facebookLove Free Gifts? Here Are The Best Credit Card Sign-Up Promotions in July 2022

Advertisement

Best Credit Card Sign-Up Promotions July 2022

Love Free Gifts? Here Are The Best Credit Card Sign-Up Promotions in July 2022

profileJustin Oh

If you’re looking to apply for credit cards, you would probably have seen the sweet welcome promotions and gifts that banks and brands provide.

Who wouldn’t want free gifts like a Dyson Supersonic, Nintendo Switch or cold hard cash?

Source: Giphy

But of course, nothing really comes free as you have to meet requirements such as minimum spending and/or paying annual fees to enjoy these rewards.

Moreover, remember that it is important that we pick the right credit cards for our lifestyle and avoid getting into credit card debt.

After all, “With great power, comes great responsibility”.

So if you already have a credit card in mind to sign up for, here are the best credit card promotions and where you can get the best rewards!


TL;DR: Best Credit Card Sign-Up Promotions July 2022

Do note that this table only shows rewards and that there are terms and conditions associated with each promotion.

The promotions shown below are only for eligible new-to-bank customers.

Click on the card to teleport and find out more about how you can be eligible for these rewards!

Credit CardsWelcome Promotion from Card IssuerSingSaver New Credit Card Sign-Up Promotion RewardsMoneySmart New Credit Card Sign-Up Promotion Rewards
American Express Singapore Airlines KrisFlyer Ascend Credit CardUp to two nights complimentary stay at Hilton Singapore Orchard (worth up to S$836++)ErgoTune Supreme (worth S$599)

OR

Xiaomi Redmi Note 11 Pro 5G 8/128GB
(worth $429)

OR

S$250 cash via PayNow
Apple Watch SE (worth S$419)

OR

S$250 Cash via PayNow
American Express Singapore Airlines KrisFlyer Credit Card5,000 KrisFlyer miles and a complimentary one-night stay at Hilton Singapore Orchard (worth up to S$418++)Apple AirPods Pro (worth S$379)

OR

ErgoTune Classic (worth S$399)

OR

S$250 cash via PayNow
Apple Airpods Generation 3 (worth S$269)

OR

Lenovo Tab M10 HD (worth S$269)

OR

S$180 Cash via PayNow
Citibank Credit CardsDepends on cardDyson Supersonic™ (worth
S$649)

OR

Dyson TP00 air purifier (worth
S$549)

OR

Samsonite Straren Spinner 67/24
(worth S$600)

OR

S$350 Cash via PayNow
Apple iPad Wi-Fi (worth S$499)

OR

Nintendo Switch OLED (worth S$579)

OR

$400 eCapitaVouchers (worth S$400)

OR

S$350 Cash via PayNow

PLUS stand a chance to win a ROLEX or PlayStation 5!
CIMB Credit CardsUp to S$188 CashbackSony WF-1000XM3 + S$80 cash (Worth S$299)

OR

S$200 Cash via PayNow
Apple AirPods (3rd Generation) (worth S$269)

OR

Prism+ C240 Monitor (worth S$299)

OR

$200 Cash via PayNow
Standard Chartered Unlimited Cashback, Rewards+Credit CardUp to S$220 cashback and 3-month Disney+
Subscription
-Nintendo Switch Lite (worth $279)

OR

Sony LinkBuds S,
WF-LS900N (worth $299)

OR

$250 Cash via PayNow
Standard Chartered Smart Credit CardS$300 cashback and 3-month Disney+
Subscription
Xiaomi Mi Robot Vacuum-Mop 2
EU (worth S$399)

OR

Dyson AM07 (worth S$499)

OR

S$300 Cash via PayNow
Apple Watch SE (worth $419)

OR

EverDesk+ Lite, Lily White (worth S$599)

OR

$320 Cash via PayNow

Disclaimer: This is a non-sponsored article. The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. ​Readers should always do their own due diligence and consider their financial goals before investing in any investment product.


