facebookHDB BTO Dec 2023 Launch: Bedok, Bishan, Queenstown, Woodlands & More

284

shares

HDB BTO Dec 2023 Launch_ Bedok, Bishan, Queenstown, Woodlands & More

HDB BTO Dec 2023 Launch: Bedok, Bishan, Queenstown, Woodlands & More

profileHui Juan Neo

Looking for your first home in Singapore?

Chances are you’ll be seriously considering a Housing and Development Board (HDB) BTO as they are generally more affordable compared to HDB resale flats.

And if you missed out on the previous Oct 2023 BTO launch, fret not.

We have the December 2023 BTO launch with 6,057 units in Bedok, Bishan, Bukit Merah, Queenstown, Bukit Panjang, Jurong West, and Woodlands this round!

Source: Giphy

Here’s all you need to know!


TL;DR: HDB BTO Dec 2023  Launch

Do note that from H2 2024, HDB estates will no longer be classified as mature and non-estates. Instead, a Standard-Plus-Prime system will be used to determine the flat type. For this article, we will be using mature and non-mature as the policy has not kicked in.

Application starts on 5 Dec 2023 and closes on 11 Dec 2023, Monday, 11:59pm.

Submit your application here.

HDB BTO Dec 2023 Mature Estate

HDB BTO Dec 2023 (Mature)Chai Chee GreenSin Ming ResidencesAlexandra PeaksUlu Pandan Vista
Estate Type & Housing SchemeMatureMaturePrime Location HousingPrime Location Housing
Flat Types Available & No. of Units3-room
4-room
5-room
Community Care Apartments

Total: 1,234
3-room
4-room

Total: 732
2-room Flexi
3-room
4-room

Total: 904
3-room
4-room

Total: 890
Indicative Price Range (Excluding Grants)*3-room: $298,000 - $360,000

4-room: $421,000 - $534,000

5-room: $569,000 - $725,000

Community Care Apartments: $80,000 - $95,000
3-room: $374,000 - $473,000

4-room: $519,000 - $665,000
2-room Flexi (Type 1): $218,000 - $277,000

2-room Flexi (Type 2): $332,000 - $343,000

3-room: $380,000 - $512,000

4-room: $533,000 - $723,000
3-room: $430,000 - $541,000

4-room: $598,000 - $763,000
Nearest ExpresswaysPan Island Expressway---
Nearest MallsBedok Mall
Djitsun Mall Bedok
Sin Ming Plaza
Shunfu Mart
Valley Point Shopping Centre
Valley Point
Tiong Bahru Plaza
Alexandra Primary School
Gan Eng Seng Primary School
Zhangde Primary School
Queenstown Primary School
Radin Mas Primary School
River Valley Primary School
The Star
Fusionopolis
Holland Village
Rochester Mall
IKEA Alexandra
Anchorpoint Shopping Centre
Queensway Shopping Centre
Nearest MRT/LRT Stations &
Approximate Walking Distance/Time (via Google Maps)
Bedok North MRT (13 mins)
Bedok MRT (22 mins)
Marymount MRT (17 mins)
Upper Thomson (10 mins)
Redhill MRT Station (10 - 12 mins)
Tiong Bahru MRT Station (10 - 12 mins)
Dover MRT (<5 mins)
Buona Vista MRT (17 mins)
Clementi MRT (19 mins)
Nearest Schools (Primary)Damai Primary School
Fengshan Primary
Opera Estate Primary School
Bedok Green Primary School
Red Swastika School
St. Stephen's School
Telok Kurau Primary School.
Yu Neng Primary School
Ai Tong SchoolAlexandra Primary School
Gan Eng Seng Primary School
Zhangde Primary School
Queenstown Primary School
Radin Mas Primary School
River Valley Primary School
Henry Park Primary School
Clementi Primary School
Fairfield Methodist School (Primary)
Nan Hua Primary School
New Town Primary School
Pei Tong Primary School
Queenstown Primary School
Nearest Schools (Secondary)-Whitley Secondary School
Raffles Institution (Secondary)
Crescent Girls' School
Queenstown Secondary School
Fairfield Methodist School (Secondary)
Queensway Secondary School
Nearest Schools (Others)-Catholic High SchoolGan Eng Seng School (High School)
APSN Tanglin Special School
INSEAD
Singapore Polytechnic
School of Science and Technology Singapore
Yale-NUS College
Nan Hua High School
NUS High School of Mathematics and Science, Henry Park Primary School
Anglo-Chinese School (Independent)
Anglo-Chinese Junior College
Selection TimeMar - Dec 2024Mar - Dec 2024Mar - Dec 2024Mar - Dec 2024
Estimated Waiting Time39 months (Blocks 815A, 815B, 816A, and 816B)

