facebookBest SIM Only Mobile Plans in Singapore (Nov 2021): Most Value For Money SIM-Only Deals For Your Needs
17959
shares

Advertisement

031121 Best SIM-Only Mobile Plans November 2021

Best SIM Only Mobile Plans in Singapore (Nov 2021): Most Value For Money SIM-Only Deals For Your Needs

profileMing Feng

Tired of Lock-In Contracts? Want to Save Money? Find Out Which Is the Best SIM-Only Plan in the Market!

Are you still on a 24-month contract mobile plan with Singtel, Starhub, or M1?

FYI: These plans generally offer you a ‘discounted’ smartphone which you pay for in monthly instalments spread over a 24-month contract.

Want to save money, get more data and have the freedom to switch telcos whenever you want?

Then you might want to consider getting a SIM-Only plan instead.

I mean, have you looked at what the various mobile virtual network operators (MVNOs) popping up on the scene like redONE, VIVIFI, and Grid Mobile have to offer?

But how do you choose the best individual SIM-Only mobile plan in the market for your budget?

We got you, fam!


TL;DR: Best SIM-Only Mobile Plan Singapore (November 2021)

SIM-Only Mobile PlanMonthly Price (Includes GST)Data (Unthrottled)Data Cost Per 1GB of Unthrottled DataTalk Time (Minutes) | SMSFree Incoming Calls?Free Caller ID?
≤$15/Month
Changi Mobile Flexi Value
(Lifetime price if sign up before 31 Dec 21)
$8* [Usual Price (U.P.) $18]8GB
(1 month rollover data till 31 Dec 21)
$1200 | 200Yes
TPG (50GB)$1050GB
(+free 50GB till 31 Dec 2021)
$0.20300 | 30Yes
redONE Amazing8
(Can be used in Singapore & Malaysia)
$85GB
(unlimited data at 128kbps thereafter)
$1.60300 | 300Yes
$15 – $30/Month
MyRepublic Mobile Core$17.0050GB
(unlimited data at managed speeds thereafter)
$0.34500 | 500Yes
TPG (80GB)$1880GB
(+50GB until 31 Dec 2021)
$0.23500 | 50
(Unlimited calls to local mobile lines)
Yes
≥$30 – $50/Month
Changi Mobile Flexi Ultra
(Lifetime price if sign up before 31 Dec 21)
$35 (U.P. $45)100GB
(1 month rollover data till 31 Dec 21)
$0.35800 | 800Yes
MyRepublic Mobile’s Unlimited Data$39Unlimited data (4GB/day at 4G, slower speeds thereafter)N.A.1,000 | 1,000Yes

Note that information is valid as of 3 November 2021 and that prices and promotions can be changed without prior notice.


What Is A SIM-Only Plan?

SIM-Only plans are postpaid plans which package data, talk time and SMSes at a fixed monthly cost.

This way, you can focus on what is most important to you — which is probably data.

They function pretty much like traditional mobile phone contracts, BUT you’re not locked into any minimum contract period.

This means that you are free to switch telcos or mobile plans anytime you like without incurring any penalties.

Why Are SIM-Only Plans so Much Cheaper?

You’re probably wondering how the telcos, offering SIM-Only plans, keep their prices so low.

Here’s why.

Singapore Telcos and the Network Which They Are On

There are four Mobile Network Operators (MNOs) in Singapore:

  1. M1
  2. Singtel
  3. StarHub
  4. TPG Mobile

And these are the 10 Mobile Virtual Network Operators (MVNO), aka virtual telcos in the market right now:

  1. Changi Mobile
  2. CirclesLife
  3. CMLink (China Mobile)
  4. giga!
  5. GOMO
  6. Gorilla Mobile
  7. MyRepublic Mobile
  8. redONE
  9. VIVIFI
  10. Zero1

The reason why these virtual telcos can keep their SIM-Only plan prices so low is because they are not:

  • Paying to maintain their own network and infrastructure (they’re renting from the MNOs and selling it to you)
  • Do not have physical stores (read: save on rent)
  • Spend less on marketing (when was the last time you saw a Singtel ad vs a Zero1 advertisement?)

