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Best Credit Card Sign-Up Promotions 16 Sep 2023

Best Credit Card Promotions 2023 (Updated 16 Sep 2023)

profileJustin Oh

If you’re looking to apply for credit cards, you will probably have seen the sweet welcome promotions and gifts that banks and brands provide.

Who wouldn’t want free gifts like an Apple iPad, Nintendo Switch, or cold hard cash?

Source: Giphy

But of course, nothing really comes for free as you have to meet requirements such as minimum spending and/or paying annual fees to enjoy these rewards.

Moreover, remember that it is essential that we pick the right credit cards for our lifestyle and avoid getting into credit card debt.

After all, “With great power, comes great responsibility”.

So if you already have a credit card in mind to sign up for, here are the best credit card promotions and where you can get the best rewards!


TL;DR: Best Credit Card Sign-Up Promotions Updated 16 September 2023

Do note that there are terms and conditions associated with each promotion and that this list shows some of the best rewards for the month (non-exhaustive list).

Click on the card to read reviews and click on the “Apply Now” buttons to apply and get SingSaver exclusive rewards:

Credit CardsSingSaver/Seedly RewardsPromotion Conditions (New to Bank Credit Card Customer)MoneySmart RewardsPromotion Conditions
(New to Bank Credit Card Customer)

OCBC Credit Card Promos

OCBC 90°N Mastercard

Apply Now

OCBC 90°N Visa Card

Apply Now

OCBC Titanium Rewards Card

Apply Now
Apple AirPods Pro 2nd Gen (worth S$362.35)
or
Hinomi H1 Classic with headrest (worth S$459)
or
S$280 eCapitaVoucher
or
$250 cash via PayNow
Min. spend of S$500 within 30 days of card approval

Valid till 1 Oct 2023. T&Cs apply
Samsung 27-inch M5 Smart Monitor (worth S$554)
or
ErgoTune Classic Ergonomic Chair (worth S$399)
or
S$270 eCapita Vouchers
or
S$250 cash via PayNow
Min. spend of S$500 within 30 days of card approval

Valid till 30 Sep 2023

PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in the MoneySmart OCBC Giveaway! T&Cs apply
OCBC 365 Credit Card

Apply Now

OCBC Frank Card

Apply Now
Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65)
or
An AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.90)
or
S$350 eCapitaVoucher
or
S$250 Cash via PayNow
Min. spend of S$500 within 30 days of card approval

Valid till 1 Oct 2023. T&Cs apply

CIMB Credit Card Promos

CIMB AWSM Card

Apply Now
$30 eCapitaVoucher Min. spend of S$100 within 30 days of card approval

Valid till 1 Oct 2023. T&Cs apply
N.A.N.A.
CIMB World Mastercard

Apply Now
Cash reward of S$168Min. spend of S$528 within 30 days of card approval

Valid till 1 Oct 2023. T&Cs apply
Apple Watch SE, 40mm GPS (worth $382.50)
or
$320 eCapitaVoucher
Titan V1 7 Speed Foldable Bike (worth S$399)
or
S$300 cash via PayNow

PLUS get S$30 Cash Bonus via PayNow when you sign up through MoneySmart!
Min. spend of S$988 within 60 days of card approval

Valid till 30 Sep 2023
CIMB VISA Signature Card

Apply Now

CIMB VISA Infinite

Apply Now
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
or
S$320 upsized cash via PayNow
Min. spend of S$988 within 60 days of card approval

Valid till 1 Oct 2023. T&Cs apply

Citi Credit Card Promos

Citi PremierMiles MasterCard

Apply Now


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)Min. spend of S$500 within 30 days of card approval

Valid till 17 Sep 2023. T&Cs apply

Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus
Apple iPad 10.2’ 64GB 9th Gen (worth S$503.65)Min. spend of S$500 within 30 days of card approval.

Valid till 30 Sep 2023.

PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.
Dyson Supersonic (worth S$699) Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575)
Dyson V8 Slim Fluffy (worth S$509)Nintendo Switch OLED Gaming Console (worth S$549)
S$300 cash via PayNowS$300 cash via PayNow
Citi Cash Back Card

Apply Now

Citi Cash Back+ Card

Apply Now

Citi Rewards Card

Apply Now
Dyson Supersonic (worth S$699)Min. spend of S$500 within 30 days of card approval

Valid till 17 Sep 2023. T&Cs apply

Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus
Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575)Min. spend of S$500 within 30 days of card approval

Valid till 30 Sep 2023

PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.
Nintendo Switch OLED (worth S$549)Nintendo Switch OLED (worth S$549)
Dyson V8 Slim Fluffy (worth S$509)S$450 Amazon SG Gift Card
S$300 cash via PayNowS$300 cash via PayNow

DBS Credit Card Promos

DBS yuu Visa Card

Apply Now

DBS yuu American Express Card

Apply Now
S$250 cashbackMin. spend of S$500 within 30 days of card approval

Valid till 31 Sep 2023. T&Cs apply
S$250 cashback for new card members

S$80 cashback for existing card members
Min. spend of S$500 within 30 days of card approval.

Valid till 30 Sep 2023.
DBS Live Fresh Card

Apply Now
S$150 cashbackEnter the promo code 150CASH

Min. spend of S$800 within 60 days of card approval

Valid till 31 Jan 2024. T&Cs apply
S$150 cashbackEnter the promo code 150CASH

Min. spend of S$800 within 60 days of card approval

Valid till 31 Jan 2024
DBS Woman's World Card

Apply Now

DBS Woman's Card

Apply Now
S$150 cashbackEnter the promo code 150CASH

Min. spend of S$800 within 60 days of card approval

Valid till 31 Jan 2024. T&Cs apply
S$150 cashbackEnter the promo code 150CASH

Min. spend of S$800 within 60 days of card approval

Valid till 31 Jan 2024
DBS Altitude Visa Signature Card

Apply Now
Get up to 37,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply
or
Get up to 27,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply
or
Get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply
Various conditions stated
40,000 milesMin. spend of S$2,000 within 30 days from card approval.