43 months (Blocks 813A, 814A, and 814B)
32 months59 months59 months
Estimated Possession Date30 Jun 2029 (Blocks 815A, 815B, 816A, and 816B)

30 Sep 2029 (Blocks 813A, 814A, and 814B)
31 Dec 202831 Dec 203031 Dec 2030

HDB BTO Dec 2023 Non-Mature Estate

HDB BTO Dec 2023 (Non-Mature)Petir Park EdgeJurong ArcadiaWoodlands BeaconWoodlands BTO Site 2
Estate Type & Housing SchemeNon-mature
Flat Types Available & No. of Units2-room Flexi
4-room

Total: 334
2-room Flexi
3-room
4-room
5-room

Total: 716
3-room
4-room

Total: 399
2-room Flexi
3-room
4-room
5-room

Total: 848
Indicative Price Range (Excluding Grants)*2-room Flexi (Type 1): $110,000 - $145,000

2-room Flexi (Type 2): $144,000 - $190,000

4-room: $320,000 - $426,000
2-room Flexi (Type 1): $110,000 - $140,000

2-room Flexi (Type 2): $138,000 - $174,000

3-room: $207,000 - $277,000

4-room: $315,000 - $394,000

5-room: $431,000 - $540,000
3-room: $268,000 - $340,000

4-room: $318,000 - $446,000
2-room Flexi (Type 1): $145,000 - $186,000

2-room Flexi (Type 2): $174,000 - $231,000

3-room: $251,000 - $345,000

4-room: $337,000 - $468,000

5-room: $468,000 - $612,000
Nearest Expressways-Pan Island Expressway--
Nearest MallsBukit Panjang Plaza
Hillion Mall
Hill V2
-Causeway Point
Marsiling Mall
Woodlands Civic Centre
Woods Square Mall
Causeway Point
Marsiling Mall
Woodlands Civic Centre
Woods Square Mall
Nearest MRT/LRT Stations &
Approximate Walking Distance/Time (via Google Maps)
Bukit Panjang MRT (8-min)
Pending LRT (4-min)
Petir LRT (4-min)
Hong Kah MRT (4-min)
Corporation MRT (13-min)
Tengah Plantation MRT (13-min)

Due in 2026 and 2027
Woodlands MRT (5-min)Woodlands MRT (5-min)
Nearest Schools (Primary)Bukit Panjang Primary School
Beacon Primary School
CHIJ Our Lady Queen Of Peace
Greenridge Primary School
West View Primary School
Zhenghua Primary School
Rulang Primary School
Shuqun Primary School
Boon Lay Garden Primary School
Corporation Primary School
Jurong Primary School
Lakeside Primary School
Princess Elizabeth Primary School.
Si Ling Primary School
Fu Chun Primary School
Marsiling Primary school
Evergreen Primary School
Innova Primary School
Qihua Primary School
Woodgrove Primary School
Woodlands Primary School
Woodlands Ring Primary School
Si Ling Primary School
Fu Chun Primary School
Marsiling Primary school
Evergreen Primary School
Innova Primary School
Qihua Primary School
Woodgrove Primary School
Woodlands Primary School
Woodlands Ring Primary School
Nearest Schools (Secondary)Assumption Pathway School
Assumption English School
Fajar Secondary School
Hua Yi Secondary School
Hong Kah Secondary School
Jurongville Secondary School
Marsiling Secondary School
Riverside Secondary School
Woodlands Secondary School
Evergreen Secondary School
Fuchun Secondary School
Marsiling Secondary School
Riverside Secondary School
Woodlands Secondary School
Evergreen Secondary School
Fuchun Secondary School
Nearest Schools (Others)--Zhangfei Language SchoolZhangfei Language School
Selection TimeMar - Dec 2024Mar - Dec 2024Mar - Dec 2024Mar - Dec 2024
Estimated Waiting Time48 months37 months50 months51 months
Estimated Possession Date31 Mar 203031 Mar 202931 Mar 203030 Jun 2030

Click to Teleport:


Bedok December 2023 BTO: Chai Chee Green

Starting with the mature estates, we have the Bedok BTOs.

