Seedly Travel Insurance: Perfect for Anyone & Families at an Affordable Price
‼️ ATTENTION ‼️
Seedly has officially launched our own Seedly Travel Insurance for all travellers at an affordable price with good coverage!
This travel insurance is ideal for everyone, particularly families, as it automatically includes protection for children without the need for any additional add-ons!
Let’s find out more about the coverage and premiums.
TL;DR: Seedly Travel Safe And Seedly Travel Secure
Click here to jump:
- What is Seedly Travel Insurance?
- What does Seedly Travel Insurance cover?
- How does Seedly Travel Insurance compare to others?
- How much does Seedly Travel Insurance cost?
- Seedly Travel Insurance Exclusive Promotions
Get your hands on the Seedly Travel Insurance by 31 Dec 2023 to snap up good deals!
Disclaimer: Seedly Travel Insurance is a travel insurance product that is underwritten by HL Assurance Pte. Ltd. and is distributed by SingSaver Pte. Ltd. Full details of the terms, conditions, and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by HL Assurance Pte. Ltd. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the General Insurance Association of Singapore or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
What Is Seedly Travel Insurance?
Seedly Travel Insurance is a newly launched travel insurance underwritten by HL Assurance Pte. Ltd. and distributed by our sister company, SingSaver Pte. Ltd.
You have the flexibility to opt for either the Individual or Family Plan, both available in two tiers – Seedly Travel Safe and Seedly Travel Secure.
These tiers offer comprehensive coverage for various unforeseen events, ensuring that you are protected against personal accidents and a wide range of travel-related disruptions and emergencies, including those related to health, natural disasters, trip cancellations, delays, or interruptions.
Moreover, we extend coverage to benefits that are typically not automatically included in the plan.
What Does Seedly Travel Insurance Cover?
Travel Insurance For Families
This travel insurance is designed for everyone and is especially advantageous for families!
More often than not, securing coverage for your children while traveling may come with additional costs, and some plans may not offer the same level of protection.
However, we’ve got you covered!
With the Seedly Travel Insurance Family Plan, your children (up to 4 children) will enjoy complimentary coverage, providing them with a comprehensive coverage at an affordable price. This gives you peace of mind for your entire family.
*Note: Child(ren) means your unemployed and unmarried dependent child(ren), including step or legally adopted child(ren), above three (3) months old but below eighteen (18) years or up to twenty-five (25) years of age, if studying full time in a recognised institution of higher learning at the commencement of this insurance. Age is calculated as at last birthday.
Child Support Grant
While Seedly Travel Insurance provides coverage to the parents, it extends its protective umbrella to your children (up to the specified Benefit Limit) in the unfortunate event of your passing.
Child Companion Benefit
Similarly, in the unfortunate event that the insured person sustains an injury and is hospitalised overseas while travelling with a child, the expenses for any travelling and accommodation expenses of one adult from Singapore to accompany the child back to Singapore, are claimable.
Travel Insurance For Sports
Without incurring any additional fees or requiring any add-ons, you can partake in adventurous activities overseas.
Whether you have a passion for adventurous sports such as mountaineering, hiking, or scuba diving, you’ll have automatic coverage when you choose Seedly Travel Insurance.
Travel Insurance Comparison in Singapore
If you’re wondering what are the coverages offered, here’s what you can expect.
Travel Insurance COVID-19 Coverage Comparison
When we think about COVID-19, some of us would’ve thought that it’s a thing of the past.
However, some insurers still require you to top-up to cover for COVID-19 overseas. On this note, Seedly Travel Insurance has automatically included COVID-19 as part of the plan.
| Benefits | Seedly Travel Safe | Seedly Travel Secure | Other Providers |
|---|---|---|---|
| Overseas Medical Expenses (including COVID-19) | Covered | Covered | Not all covered and requires you to top-up |
| Adult up to 70 years old | Up to $200,000 | Up to $500,000 | $250,000 - $1 million |
| Adult above 70 years old | Up to $50,000 | Up to $100,000 | $30,000 - $350,000 |
| Child | Up to $2,000 | Up to $2,000 | $60,000 - $300,000 |
Travel Insurance Personal Accident Coverage Comparison
Accidents do happen when we are travelling in an unfamiliar environment and that’s when getting travel insurance that offers personal accident benefits comes into play.