Valid till 30 Sep 2023.
DBS Altitude American Express Card

Apply Now
Get up to 40,000 miles when you apply for the DBS Altitude Card and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply
or
Get up to 30,000 miles when you apply with annual fee waiver and spend at least S$2,000 within 30 days of card approval. Valid till 30 Sep 2023. T&Cs apply
or
Also, get S$150 cashback when you apply with the promo code 150CASH and make a min. spend of S$800 within 60 days of card approval. Valid till 31 Jan 2024. T&Cs apply
Various conditions stated
40,000 milesMin. spend of S$2,000 within 30 days from card approval.

Valid till 30 Sep 2023.
DBS Vantage Card

Apply Now
60,000 milesMin. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$594 incl. GST)

Valid till 31 Jan 2024. T&Cs apply
60,000 milesUse the promo code VANMILES during the online application on the DBS website.

Min. spend of S$4,000 within 30 days of card approval plus annual fee payment (S$594 incl. GST).

Valid till 30 Jan 2024.
37,000 milesEnter the promo code ALTVIS

Min. spend of S$2,000 within 30 days of card approval and annual fee payment

Valid till 30 Sep 2024. T&Cs apply
27,000 milesEnter the promo code ALTVISW.=

Min. spend of S$2,000 within 30 days of card approval

Valid till 30 Sep 2024. T&Cs apply

Standard Chartered Credit Card Promos

Standard Chartered Simply Cash Credit Card

Apply Now
Nintendo Switch OLED (worth S$549)
or
An Apple AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35)
or
Up to S$360 SUPER Upsized Cash via PayNow
Min. spend of S$500 within 30 days of card approval.

Valid till 21 Sep 2023. T&Cs apply
Up to S$350 Cash via PayNow.
or
An Apple Watch SE, 40mm GPS (worth S$382.50) .
or
A Nintendo Switch OLED (worth S$549)
or
Aa Hinomi H1 Pro Ergonomic Chair (worth S$619).
+
Get $20 Cash Bonus when you place your card on file and spend a minimum of $20 at any of the following eligible merchants (Shopee, Lazada, TaoBao, Netflix, Carousell, Ezbuy, Qoo10) within the first 30 days from card approval.
Min. spend of S$500 within 30 days of card approval

Valid till 17 Sep 2023
Standard Chartered Journey Card

Apply Now
Up to S$120 SUPER Upsized Cash via PayNow when you get approved for the Standard Chartered Journey Card. Valid till 21 September 2023. T&Cs apply
or
Up to 45,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval, plus annual fee payment. Valid till 30 September 2023. T&Cs apply
or
Up to 35,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval (without annual fee payment). Valid till 30 September 2023. T&Cs apply

Plus, get an additional $20 Bonus Cash when you put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of select merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix
Various conditions statedEarn up to 35,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card
or
Earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up
Get 35,000 Miles with Min. spend of S$3,000 within 2 months of card approval

Get an additional 10,000 Miles with annual fee payment of S$194.40

Valid till 30 Sep 2023. T&Cs apply

Standard Chartered Smart Credit Card

Apply Now

Standard Chartered Smart Rewards+ Card

Apply Now
Apple AirPods Gen 3 (worth S$271.50)
or
Up to S$270 SUPER Upsized Cash via PayNow
Min. spend of S$250 within 30 days of card approval

Valid till 21 Sep 2023. T&Cs apply
Apple AirPods Gen 3 (worth S$271.50)
or
Up to S$250 Cash via PayNow
Min. spend of S$250 within 30 days of card approval

Valid till 30 Sep 2023. T&Cs apply.

Jump to:

Disclaimer: This is a non-sponsored article. The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. ​Readers should always do their own due diligence and consider their financial goals before investing in any investment product.


Credit Card Lucky Draw Campaigns

From time to time, both SingSaver and Moneysmart run lucky draw campaigns on top of the sign-up gifts as an additional incentive.

So long as you made a successful application on their respective websites, you’ll be entered into a draw for attractive prizes!

Things To Note About Credit Card Sign-Up Promotions

Most banks do not allow you to stack rewards. This means that if you choose to sign up through SingSaver, for example, you will only qualify for SingSaver’s rewards and not the bank’s.

Most of the time, SingSaver and Moneysmart offer better rewards than sign-up gifts when you sign up directly on the bank’s website.

So make sure you pick carefully!

Regarding rewards from third parties like SingSaver or Moneysmart, you’ll also need to read the terms and conditions for your particular card if you want to qualify for welcome rewards.

How Do I Qualify For Sign-Up Rewards?

Once you’ve decided on a card and the sign-up gift, make sure that you are applying through the respective website.

For example, if I want the Apple iPad that comes with the OCBC 365 Credit Card, I would click “Apply Now” in the table above, which will take me to the SingSaver application page.

From there, all you have to do is follow the steps and take note of your Application Reference Number (ARN) once you have completed the signup. You’ll need to provide SingSaver with the ARN, have a successful application and meet the minimum spending requirement to qualify for the gift.


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About Justin Oh
Your average Zillennial who is obsessed with anime, games, movies and of course, personal finance. Join me as I break down personal finance into easily digestible and fun bits!
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