Bedok December 2023 BTO: 3-Room and 4-Room BTO Flats

Right next to the Pan-island Expressway (PIE), we have the Bedok Dec 2023 BTO consisting of approximately 1,234 units, with a combination of 3-room, 4-room, 5-room and Community Care Apartments.

This project is located near Chai Chee Lane, Chai Chee Street and Bedok North Road, and across the street is an industrial estate.

For the uninitiated, Community Care Apartment integrates senior-friendly housing with care services that are scaled according to needs, and you can expect to see more social activities in the estate.

The Community Care Apartments are priced based on the chosen lease tenure (from 15 to 35 years in 5-year increments) as long as it covers the applicant and spouse (if any) until the age of 95.

Distance to MRT: Bedok North (DT29)

The location is somewhat decent as it’s right at Chai Chee Lane, and the nearest Mass Rapid Transit (MRT) station is Bedok North (DT29), which is about 900m or a 13-minute walk away.

For this project, there will be about 984 units of 3-room, 4-room and 5-room flats on offer for those with smaller families and 250 Community Care Apartments in 3-room, 4-room and 5-room sizes.

Speaking of families, if you have kids, here are the schools located near this future BTO project site (via OneMap):

  • Within 1KM:
    • Damai Primary School
    • Fengshan Primary
    • Opera Estate Primary School
  • Within 1KM – 2KM:
    • Bedok Green Primary School
    • Red Swastika School
    • St. Stephen’s School
    • Telok Kurau Primary School.
    • Yu Neng Primary School

Amenities Near Bedok Dec 2023 BTO

Amenities around the area are decent.

There are clinics like the Sata Uttamram Clinic, THK Home for Disabled Adults @ Chai Chee, Nursing Home, etc., just a few minutes walk away.

There is also a Broadway Food Centre within walking distance, Bedok Mall, Djitsun Mall Bedok, and Bedok Integrated Transport Hub located within a one to two kilometere radius.

Back to top

Bishan Dec 2023 BTO: Sin Ming Residences

The next December 2023 BTO is along Marymount Road and Sin Ming Road, offering 732 units of 3-room and 4-room units.

Distance to MRT: Upper Thomson MRT Station (TE8) & Marymount MRT Station (CC16)

There are two MRT stations near this project – Upper Thomson (TE8), which is a 10-minute walk away. Whereas Marymount MRT Station (CC16) is a 17-minute walk.

But if you’re looking at a primary school within one to two kilometres, there’s only Ai Tong School nearby.

There are, however, secondary schools such as Whitley Secondary School, Catholic High School and Raffles Institution (Secondary) nearby.

Amenities around Bishan Dec 2023 BTO

Though this is a Bishan BTO project, it’s actually located more towards the Upper Thomson/Marymount side. This area is not short of good food, of course, and it’s surrounded mostly by condos.

Within walking distance, residents should be able to reach Sin Ming Plaza, Shunfu Mart, and nearby amenities.

Bukit Merah Dec 2023 BTO: Alexandra Peaks

If you’re looking for another central project, the Bukit Merah Dec 2023 BTO will be categorised as a Prime Location Housing flat (i.e. PLH flat or Prime flat).

The project is right smack in the middle of Alexandra Road and the Alexandra Canal, and we’ll be expecting about 904 units of 2-room flexi, 3-room and 4-room flats.

Distance to MRT: Redhill MRT Station (EW18), Tiong Bahru MRT Station (EW17)

It takes about 10 – 12 minutes to walk to Redhill MRT Station (EW18) and Tiong Bahru MRT Station (EW17).

  • Within 1KM:
    • Alexandra Primary School
    • Gan Eng Seng Primary School
    • Zhangde Primary School.
  • Within 1KM – 2KM:
    • Queenstown Primary School
    • Radin Mas Primary School
    • River Valley Primary School.

Amenities near Bukit Merah Dec 2023 BTO

Amenities in this area can only be described in one word – aplenty.

