Everyone talks about their BTO application and its arduous process, but no one talks about the expensive break-up cost after that. It is an ugly truth you wouldn’t want your friends and relatives to know about, but this does happen to more Singaporeans than you think.

Here is a quick summary of what happened yesterday:

– Singapore is too small (no shit, sherlock)
– Too many people want to own private property as an investment (too quickly)
– The government is suggesting that you go for other forms of investments instead (stocks, bonds, ETFs)
– Gone are the days of owning multiple properties and earning rental yield from them

The most updated comparison.

What are the packages of home/mortgage loans the banks have for Singaporeans? Should one go for a fixed or floating rate home loan?

If you are more risk averse, getting a loan from the HDB might be the better option. Useful tips from our community included in this article!

Strategies, tips and tricks to getting your first property in Singapore. A summary of our Facebook Live session with some of the best in the housing industry, be it getting that BTO or EC, finding the right interior designer, to the return on investments one can expect from property.

What are hacks to help Singaporeans save money on their renovation? We approached 4 experts in the interior designing industry to find out!

CPF

” The best home loans cost you 1.6%-1.7% per year, meaning using cash to repay your loans would “yield” you that much returns. However, to giving up a 2.5% risk-free return on your CPF account to save 1.6-1.7% on interest would only net 0.8%-0.9% of economics.”

Property is a very expensive ‘asset’ to own and it is of great assurance to know that your house is highly valued in the market.

In an article a few weeks back, we talked about how the dream of moving overseas may not be just a dream but could be a possibility for some of us out there. Of course, there are other factors to take into consideration if we want to migrate. Apart from the availability of jobs and […]

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