Needless to say, once the major MNOs wised up.

They started offering their own versions of SIM-Only mobile plans back in 2019.

Which Is The Best SIM-Only Plan in Singapore?

The best SIM-Only plan really depends on how much data you’ll need.

To figure that out, just have a look at your latest telco bills or check how much data you’ve been using through your smartphone.

And you’ll be able to figure out how much data you use on average each month.

You’ll also want to keep in mind how much talk time and SMS-es (if you’re old school like that) you use monthly too.

After that, you’ll want to pick the cheapest SIM-Only Plan which matches your needs.

BUT as with most things which are cheap, the quality of service and reception are some of the things which suffer.

So if you’re picking an MVNO’s SIM-Only plan, you might want to stick with one that’s tapping on a reliable MNO network.

Here’s a look at who’s on which MNO’s network:

Mobile Network OperatorMobile Virtual Network Operator
(Which MNO do they rent bandwidth and network services from?)
SingtelCMLink
GOMO
VIVIFI
Zero1
Starhubgiga!
MyRepublic
redONE
M1Changi Mobile
Circles.Life & MyRepublic
Gorilla Mobile
TPG-

Which Singapore Telco Has The Best Reception?

Also, here is how the telcos compare in terms of coverage according to the Infocomm Media Development Authority (IMDA)’s latest Q2 2021 (April – June) 4G quality of service performance results:

Source: IMDA

Note:

This indicator measures the Nationwide Outdoor Service Coverage for the 4G cellular mobile networks. Service coverage is determined by signal strength. The availability of service coverage is the ability of a cellular network to achieve the minimum signal strength of at least -109dBm. Under IMDA’s 4G Service QoS framework, mobile operators are required to achieve Nationwide Outdoor Service Coverage of > 99%. In order to better measure the end users’ experience*, IMDA uses mobile phones to collect the signal strength data points.

*Based on IMDA’s coverage performance surveys which included nationwide outdoor drive test and areas such as housing estates/town centres, outdoor recreational areas and above ground MRT tracks.

End users’ individual experience may differ due to different models of handset used, handset settings, number of users in the vicinity, etc.

Buildings

M1Singtel MobileStarHub MobileTPG
No of buildings passed/ No of buildings tested Compliance standard > 85% per building
57/6059/6059/6059/60

Note:

This indicator measures in-building service coverage for the 4G cellular network. Under IMDA’s 4G QoS framework, mobile operators are required to achieve a service coverage of > 85% per building. Service coverage is measured at randomly selected buildings and at publicly accessible areas within the tested buildings as a proxy for the coverage in the entire building to avoid disturbing residents in their units. For buildings that have failed IMDA’s compliance standard, mobile operators will have a period of four months to improve the coverage within the buildings. IMDA will audit the buildings again after the four-month period.

The same sixty buildings were tested across the four mobile operators. The performance of each of the mobile operator varies for each of the building tested. End users’ individual experience may differ due to different models of handset used, handset settings, number of users in the vicinity, etc.

Road and MRT Tunnels

M1Singtel MobileStarHub MobileTPG
Compliance standard: > 99% for all road and MRT tunnels
Central Expressway (Road Tunnel)
PassPassPass-*
Kallang-Paya Lebar Expressway (Road Tunnel)
PassPassPassPass
Fort Canning Tunnel (Road Tunnel)
PassPassPassPass
Woodsville Tunnel (Road Tunnel)
PassPassPassPass
Marina Costal Expressway (Road Tunnel)
PassPassPass-*
Sentosa Gateway Tunnel (Road Tunnel)
PassPassPassPass
North South Line (MRT Tunnel)
PassPassPassNA
East West Line (MRT Tunnel)
PassPassPassNA
Changi Airport Line (MRT Tunnel)
PassPassPassNA
Circle Line (MRT Tunnel)
PassPassPassNA
North East Line (MRT Tunnel)
PassPassPassNA
Downtown Line (MRT Tunnel)
PassPassPassNA
Thomson-East Coast Line (MRT Tunnel)
PassPassPassNA

Note:

This indicator measures the service coverage for the 4G cellular mobile network within road and MRT tunnels. Tunnel service coverage measures the percentage of data points collected in a tunnel from a 4G cellular mobile network that achieve a minimum signal strength of at least -109dBm. The tunnel areas surveyed by IMDA include all road and MRT tunnels in Singapore. Under IMDA’s 4G Service QoS framework, mobile operators are required to achieve a service coverage of > 99% for all road and MRT tunnels. In order to better reflect end users’ experience, IMDA uses mobile phones to collect the signal strength data points.