American Express Credit Card Promotions

Credit CardsWelcome Promotion from Card IssuerSingSaver New Credit Card Sign-Up Promotion RewardsMoneySmart New Credit Card Sign-Up Promotion Rewards
American Express Singapore Airlines KrisFlyer Ascend Credit CardUp to two nights complimentary stay at Hilton Singapore Orchard (worth up to S$836++)ErgoTune Supreme (worth S$599)

OR

Xiaomi Redmi Note 11 Pro 5G 8/128GB
(worth $429)

OR

S$250 cash via PayNow
Apple Watch SE (worth S$419)

OR

S$250 Cash via PayNow
American Express Singapore Airlines KrisFlyer Credit Card5,000 KrisFlyer miles and a complimentary one-night stay at Hilton Singapore Orchard (worth up to S$418++)Apple AirPods Pro (worth S$379)

OR

ErgoTune Classic (worth S$399)

OR

S$250 cash via PayNow
Apple Airpods Generation 3 (worth S$269)

OR

Lenovo Tab M10 HD (worth S$269)

OR

S$180 Cash via PayNow

First up, we have American Express, more commonly known as AMEX for short.

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
SingSaver PromotionS$500 within 30 days of card approvalYes, within 30 days of card approval-Till 17 Jul 2022Click here
MoneySmart PromotionS$500 within 30 days of card approvalNone statedLog into your MoneySmart account and complete your Financial profileTill 10 Jul 2022Click here
American Express Welcome PromotionS$3,000 in the first monthYes, within first month of card approval-Till 10 Jul 2022Click here

The American Express Singapore Airlines KrisFlyer Ascend Credit Card certainly comes with a great variety of rewards.

However, do note that this card does have a rather high annual fee payment of S$337.05 and you cannot stack the above promotions.

So be sure to choose wisely!

American Express Singapore Airlines KrisFlyer Credit Card

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
SingSaver PromotionS$1,000 within first 2 months of card approvalNone stated-Till 17 Jul 2022Click here
MoneySmart PromotionS$500 within 30 days of card approvalNone statedLog into your MoneySmart account and complete your Financial profileTill 10 Jul 2022Click hereClick here
American Express Welcome PromotionS$1,000 within first 2 months of card membershipNone stated-Till 10 Jul 2022Click here

Unlike its older brother, you can actually stack the AMEX welcome promotion with either the SingSaver or MoneySmart promotion!

Yep, that means that if you manage to hit all the criteria, you can enjoy two sets of rewards!

Back to top

Citibank Credit Card Promotions

 Welcome Promotion from Card IssuerSingSaver New Credit Card Sign-Up Promotion RewardsMoneySmart New Credit Card Sign-Up Promotion Rewards
Citi Cash Back CardS$300 cash backDyson Supersonic™ (worth
S$649)

OR

Dyson TP00 air purifier (worth
S$549)

OR

Samsonite Straren Spinner 67/24
(worth S$600)

OR

S$350 Cash via PayNow
-
Citi Cash Back+ CardS$240 cash backApple iPad Wi-Fi (worth S$499)

OR

Nintendo Switch OLED (worth S$579)

OR

$400 eCapitaVouchers (worth S$400)

OR

S$350 Cash via PayNow

PLUS stand a chance to win a ROLEX or PlayStation 5!
Citi PremierMiles Card25,000 bonus Citi Miles
Citi Rewards Card30,000 Citi ThankYou Points
Citi Prestige Card100,000 bonus Citi ThankYou Points (400,000 miles)
Source: Citi Singapore

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
SingSaver PromotionS$500 within 30 days of card approvalNone stated-Till 7 Jul 2022Click here
MoneySmart PromotionS$500 within 30 days of card approvalNone statedLog into your MoneySmart account and complete your Financial profileTill 10 Jul 2022Click hereClick here

Citibank has a host of welcome rewards for each of its cards that can be stacked with either SingSaver or MoneySmart promotions. However, do remember to read the terms and conditions for your particular card if you want to qualify for welcome rewards.