There’s Delta Sports Centre, petrol station, temples, and Leng Kee Community Club, all within walking distance. Similarly, there are many grocery options, including Bukit Ho Swee’s NTUC Fairprice, Cold Storage and NTUC Fairprice at Valley Point. The closest shopping malls are Valley Point Shopping Centre, Valley Point, and Tiong Bahru Plaza.

Queenstown Dec 2023 BTO: Ulu Pandan Vista

That’s not all.

We still have the Dec 2023 Queenstown BTO site for the mature estates, which is another PLH project too.

This time around, HDB will offer about 890 units of 3-room and 4-room flats for this BTO project located along Commonwealth Avenue West:

Distance to MRT: Dover MRT (EW22)

This BTO project’s location is excellent as the nearest MRT station, Dover (EW20), is right at the doorstep of the BTO, or a less than five-minute walk by foot.

As for schools, there are a few options within a one to two-kilometre distance.

  • Within 1KM:
    • Henry Park Primary School
  • Within 1KM – 2KM:
    • Clementi Primary School
    • Fairfield Methodist School (Primary)
    • Nan Hua Primary School
    • Pei Tong Primary School

Amenities Near Queenstown Dec 2023 BTO

Future residents will enjoy a variety of food options and amenities in the neighbourhood, such as The Star, Fusionopolis, Holland Village, Rochester Mall, IKEA Alexandra, Anchorpoint Shopping Centre, Queensway Shopping Centre, Alexandra Village Food Centre, Queenstown Sports Centre and Alexandra Hospital, amongst others.

Also, a proposed medical and health facility will be built next to the site.

There are other parks in the neighbourhood, such as Rochester Park, One-North Park or Hort Park, which is connected to Kent Ridge Canopy Walk and The Southern Ridges.

It’s near the Ghim Moh BTO, launched in May 2023, and if you are patient enough to walk to the nearest Sheng Siong supermarket, it takes about 15 minutes by foot.

Back to top

Bukit Panjang Dec 2023 BTO: Petir Park Edge

Now we move on to the Non-Mature estates.

First up, we have the Dec 2023 Bukit Panjang BTO site located along Petir Road and Gangsa Road, in which HDB will build 334 2-room and 4-room flats at this site.

Distance to MRT Bukit Panjang BTO

The nearest MRT is Bukit Panjang (DT1), one kilometre or an 8-minute walk away. Similarly, there are Petir and Pending LRT stations, which are well within a 4-minute walk.

But fret not; buses are aplenty in this area, and some LRTs operate daily, allowing you to reach the MRT station within one or two stops.

As for schools, these are the Primary schools located near this future BTO project site that parents or parents-to-be can look forward to:

  • Within 1KM:
    • Bukit Panjang Primary School
  • Within 1KM – 2KM:
    • Beacon Primary School
    • CHIJ Our Lady Queen Of Peace
    • Greenridge Primary School
    • West View Primary School
    • Zhenghua Primary School

Amenities Near Bukit Panjang Dec 2023 BTO

Regarding amenities, the Bukit Panjang 2023 BTO development is situated near the Bukit Panjang neighbourhood, offering convenient access to facilities like Hillion Mall and Bukit Panjang Plaza.

Additionally, it boasts convenient transportation options, including road, bus, and MRT train connections to the Upper Bukit Timah region via Upper Bukit Timah Road. This accessibility extends to popular shopping destinations like HillV2 and the Rail Mall.

There is also an Anytime Fitness gym nearby.

Back to top

Jurong West Dec 2023 BTO

Next up, for the Dec 2023 BTO exercise, we have 716 2-room Flexi, 3-room, 4-room and 5-room flats launching in Jurong West. The new site will be located along Jurong West Street 42 between Block 402 and 413 right next to the Jurong Temple.

Distance to MRT: Lakeside MRT, JS5 (JRL)

The main draw of this project is that it’s surrounded by multiple schools.

This BTO project is one for the future as the nearby Jurong Region Line (JRL), which is expected to be built by 2028, will open roughly when future residents move in, barring delays.

If all goes well, the Hong Kah MRT station will be within a 4-minute walking distance, while Corporation MRT and Tengah Plantation MRT stations each will take about a 13-minute walk.

For now, this BTO project is quite convenient for drivers as the PIE is just around the corner. However, it can be a bit of a double-edged sword due to the noise from the expressway.