One unique feature of Seedly Travel Insurance is that the sum insured remains the same whether you purchase an Individual Plan or a Family Plan as there is no overall benefit limit on Family plans.
In other words, this means that both children and adults will enjoy the same level of coverage, and there is no cap on the sum insured.
Each person is entitled to a portion of the benefit, ensuring that all family members receive the same level of protection under the Family Plan. This feature can be particularly advantageous for families traveling together because it provides equitable coverage for all family members.
| Benefits | Seedly Travel Safe | Seedly Travel Secure | Other Providers |
|---|---|---|---|
| Accidental Death & Permanent Disablement | |||
| Adult up to 70 years old | Up to $150,000 | Up to $300,000 | $150,000 - $200,000 |
| Adult above 70 years old | Up to $50,000 | Up to $100,000 | $30,000 - $200,000 |
| Child | Up to $10,000 | Up to $10,000 | $60,000 - $200,000 |
| Double Public Transport Coverage | |||
| Adult up to 70 years old | Up to $300,000 | Up to $600,000 | $200,000 - $1 million *Not all covered and requires you to top-up |
| Adult above 70 years old | Up to $100,000 | Up to $200,000 | $200,000 - $400,000 |
| Child | Up to $20,000 | Up to $20,000 | $200,000 - $250,000 |
| Child Support Grant for each dependent Child | |||
| Sum Insured Per Insured | Up to $15,000 ($3,000 per child) | Up to $30,000 ($6,000 per child) | $20,000 - $32,000 ($5,000 - $8,000 per child) *Sometimes known as Child Education Grant |
| Overseas Funeral grant | |||
| Sum Insured Per Insured | Up to $4,000 | Up to $8,000 | Per Child: $750 - $2,000 Per Adult: $3,000 - $20,000 Per Family: $6,000 - $16,000 |
| Compassionate Visit Benefit | |||
| Sum Insured Per Insured | Up to $5,000 | Up to $10,000 | Per Insured: $2,000 - $25,000 Per Family: $5,000 - $37,500 *Basic plans might not offer |
Travel Insurance Medical Coverage Comparison
Besides COVID-19 overseas medical expenses, here’s a comparison of the other medical and hospital expenses covered:
| Benefits | Seedly Travel Safe | Seedly Travel Secure | Other Providers |
|---|---|---|---|
| Medical Expenses in Singapore | Up to $20,000 | Up to $40,000 | $6,000 - $50,000 *Basic plans might not offer |
| Adult (age 70 years and below) | $6,000 - $50,000 | ||
| Adult (age above 70 years) | Up to $2,000 | Up to $4,000 | $1,000 - $6,000 *Basic plans might not offer |
| Child | Up to $1,000 | Up to $1,000 | $1,800 - $25,000 |
| Overseas Hospital Cash Allowance | Up to $10,000 ($200/day) | Up to $20,000 ($200/day) | $5,000 - $50,000 ($200/day) |
| Hospital Cash Allowance in Singapore | Up to $500 ($100/day) | Up to $1,000 ($100/day) | $600 - $6,000 *Basic plans might not offer |
| Child Companion Benefit | Up to $5,000 | Up to $10,000 | Not covered mostly |
| Overseas Hospital Visit Benefit | Up to $5,000 | Up to $10,000 | $3,000 - $25,000 |
| Emergency Personal Mobile Phone Charges | Up to $150 ($50/day) | Up to $300 ($50/day) | Per Insured: $100 - $250 ($10/day) Per Family: $250 - $750 |
| (a) Emergency Medical Evacuation & Repatriation (b) Repatriation of Mortal Remains (c) 24-Hour Emergency Assistance Services | Covered | Covered | Covered |
Travel Insurance Trip Inconveniences & Personal Belonging Comparison
We often hear people losing things while they are on a trip and more often than not, a flight delay may or may not affect your trip drastically.