End users’ individual experience may differ due to different models of handset used, handset settings, number of users in the vicinity, etc. The tunnel service coverage results are based on IMDA’s coverage performance surveys.

The MRT Tunnel Service Coverage standard for TPG takes effect from 1 January 2022. TPG announced in October 2021 that they achieved 100% 4G coverage throughout Singapore’s MRT systems (via Hardwarezone). But this has yet to be tested by IMDA.

As you can see from the indicators, TPG is still lagging behind M1, Singtel and Starhub.

Another failproof way is to simply ask people who are currently using the SIM-Only plan which you’re thinking of getting.

Wondering who you can ask?

Simple.

Just check out the real-user reviews left by the friendly SeedlyCommunity to get a better idea of which is the best SIM-Only plan in the market!

So… Which Is the Cheapest SIM-Only Plan?

If you’re talking about the absolute cheapest.

Circles.Life had a $0 Flexi Plan with 1 GB data, but that was discontinued since 2019.

And TPG offered a $0 XL Unlimited Data Plan for 1 year before their official commercial launch in 2020.

Ah… Great times.

But if we’re looking at the current SIM-Only plan landscape, these options are off the table.

But fret not. You still have many affordable options that we will be categorising based on the amount of data they offer. We will also be excluding the plans that come with a contract as it does not make sense to be tied down by a contract when there are competing offerings that offer similar or better value without the contract.

Cheapest Sim-Only Plans ($15/month)

If you want to save some money and don’t use much data, these plans are for you.

SIM-Only Mobile PlanMonthly Price (Includes GST)Data (Unthrottled)Data Cost Per 1GB of Unthrottled DataTalk Time (Minutes) | SMSFree Incoming Calls?Free Caller ID?
Changi Mobile Flexi Value
(Lifetime price if sign up before 31 Dec 21)
$8* [Usual Price (U.P.) $18]
8GB
(1 month rollover data till 31 Dec 21)
$1200 | 200Yes
redONE Amazing8
(Can be used in Singapore & Malaysia)
$85GB
(unlimited data at 128kbps thereafter)
$1.60300 | 300Yes
VIVIFI Lite$8.803GB$2.93500 | 20Yes
TPG (50GB)$1050GB
(+free 50GB until 31 Dec 2021)
$0.20300 | 30Yes
CMLink (6GB)$106GB
(Usable in SG, HK & PRC)
$1.66100 (usable in SG, HK, PRC, IN, MY, TH & US) | 100Yes
giga! (6GB)$106GB$1.66500 | 500Yes
MyRepublic Mobile Lite$106GB
(unlimited data at managed speeds)
$1.66300 | 300Yes
Zero1 SIM-Only 6u
(for first six months)
$9.90 (U.P. $13.90)6GB
(unlimited data at managed speeds thereafter)
$1.65200 | 200Yes
VIVIFI Plus (6GB)
(for first 12 months)
$9.98 (U.P. $12.98)6GB
(unlimited data at managed speeds thereafter)
$1.66350 | 100Yes
VIVIFI Plus (10GB)
(for first 12 months)
$14.98 (U.P. $17.98)10GB
(unlimited data at managed speeds thereafter)
$1.50350 | 100Yes
Changi Mobile Flexi Best
(Lifetime price if sign up before 31 Dec 21)
$1540GB
(1 month rollover data till 31 Dec 21)
$0.38300 | 300Yes

The most value for money plan is undoubtedly TPG’s (50 GB) SIM-Only plan as each GB of data only costs $0.20.

The company is even running a promotion where you get an additional 50 GB of data for free until 31 December 2021. This brings the cost per GB goes down to $0.10!

The next best alternative would be Changi Mobile’s Flexi Best plan, where the data cost per GB is the second-lowest if you sign up before 31 December 2021.

