If you’re looking to apply for credit cards, you will probably have seen the sweet welcome promotions and gifts that banks and brands provide.
Who wouldn’t want free gifts like an Apple iPad, Nintendo Switch, or cold hard cash?
But of course, nothing really comes for free as you have to meet requirements such as minimum spending and/or paying annual fees to enjoy these rewards.
Moreover, remember that it is essential that we pick the right credit cards for our lifestyle and avoid getting into credit card debt.
After all, “With great power, comes great responsibility”.
So if you already have a credit card in mind to sign up for, here are the best credit card promotions and where you can get the best rewards!
TL;DR: Best Credit Card Sign-Up Promotions Updated 16 September 2023
Do note that there are terms and conditions associated with each promotion and that this list shows some of the best rewards for the month (non-exhaustive list).
Click on the card to read reviews and click on the “Apply Now” buttons to apply and get SingSaver exclusive rewards:
| Credit Cards | SingSaver/Seedly Rewards | Promotion Conditions (New to Bank Credit Card Customer) | MoneySmart Rewards | Promotion Conditions (New to Bank Credit Card Customer) |
|---|---|---|---|---|
OCBC Credit Card Promos |
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| OCBC 90°N Mastercard Apply Now OCBC 90°N Visa Card Apply Now OCBC Titanium Rewards Card Apply Now | Apple AirPods Pro 2nd Gen (worth S$362.35) or Hinomi H1 Classic with headrest (worth S$459) or S$280 eCapitaVoucher or $250 cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 1 Oct 2023. T&Cs apply | Samsung 27-inch M5 Smart Monitor (worth S$554) or ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers or S$250 cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 30 Sep 2023 PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in the MoneySmart OCBC Giveaway! T&Cs apply |
| OCBC 365 Credit Card Apply Now OCBC Frank Card Apply Now | Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or An AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.90) or S$350 eCapitaVoucher or S$250 Cash via PayNow | Min. spend of S$500 within 30 days of card approval Valid till 1 Oct 2023. T&Cs apply |
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CIMB Credit Card Promos |
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| CIMB AWSM Card Apply Now | $30 eCapitaVoucher | Min. spend of S$100 within 30 days of card approval Valid till 1 Oct 2023. T&Cs apply | N.A. | N.A. |
| CIMB World Mastercard Apply Now | Cash reward of S$168 | Min. spend of S$528 within 30 days of card approval Valid till 1 Oct 2023. T&Cs apply | Apple Watch SE, 40mm GPS (worth $382.50) or $320 eCapitaVoucher Titan V1 7 Speed Foldable Bike (worth S$399) or S$300 cash via PayNow PLUS get S$30 Cash Bonus via PayNow when you sign up through MoneySmart! | Min. spend of S$988 within 60 days of card approval Valid till 30 Sep 2023 |
| CIMB VISA Signature Card Apply Now CIMB VISA Infinite Apply Now | Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65) or S$320 upsized cash via PayNow | Min. spend of S$988 within 60 days of card approval Valid till 1 Oct 2023. T&Cs apply |
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Citi Credit Card Promos |
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| Citi PremierMiles MasterCard Apply Now | Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65) | Min. spend of S$500 within 30 days of card approval Valid till 17 Sep 2023. T&Cs apply Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus | Apple iPad 10.2’ 64GB 9th Gen (worth S$503.65) | Min. spend of S$500 within 30 days of card approval. Valid till 30 Sep 2023. PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply. |
| Dyson Supersonic (worth S$699) | Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) | |||
| Dyson V8 Slim Fluffy (worth S$509) | Nintendo Switch OLED Gaming Console (worth S$549) | |||
| S$300 cash via PayNow | S$300 cash via PayNow | |||
| Citi Cash Back Card Apply Now Citi Cash Back+ Card Apply Now Citi Rewards Card Apply Now | Dyson Supersonic (worth S$699) | Min. spend of S$500 within 30 days of card approval Valid till 17 Sep 2023. T&Cs apply Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus | Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) | Min. spend of S$500 within 30 days of card approval Valid till 30 Sep 2023 PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply. |
| Nintendo Switch OLED (worth S$549) | Nintendo Switch OLED (worth S$549) | |||
| Dyson V8 Slim Fluffy (worth S$509) | S$450 Amazon SG Gift Card | |||
| S$300 cash via PayNow | S$300 cash via PayNow | |||
DBS Credit Card Promos |
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| DBS yuu Visa Card Apply Now DBS yuu American Express Card Apply Now | S$250 cashback | Min. spend of S$500 within 30 days of card approval Valid till 31 Sep 2023. T&Cs apply | S$250 cashback for new card members S$80 cashback for existing card members | Min. spend of S$500 within 30 days of card approval. Valid till 30 Sep 2023. |
| DBS Live Fresh Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024 |
| DBS Woman's World Card Apply Now DBS Woman's Card Apply Now | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024. T&Cs apply | S$150 cashback | Enter the promo code 150CASH Min. spend of S$800 within 60 days of card approval Valid till 31 Jan 2024 |