Back to top

CIMB Credit Card Promotions

 Welcome Promotion from Card IssuerSingSaver New Credit Card Sign-Up Promotion RewardsMoneySmart New Credit Card Sign-Up Promotion Rewards
CIMB World MastercardUp to S$188 CashbackSony WF-1000XM3 + S$80 cash (Worth S$299)

OR

S$200 Cash via PayNow
Apple AirPods (3rd Generation) (worth S$269)

OR

Prism+ C240 Monitor (worth S$299)

OR

$200 Cash via PayNow
CIMB Visa Signature
CIMB Visa Infinite Card

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
SingSaver PromotionS$988 within 60 days following card approvalNone stated-Till 31 Jul 2022Click here
MoneySmart PromotionS$988 during the first 60 days from approval dateNone statedLog into your MoneySmart account and complete your Financial profileTill 31 Jul 2022Click here
CIMB Welcome PromotionS$108 within 30 days following card approval for S$88 cash back.

Increase spend to $988 within 60 days following card approval for additional S$100 cash back
None stated-Till 30 Sep 2022Click here

Do note that you cannot stack SingSaver’s promotion with CIMB’s welcome offer!

Back to top

Standard Chartered Credit Card Promotions

 Welcome Promotion from Card IssuerSingSaver New Credit Card Sign-Up Promotion RewardsMoneySmart New Credit Card Sign-Up Promotion Rewards
Standard Chartered Unlimited Cashback Credit CardUp to S$220 cashback and 3-month Disney+
Subscription
-Nintendo Switch Lite (worth $279)

OR

Sony LinkBuds S,
WF-LS900N (worth $299)

OR

$250 Cash via PayNow
Standard Chartered Rewards+ Credit Card
Standard Chartered Smart Credit CardS$300 cashback and 3-month Disney+
Subscription
Xiaomi Mi Robot Vacuum-Mop 2
EU (worth S$399)

OR

Dyson AM07 (worth S$499)

OR

S$300 Cash via PayNow
Apple Watch SE (worth $419)

OR

EverDesk+ Lite, Lily White (worth S$599)

OR

$320 Cash via PayNow

Standard Chartered Unlimited Cashback/Rewards+ Credit Card

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
MoneySmart PromotionS$250 within 30 days from approval dateNone statedLog into your MoneySmart account and complete your Financial profileTill 31 Jul 2022Click here
Standard Chartered Welcome PromotionReceive S$80 cashback when you activate your physical Unlimited Cashback Credit Card within 30 days of card approval date. Spend S$200 on eligible transactions and receive an additional S$140 cashback.None statedSimply activate your physical Unlimited Cashback Credit Card within 30 days of card approval date and receive 3 months of Disney+ subscription.


In addition, get up to S$35 cashback when you when you successfully split your transactions in 6, 9 or 12 months tenure with EasyPay on your Unlimited Cashback Credit Card.
Till 31 Jul 2022Click here

Standard Chartered Smart Credit Card

Promotion Conditions

 Min. Spend RequiredAnnual Fee Payment RequiredAdditional RequirementsValidityFull T&Cs
SingSaver PromotionS$350 within 30 days from approval dateNone stated-Till 31 Jul 2022Click here
MoneySmart PromotionS$350 within 30 days from approval dateNone statedLog into your MoneySmart account and complete your Financial profileTill 18 Jul 2022Click here
Standard Chartered Welcome Promotion-None statedSimply activate your physical Smart Credit Card within 30 days of card approval date and receive 3 months of Disney+ subscription.

Receive S$300 cashback when you activate your physical Smart Credit Card within 30 days of card approval date. T&Cs apply.

In addition, get up to S$35 cashback when you successfully split your transactions in 6, 9 or 12 months tenure with EasyPay on your Smart Credit Card.
Till 31 Jul 2022Click here

Back to top


Related Articles

Advertisement

profile
About Justin Oh
Your average Zillennial who is obsessed with anime, games, movies and of course, personal finance. Join me as I break down personal finance into easily digestible and fun bits!
You can contribute your thoughts like Justin Oh here.

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
Stay updated with the latest finance tips!
Receive bite-sized finance on Telegram here.

đź’¬ Comments (0)

What are your thoughts?

No comments yet.
Be the first to share your thoughts!

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Join our Community!

Discuss your thoughts with like-minded members in these community groups!

Stay updated with the latest finance tips!
Receive bite-sized finance on Telegram here.

Advertisement