If you want to keep your bill to $10 a month and below, the Changi Mobile Value plan would be our pick as each GB of data costs just $1 if you sign up before 31 December 2021 too.

Not to mention that you get 200 minutes and 200 SMS each month.

If you don’t want to use the promo, RedONE’s Amazing8 plan is good as well.

Mid-Range Sim-Only Plans ($15 – $30/Month)

If you don’t mind paying a bit more each month for more data, these plans are for you.

SIM-Only Mobile PlanMonthly Price (Includes GST)Data (Unthrottled)Data Cost Per 1GB of Unthrottled DataTalk Time (Minutes) | SMSFree Incoming Calls?Free Caller ID
M1 (Bespoke SIM-Only)$15.955GB$3.19100 | 100YesFree for 3 months
(new sign-ups)
MyRepublic Mobile Core$17.0050GB
(unlimited data at managed speeds thereafter)
$0.34500 | 500Yes
TPG (80GB)$1880GB
(+50GB till 31 Dec 2021)
$0.23500 | 50
(Unlimited calls to local mobile lines)
Yes
Circles.Life Base Plan$1820GB$0.90100 (outgoing & incoming) | 25No
redONE Amazing18
(Can be used in Singapore & Malaysia)
$1825GB
(unlimited data at 128kbps thereafter)
$1.39500 | 500Yes
GOMO (20GB)
(for first 12 months)
$18 (U.P. $20)50GB
(20GB Base + 30GB for 12 months)
$0.36500 | 500Yes
CMLink$2030GB
(Usable in SG, HK & PRC)
$0.67300 (usable in SG, HK, PRC, IN, MY, TH & US) | 300Yes
giga!$2040GB
(rollover for 2 cycles capped at 40GB)
$0.50500 | 500Yes
Singtel 3GB Plan$203GB$6.67No
Starhub
(for first 12 months)
$2030GB$0.671,000 | —YesNo
MyRepublic Mobile Pro$2470GB
(unlimited data at slower speeds thereafter)
$0.341,000 | 1,000Yes
Zero1 30u$24.9030GB
(unlimited data at slower speeds thereafter)
$0.83450 | 450Yes
M1 (Bespoke SIM-Only)$19.9540GB
(for 12 months + unlimited weekend data)
$0.501,000 | 1,000YesFree for 3 months
(new sign-ups)
Changi Mobile Flexi Pro
(Lifetime price if sign up before 31 Dec 21)
$2560GB
(1 month rollover data till 31 Dec 21)
$0.42500 | 500Yes
Gorilla Mobile Switch25$2520GB
(leftover data can be exchanged for vouchers)
$1.25100 | 100No
redONE Amazing28
(Can be used in Singapore & Malaysia)
$2850GB
(unlimited data at 128kbps thereafter)
$0.56800 | 800Yes


Again, TPG’s 80GB SIM-only plan is the winner here as each GB of data only costs $0.23.

The next best alternative would be the MyRepublic Mobile Core or Pro plans as each GB of data costs just $0.34. 

However, if you want to keep your bill to $20 a month and below, GOMO’s (20GB) SIM-Only plan looks good as each GB of data with the promo costs just $0.36, which is one of the lowest in this category.

Premium SIM-Only Plans (≥$30 – $50/Month)

Last but not least, we have the most expensive plans for the heaviest of data users.

We have excluded the plans over $50 as they are not as value for money.

SIM-Only Mobile PlanPrice (Monthly)Data (Unthrottled)Data Cost Per 1GB of Unthrottled DataTalk Time (Minutes) | SMSFree Incoming CallsFree Caller ID
GOMO (60GB)$30 ($20 for first month)60GB$0.50500 | 500Yes
Changi Mobile Flexi Ultra
(Lifetime price if sign up before 31 Dec 21)
$35 (U.P. $45)100GB
(1 month rollover data till 31 Dec 21)
$0.35800 | 800Yes
redONE Amazing38
(Can be used in Singapore & Malaysia)
$3880GB
(unlimited data at 128kbps thereafter)
$0.481,000 | 1,000Yes
Circles.Life (100GB)$38100GB$0.38100 (outgoing & incoming) | 25NoYes
Gorilla Mobile Switch45$4530GB
(leftover data can be exchanged for vouchers)
$1.501,000 | 1,000No
MyRepublic Mobile’s Unlimited Data$39Unlimited data (4GB/day at 4G, slower speeds thereafter)N.A.1,000 | 1,000Yes
CMLink$40100GB
(Usable in SG, HK & PRC)
$0.40300 (usable in SG, HK, PRC, IN, MY, TH & US) | 300Yes
giga!$4575GB
(rollover for 2 cycles capped at 75GB)
$0.601,000 | 1,000Yes