As for schools, these are the primary schools located near this future BTO project site that parents or parents-to-be can look forward to:

  • Within 1KM:
    • Rulang Primary School
    • Shuqun Primary School.
  • Within 1KM – 2KM:
    • Boon Lay Garden Primary School
    • Corporation Primary School
    • Jurong Primary School
    • Lakeside Primary School
    • Princess Elizabeth Primary School.

Amenities Near Jurong West Dec 2023 BTO

While the Jurong West Dec 2023 BTO may seem smaller as compared to bigger projects such as Tengah, the neighbourhood has many facilities where you can explore.

Next to the BTO, there is a Chinese temple and several clinics, such as Joo Ann Tong Medical Hall and Living Plus TCM. Just across the street, there is a Tang Tea House and Sa Bae Mini Mart.

Food wise, there are also options nearby, which are all within walking distance of four to 10 minutes.

Back to top

Woodlands Dec 2023 BTO: Woodlands Beacon

Next up, we have two BTO projects in Woodlands, almost side-by-side.

Woodlands Dec 2023 BTO @ Woodlands Avenue 3, Woodlands Avenue 5, and Woodlands Street 13

Lastly, we have the Woodlands Dec 2023 BTO, which is the second smallest project after Bukit Panjang, which offers 399 units of 3-room and 4-room flats along Woodlands Avenue 3, Woodlands Avenue 5 and Woodlands Street 13.

Distance to MRT: Woodlands MRT Station (NS9/TE2)

For those who will be staying at this BTO project, you will be able to enjoy the perks of Woodlands’ integrated transport hub, which has both the North-South Line and Thomson-East Coast line, which takes about five minutes to reach.

  • Within 1KM:
    • Si Ling Primary School
    • Fu Chun Primary School
    • Marsiling Primary school
  • Within 1KM – 2KM:
    • Evergreen Primary School
    • Innova Primary School
    • Qihua Primary School
    • Woodgrove Primary School
    • Woodlands Primary School
    • Woodlands Ring Primary School

Amenities Near Woodlands Dec 2023 BTO @ Woodlands Avenue 3

The Woodlands Dec 2023 BTO is extremely near Causeway Point, Woodlands Civic Centre, Woods Square Mall, and Marsiling Mall.

This is a convenient location with several food and shopping options and has facilities such as pet grooming, as well as the Woodlands Sports and Swimming Complex.

Back to top

Woodlands Dec 2023 BTO: Urban Rise @ Woodlands

The second Woodlands project is along Woodlands Avenue 5, which is even closer to the MRT station and right next to the first BTO project along Woodlands Avenue 3.

The project is expected to have about 848 units housing 2-room Flexi, 3-room, 4-room and 5-room units, bringing the total number of units in Woodlands to 1,247.

Distance to MRT: Woodlands MRT Station (NS9/TE2)

Even nearer to Woodlands MRT is this project, and we are expecting to see more applications for this project due to the convenience it provides, and the range of housing types offered.

For schools, we are expecting the following:

  • Within 1KM:
    • Si Ling Primary School
    • Fu Chun Primary School
    • Marsiling Primary school
  • Within 1KM – 2KM:
    • Evergreen Primary School
    • Innova Primary School
    • Qihua Primary School
    • Woodgrove Primary School
    • Woodlands Primary School
    • Woodlands Ring Primary School

Amenities Near Woodlands Dec 2023 BTO @ Woodlands Avenue 5

Given that this project is right next to the project along Woodlands Avenue 3, the amenities and facilities we can expect will be Causeway Point, Woodlands Civic Centre, Woods Square Mall, and Marsiling Mall.

Back to top

That’s not all. Here are some essential pointers to note if you plan to apply for the Dec BTO launch.


HDB BTO Dec 2023 HFE Letter Requirement

For new HDB flats, you must obtain an HFE letter before the Build-to-Order (BTO), Sales of Balance Flat (SBF) sales launch, or open booking.

An HFE letter application typically takes about one month to process after all the necessary paperwork has been submitted. However, processing could take longer during busy periods, like a BTO sales launch, for example.

If you want a flat in the December 2023 BTO launch, HDB recommends that you apply for an HFE letter and submit all the required documents by Saturday, 11 Nov 2023.

Back to top

Upcoming BTO Classification in 2024

From H2 2024, HDB estates will no longer be classified as mature and non-estates. Instead, a Standard-Plus-Prime system will be used to determine the flat type.