As such, when facing travel inconveniences, it’s good to ensure that you have good coverage so that you can still make claims shortly after the incident:
| Benefits | Seedly Travel Safe | Seedly Travel Secure | Other Providers |
|---|---|---|---|
| Trip Cancellation | Up to $5,000 | Up to $10,000 | Per Insured: $2,000 - $20,000 Per Family: $5,000 - $50,000 |
| Trip Curtailment | Up to $5,000 | Up to $10,000 | Per Insured: $1,000 - $15,000 Per Family: $2,500 - $50,000 *Sometimes known as Trip Interruption/Disruption |
| Travel Delay | Up to $1,000 | Up to $2,000 | Per Insured: $500 - $3,000 Per Family: $1,500 - $6,000 *Basic plans might not offer |
| Benefit limit for every 6 hours of delay (Overseas) | $100 | $100 | |
| Benefit limit after 6 hours of delay (in Singapore) | $100 | $100 | |
| Travel Diversion | Up to $1,000 | Up to $2,000 | Per Insured: $250 - $3,000 Per Family: $2,500 - $4,000 |
| Pays for every 6 hours of delay (Overseas) | $100 | $100 | |
| Overbooked Flight | Up to $200 | Up to $400 | Per Insured: $200 - $2,000 Per Family: $1,000 - $4,000 *Basic plans might not offer |
| Travel Misconnection | Up to $100 | Up to $200 | Per Insured: $200 - $2,000 Per Family: $400 - $7,500 *Basic plans might not offer |
| Trip Postponement | Up to $500 | Up to $1,000 | |
| Baggage Delay | Up to $1,200 | Up to $1,500 | Per Insured: $200 - $2,500 Per Family: $400 - $4,000 |
| Pays for every 6 hours of delay (Overseas) | $150 | $150 | |
| Maximum limit (in Singapore) | $150 | $150 | |
| Loss/Damage to Baggage and Personal Belongings | Up to $5,000 | Up to $10,000 | Per Insured: $1,000 - $10,000 Per Family: $5,000 - $15,000 |
| Limit per article | $500 | $500 | |
| Maximum total limit for all Valuables | $800 | $800 | |
| Personal Money and Travel Documents | Up to $2,500 | Up to $5,000 | Personal Money: $100 - $3,000 Travel Documents (Per Insured): $1,000 - $5,000 Travel Documents (Per Family): $3,000 - $10,000 *Basic plans might not offer |
| Maximum limit for money | $200 | $300 | |
| Credit card Protection | Up to $1,000 | Up to $2,000 | $1,000 - $3,000 *Basic plans might not offer |
Affordable Travel Insurance in Singapore
Now that we’ve moved past the coverage, let’s talk about prices.
Seedly is all about empowering our readers in making smarter personal finance decisions and this includes getting you the best value-for-money travel insurance.
We’ve compared the basic plans across similar travel insurance in the market and these are the premiums prior to any discounts:
| Trip Details | Bangkok, 3 days | Japan, 7 days | Europe, 9 days |
|---|---|---|---|
| Seedly Travel Safe (Individual) | $26.55 ($19.91 after discount) | $53.63 ($40.23 after discount) | $80.39 ($60.29 after discount) |
| Provider B (Individual) | $32.22 | $44.75 | $69.60 |
| Provider I Basic Plan (Individual) | Per Adult: $37 Per Child: $27.20 | Per Adult: $70 Per Child: $52.60 | Per Adult: $150.30 Per Child: $122.67 |
| Seedly Travel Safe (Family, 2 adults 2 children) | $62.54 ($46.91 after discount) | $118.16 ($88.62 after discount) | $186.57 ($139.93 after discount) |
| Provider B (Family, 2 adults 2 children) | $121.28 | $179 | $278.40 |
| Provider I Basic Plan (Family, 2 adults 2 children) | $84 | $169 | $370 |
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Seedly Travel Insurance Promotions
We love promotions!
For each signup, you will also get to participate in our monthly draw to win S$600 Klook Voucher (Equivalent to a pair of return tickets to Bali)!
What are you waiting for?
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