Should 4D Be Part Of Your "Investment" Portfolio?
 
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Should 4D Be Part Of Your "Investment" Portfolio?

Ming Feng
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” Did you buy 4D this week?” is officially the most commonly used pick-up line at the coffee shop.

Having overheard coffeeshop uncles’ frequent shoutouts about their 4D winnings, 4D sounded like a great “investment product” to me as a kid.

It was until when I turned legal age to be shading 4D bet slips with the usual Zebra maker, that I realised that it was all a lie.

Of the many times that these coffeeshop uncles gambled on 4D, they only boast about the one time they won.How to win 4D

source: Awesome Singapore 


TL; DR: Should 4D be part of your “investment” portfolio?

 

4D odds singapore

  • Every number has a 23 in 10,000 odds of winning.
  • For every $1 bet placed on 4D Ordinary (Big), you are reducing that net worth down to $0.659.
  • For every $1 bet placed on 4D Ordinary (Small), you are reducing that net worth down to $0.697.
  • This does not change even if you are betting on Systems and 4D Roll.
  • You are on a lower net worth when you bet on iBet.

Singaporean’s Guide on how to 4D

In the game of 4D, Singaporeans will bet on a 4-digit number (from 0000 to 9999).

The person wins money when there is a correct matching of the 4-digit number.

Types of 4D bets and how to win: Ordinary, 4D Roll, System, iBet

There are 4 different types of bet entry that one can make:

Types of BetHow to betHow to win
Ordinary Select 4 digits in a particular sequenceWins when bet is exactly the same as the prize winning number (same number in the same order)
SystemWins when the 4 digits matches.
Numbers do not need to be in exact sequence.
iBetWins when the 4 digits matches.
Numbers do not need to be in exact sequence. (But prize money is lower)
4D RollSelect 3 digits and 1 rolling number.Rolling number can represent any number.

Wins when number matches winning number in the same order.

Should 4D be part of your “investment” portfolio?

Should Singaporeans add 4D into their “investment” portfolio? To help Singaporeans make a smarter financial decision, we will analyse:

  • The odds of winning 4D
  • How much does it cost to buy 4D
  • Does it make sense mathematically to buy 4D?

What are the odds of winning 4D?

The probability of each set of 4 numbers in the right order winning is 1 in 10,000.

For every 4D draw, 23 sets of numbers will be drawn.

Of the 23 prizes given out each 4D draw, there are

  • 10 Consolation prizes
  • 10 Starter prizes
  • 1 third prize
  • 1 second prize
  • 1 first prize

This means that the probability of winning something is 23 in 10,000.


How much does it cost to buy 4D? Cost of Ordinary, 4D Roll, System and iBet

Before you place a bet, it is good to know the bet types and the cost of betting. Here is a breakdown of the minimum bet amount for various types of bet.

4D Bet TypeHow many numbers to select?4D Number of combinationsMinimum Bet Amount
Ordinary41$1
4D Roll310$10
System Entry and iBet424$24
12$12
6$6
4$4

How much can you win in 4D?

There are mainly 2 bet types in 4D:

Bet TypeWhat it means?
BigFor Big bet, one wins a prize if his 4D number appears in any of the 5 categories

(Top 3 prizes, starter and consolation)
SmallFor Small bet, one will only win if his 4D number appears in the top 3 prize categories.

The prize of winning any of the categories is pegged to $1.

How much can you win in 4D if you buy an Ordinary ticket (prize for every $1)?

Prize CategoryBigSmall
1st Prize$2,000$3,000
2nd Prize$1,000$2,000
3rd Prize$490$800
Starter$250-
Consolation Prize$60-

For systems, the prize money will be the same as the above.

How much can you win in 4D if you buy an iBet ticket (prize for every $1)?

Prize Category24 Permutation12 Permutation6 Permutation4 Permutation
Bet Type: Big
1st Prize$83$166$335$500
2nd Prize$41$83$168$250
3rd Prize$20$40$85$127
Starter$10$20$41$62
Consolation Prize$3$6$10$15
Bet Type: Small
1st Prize$125$250$500$750
2nd Prize$83$167$333$500
3rd Prize$33$66$133$200

Is 4D worth investing in for the amount of return?

Ever wondered if you net worth increases or decreases with every $1 bet?

With all the odds laid out, we calculate the net worth for every $1 that you put into a 4D bet slip.

For every $1 placed on 4D Ordinary (Big)

Prize CategoryPrize money
(Big)
How many of such prize?At Probability 23/10,000
How much is the winning worth?
Net worth x Number of Chances
1st Prize$2,0001$4.60$4.60
2nd Prize$1,0001$2.30$2.30
3rd Prize$4901$1.127$1.127
Starter$25010$0.575$5.75
Consolation Prize$6010$0.138$1.38
Total $15.157
Net Worth of Bet $0.659

From which, we found out that for every $1 that is placed on 4D Ordinary (Big), he is decreasing his net worth for that $1 to $0.659.

For every $1 placed on 4D Ordinary (Small)

Prize CategoryPrize money
(Big)
How many of such prize?At Probability 23/10,000
How much is the winning worth?
Net worth x Number of Chances
1st Prize$3,0001$6.90$6.90
2nd Prize$2,0001$4.60$4.60
3rd Prize8001$1.84$1.84
Total $16.04
Net Worth of Bet $0.697

For every $1 that is placed on 4D Ordinary (Small), he is decreasing his net worth for that $1 to $0.697.

Is iBet worth it then?

One may think that by going for the option of iBet, he is making a smarter decision.

That depends.

While iBet increases one’s chance of winning at least something, with every $1 bet, one is actually on a lower net worth!

Here’s an example:

  • Assuming 24 Permutation number
  • Using 1st Prize as an example
Bet TypePrize Money for 1st PrizeChance of winningNet worth
Ordinary (Big)$2,0001$2,000
iBet (Big)$83
(24 Permutation)
24$1,992

We can see that when one purchases an iBet ticket, he is actually worse off than buying an Ordinary ticket!

Is 4D Roll worth it then?

The impression that a 4D roll gives you a higher chance of winning.

What technically happens when one buys a 4D roll, is that he is buying 10 numbers straight.

The only good thing about buying 4D roll is the convenience of not having to shade 10 times.

An example will be buying the number 1,2,3, Roll. One is actually buying 10 numbers, from 1230 to 1239. Hence explains the minimum bet amount at $10. His odds did not change for the better.

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About Ming Feng
A stint in Bloomberg gifted me with a beer belly, which only grew larger when I moved on to become a Professional Trader. Now I turn caffeine into digestible finance-related content.
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