| DBS Altitude Visa Signature Card Apply Now | Get up to 37,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply or Get up to 27,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply or Get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply | Various conditions stated | 40,000 miles | Min. spend of S$2,000 within 30 days from card approval. Valid till 30 Sep 2023. |
| DBS Altitude American Express Card Apply Now | Get up to 40,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply or Get up to 30,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply or Also, get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply | Various conditions stated | 40,000 miles | Min. spend of S$2,000 within 30 days from card approval. Valid till 30 Sep 2023. |
| DBS Vantage Card Apply Now | 60,000 miles | Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$594 incl. GST) Valid till 31 Jan 2024. T&Cs apply | 60,000 miles | Use the promo code VANMILES during the online application on the DBS website. Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$594 incl. GST). Valid till 30 Jan 2024. |
| 37,000 miles | Enter the promo code ALTVIS Min. spend of S$2,000 within 30 days of card approval and annual fee payment Valid till 30 Sep 2024. T&Cs apply |
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| 27,000 miles | Enter the promo code ALTVISW.= Min. spend of S$2,000 within 30 days of card approval Valid till 30 Sep 2024. T&Cs apply |
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Standard Chartered Credit Card Promos |
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| Standard Chartered Simply Cash Credit Card Apply Now | Nintendo Switch OLED (worth S$549) or An Apple AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35) or Up to S$360 SUPER Upsized Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 21 Sep 2023. T&Cs apply | Up to S$350 Cash via PayNow. or An Apple Watch SE, 40mm GPS (worth S$382.50) . or A Nintendo Switch OLED (worth S$549) or Aa Hinomi H1 Pro Ergonomic Chair (worth S$619). + Get $20 Cash Bonus when you place your card on file and spend a minimum of $20 at any of the following eligible merchants (Shopee, Lazada, TaoBao, Netflix, Carousell, Ezbuy, Qoo10) within the first 30 days from card approval. | Min. spend of S$500 within 30 days of card approval Valid till 17 Sep 2023 |
| Standard Chartered Journey Card Apply Now | Up to S$120 SUPER Upsized Cash via PayNow when you get approved for the Standard Chartered Journey Card. Valid till 21 September 2023. T&Cs apply or Up to 45,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval, plus annual fee payment. Valid till 30 September 2023. T&Cs apply or Up to 35,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval (without annual fee payment). Valid till 30 September 2023. T&Cs apply Plus, get an additional $20 Bonus Cash when you put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of select merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix | Various conditions stated | Earn up to 35,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card or Earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up | Get 35,000 Miles with Min. spend of S$3,000 within 2 months of card approval Get an additional 10,000 Miles with annual fee payment of S$194.40 Valid till 30 Sep 2023. T&Cs apply |
| Standard Chartered Smart Credit Card Apply Now Standard Chartered Smart Rewards+ Card Apply Now | Apple AirPods Gen 3 (worth S$271.50) or Up to S$270 SUPER Upsized Cash via PayNow | Min. spend of S$250 within 30 days of card approval Valid till 21 Sep 2023. T&Cs apply | Apple AirPods Gen 3 (worth S$271.50) or Up to S$250 Cash via PayNow | Min. spend of S$250 within 30 days of card approval Valid till 30 Sep 2023. T&Cs apply. |
Jump to:
- Lucky Draw Campaigns
- Things To Note About Credit Card Sign-Up Promotions
- How Do I Qualify For Sign-Up Rewards?
Disclaimer: This is a non-sponsored article. The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. Readers should always do their own due diligence and consider their financial goals before investing in any investment product.
Credit Card Lucky Draw Campaigns
From time to time, both SingSaver and Moneysmart run lucky draw campaigns on top of the sign-up gifts as an additional incentive.
So long as you made a successful application on their respective websites, you’ll be entered into a draw for attractive prizes!
Things To Note About Credit Card Sign-Up Promotions
Most banks do not allow you to stack rewards. This means that if you choose to sign up through SingSaver, for example, you will only qualify for SingSaver’s rewards and not the bank’s.
Most of the time, SingSaver and Moneysmart offer better rewards than sign-up gifts when you sign up directly on the bank’s website.
So make sure you pick carefully!
Regarding rewards from third parties like SingSaver or Moneysmart, you’ll also need to read the terms and conditions for your particular card if you want to qualify for welcome rewards.
How Do I Qualify For Sign-Up Rewards?
Once you’ve decided on a card and the sign-up gift, make sure that you are applying through the respective website.
For example, if I want the Apple iPad that comes with the OCBC 365 Credit Card, I would click “Apply Now” in the table above, which will take me to the SingSaver application page.
From there, all you have to do is follow the steps and take note of your Application Reference Number (ARN) once you have completed the signup. You’ll need to provide SingSaver with the ARN, have a successful application and meet the minimum spending requirement to qualify for the gift.
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