looking for the best SIM-Only plan for your phone!

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About Joel Koh
History student turned writer at Seedly. Before you ask, not a teacher. I hope to help people make better financial decisions and not let money control them.
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