For this category, Changi Mobile’s Flexi Ultra plan is the winner as each GB of data costs just $0.35 with the promo that lasts a lifetime if you sign up before 31 December 2021.

A close second would be Circles.Life’s 100GB SIM-Only plan as each GB of data costs just $0.38. Also, the plan allows you to roll over 4G data with a total cap of 300GB a month. But do take note of the lack of free incoming calls.

However, if you find that 100GB is still not enough for you each month, you can opt for MyRepublic Mobile’s Unlimited Data plan, which costs $39 per month for unlimited 4G data capped at 4 GB a day with managed speeds thereafter.

SIM-Only Plans For Seniors And Family

In addition, there are also SIM-Only plans for seniors and SIM-Only plans for families that you might want to check out too:

Is a SIM-Only Plan Better Than a Fixed Contract Mobile Plan?

Well… it depends.

With SIM-Only plans, most come with no contract, so you have absolute freedom to switch to whichever is cheapest.

Or (touch wood) if you, unfortunately, find that your current telco’s reception sucks.

Another thing to note is that most SIM-Only plans will come with no handset as well.

This way, you are avoiding any Early Termination Charges and being overcharged on your monthly subscription.

However, some telcos do a SIM-Only plan AND allow you to purchase a phone that you can pay for in monthly instalments.

Even if you decide to cancel your SIM-Only plan.

If you’re interested, check out Circles.Life to see if this makes sense for you.

Re-Contracting Is Just Paying for Your Phone in 24-Month Instalments

So you have a traditional two-year mobile plan that is nearing the end of your contract.

You’re probably thinking:

  • It’s the best (and probably the only deal) you know
  • It’s the first mobile plan you started with, so it’s convenient to just renew it
  • Re-contracting gives you an attractive discount on the latest smartphone

STOP.

The harsh truth is that the upfront ‘discount’ which telcos offer on a new mobile phone…

It is collected back by tagging a small monthly premium on your monthly phone bill.

This essentially means that you’re paying for your shiny new smartphone in 24-month instalments.

Introducing… the “SIM-Only Plan And Phone From Carousell” Strategy

With data as the main priority for most of us getting a mobile plan, we have a simple strategy.

  • Step 1: Decide on a SIM-Only plan which gives you at least the same amount of data (most likely more) you’re using on your two-year contract
  • Step 2: Shop on an online marketplace like Carousell or Lazada to buy your preferred mobile phone (brand new in box)
  • Step 3: Enjoy more data and savings!

To better illustrate this strategy, we looked at the cost of getting an iPhone 13 series phone on a two-year contract with the telcos.

And compared it with a giga! Mobile SIM-Only mobile plan with the same phone purchased directly.

Here’s what we found:

Spoiler alert: you’ll be saving lots of money!

 

Source: SpongeBob SquarePants | Giphy

Plus, you’re getting more bang for your buck in terms of data too!

Besides saving on your data plans, you can also save on your expenses when you redeem your CDC vouchers, find out how you can do it now!

Related Articles

Advertisement

profile
About Ming Feng
A stint in Bloomberg gifted me with a beer belly, which only grew larger when I moved on to become a Professional Trader. Now I turn caffeine into digestible finance-related content.
You can contribute your thoughts like Ming Feng here.

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
Stay updated with the latest finance tips!
Receive bite-sized finance on Telegram here.

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Join our Community!

Discuss your thoughts with like-minded members in these community groups!

Stay updated with the latest finance tips!
Receive bite-sized finance on Telegram here.