Existing homeowners or those who have already booked their flats will not be affected by this change.

Here’s a summary of the three types of flats from H2 2024, regardless of whether it’s BTO or resale:

HDB Flat Classification From H2 2024StandardPlus (NEW)Prime
LocationsIslandwideChoicer locations (e.g. near MRT, near City Centre)Choicest and most central locations (e.g. City centre)
SubsidiesStandardMore subsidies on top of standard subsidiesMost subsidies on top of standard subsidies
Minimum Occupation Period (MOP)5 years10 years10 years
Wait Out Period For Private Property owners30 months30 months
Subsidy RecoverYes (lower than Prime)6% subsidy recovery of the resale price or valuation (whichever is higher)
Investment in private propertyAfter MOP
Renting out the whole flatAllowed after MOPNot allowedNot allowed
Renting out spare roomsAllowed

We can also expect flats in these areas to be classified as follows:

Source: Channel NewsAsia

Back to top

Can’t Wait for a BTO? Check Out the Latest Sale of Balance Flat (SBF) Launch and HDB Open Booking Exercise

But, if you can’t afford the four to five-year wait for a BTO, you can wait for the subsequent Sale of Balance Flat Launch launched by HDB on an ad-hoc basis when sufficient balance flats are offered for sale. But usually, these exercises happen in May and November.

Or Open Booking Booking of Flats, which you can apply for all year round. However, HDB usually releases a fresh supply of flats in March and November.

Back to top


BTO FAQs

Also, here are some frequently asked questions about BTOs that you might find helpful.

What Is the Income Ceiling for BTO in 2023? Families vs Singles

As of May 2023, you cannot exceed the monthly household income ceiling of $14,000 (based on the average monthly income for the past 12 months) to apply for an HDB BTO flat.

For singles, the BTO income ceiling is $7,000 a month.

Who is Eligible for Second Timer BTO?

If you have previously received a housing subsidy, you are classified as a second-timer by HDB.

This means that any of the following scenarios apply to you:

  1. You have purchased a flat directly from HDB
  2. You have purchased a resale flat using the CPF housing grant
  3. You have purchased a DBSS flat from a property developer
  4. You have purchased an EC (Executive Condominium) from a property developer
  5. You have received other forms of housing subsidy, such as through SERS (Selective En bloc Redevelopment Scheme) or the privatization of HUDC (Housing and Urban Development Company) estate.

So, if your first home is a resale flat and you acquired it with resale grants, you will be considered a second-timer when applying for a BTO (Build-to-Order) flat.

How Many Times Can I Apply for BTO?

Although many adult Singaporeans know they are eligible to buy a new flat from HDB twice, some may not realize they can apply for a third new flat in their senior years.

Specifically, Singaporeans aged 55 and above can apply for a Short-lease 2-room Flexi flat from HDB. In contrast, those aged 65 and above can apply for a Community Care Apartment flat, even if they have received housing subsidies twice.

What Is the Wait Out Period for BTO? Minimum Occupation Period (MOP) Explained

For the uninitiated, the MOP refers to the time you need to physically stay in your flat before you can sell or rent it out.

Also, according to HDB, ‘the MOP is calculated from the date you collect the keys to your flat. It excludes any period where you do not occupy the flat, such as when the whole flat is rented out or when there has been an infringement of the flat lease.’

 BTO ModelPLH Model
Resale of flatAllowed after MOP (5 years)Allowed after MOP (10 years)
Investment in private property
Renting out of whole flatNot allowed
Renting out of spare roomsAllowedAllowed

For normal HDB BTO flats, the MOP is five years.

But when selling Prime Location Public Housing (PLH) flats, you must know that the MOP for PLH flats is 10 years. This is double the MOP for the existing HDB BTO flat scheme.

Back to top

Related Articles:

profile
About Hui Juan Neo
A savvy shopper and foodie at heart, I'm always on a lookout for discounts and deals to snag the best bargains.
You can contribute your thoughts like Hui Juan Neo here.

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Stay updated with the latest finance tips!

Receive bite-sized finance on Telegram here.
💬 Comments (0)
What are your thoughts?

No comments yet.
Be the first to share your thoughts!

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Join our Community!

Discuss your thoughts with like-minded members in these community groups!

Stay updated with the latest finance tips!

Receive bite-sized finance on Telegram here.