GST Voucher 2019, how much cash will I receive?
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A Kiasu Singaporean’s Guide To How Much GST Voucher Will I Be Getting In 2019?

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GST Voucher: “Give you chicken wing, take back the whole chicken.”

If you searched ‘GST voucher’, you’ll find tonnes of sceptical comments left by average Singaporeans on social media.

Some of the more interesting comments we came across are:

  • “The more they give you, the more they take back”
  • “Candies for everyone… This means that the General Election is near.”
  • “Give you chicken wing, take back the whole chicken.”

While some of these comments may hold certain truth to it, I decided to adopt a more positive way of looking at the GST voucher.

You know the expression of whether a glass is half empty or half full?

Well, if the government’s giving me money, I’m not going to turn it down.

Give me my GST Voucher
Source: giphy

And from the way I see it… My cup is half full.

I mean, it’s better than nothing right?


TL;DR: How Much GST Voucher Will I Be Getting?

The GST Voucher can be broken down into 3 different types of benefits:

  • Cash Payout to eligible Singaporeans
  • MediSave Top-up for those age 65 and above
  • U-Save to offset HDB flat’s utility bills

GST Voucher 2019, how much cash will I receive?


How Much GST Voucher Cash Payout Will I Get?

Here’re the factors, payout dates, and cash amounts you’ll (potentially) be getting at a glance:

Income Earned In 2017 Is $28,000 And BelowAnnual Value Of Home

(As at 31 December 2018)
Payout Date
Up To $13,000$13,001 to $21,000
GST Voucher Cash Payout$300$150August 2019
GST Voucher Cash

(Bicentennial Payment)
$300$150November 2019
Total$600$300

To be eligible for the GST Voucher Cash Payout, you must:

  • Be a Singaporean living in Singapore
  • Be 21 years old and above (in 2019)
  • Not own more than 1 property

The other factors that will affect the amount of cash you receive are:

  • Income Earned in 2017 as assessed by IRAS
  • Annual Value of home as of 31 December 2018

The Annual Value Of Home (AV) is the estimated yearly rental which your property can get you if you were to rent it out. The calculation excludes furniture, furnishings and maintenance fees.

Long story short, you will receive up to $600 if you’re eligible for both the GST Voucher Cash Payout as well as the GST Voucher Cash Payout (Bicentennial Payment).

Where Can I Find The AV Of My Home?

For those of you going, “Simi AV of my home? Where to find ah?”

I gotchu fam.

You can find the AV of your home on your yearly property tax bill. That is if you file your correspondences properly…

Alternatively, you can login to myTax Portal using your SingPass/IRAS PIN > Messages > Correspondence & Notices > Property Tax > Letters/Notices.

You’re welcome.


How Much GST Voucher MediSave Top-up Will I Get?

To be eligible for the GST Voucher MediSave Top-up, you must:

  • Be a Singaporean living in Singapore
  • Be 65 years old and above (in 2019)
  • Not own more than 1 property
Huat Ah Singapore
Source: memecrunch

Also, depending on the AV of your home (the address that is listed on your NRIC) as of 31 December 2018, here’s the amount of MediSave Top-up you will receive:

AgeAnnual Value of Home as at 31 Dec 2018
Up to $13,000From $13,001 to $21,000
65 to 74$250$150
​75 to 84$350$250
85 and above$450$350

How Much GST Voucher U-Save Credit Will I Get?

One of the perks of staying in an HDB is the U-Save credit you will receive.

FYI, the amount is pegged to the flat type you stay in.

If you’re wondering what U-Save credits can be used for, well, you can use them to offset your ridiculously expensive utility bills (looks at SP group).

Type Of FlatJanuary 2019April 2019July 2019October 2019Total Amount Per Year
1 and 2-room$100$100$100$100$400
3-room$90$90$90$90$360
4-room$80$80$80$80$320
5-room$70$70$70$70$280
Executive/ Multi-Generation$60$60$60$60$240

On top of that, eligible households will also receive Service and Conservancy Charges (S&CC) rebates. S&CC are charges that are incurred by HDB owners for the upkeep of their common property.

Here’s a look at how many months of S&CC rebates you are eligible for:

Types Of Flat You Stay InAmount of S&CC Rebate in number of monthsTotal S&CC Rebate
January 2019April 2019July 2019October 2019
1-room flat1110.53.5 months
2-room flat1110.53.5 months
3-room flat10.50.50.52.5 months
4-room flat10.50.50.52.5 months
5-room flat0.50.50.50.52 months
Executive/ Multi-Generation0.50.50.5-1.5 months

Understanding Service and Conservancy Charges (S&CC)

If you’re looking at the number of months of S&CC rebates your household is eligible for, and are going, “Chey… 3.5 months. Like nothing really much leh…”

WRONG.

S&CC charges can range from $54.70 for a 1-room HDB flat to $101 for an Executive. And that’s EVERY MONTH.

Here’s a full list of the Service and Conservancy Charges (S&CC) that various HDB owners are paying:

Types Of Flat You Stay InNormal RateReduced Rate
1-room flat$54.20$20.50
2-room flat$56.70$30.50
3-room flat$63.00

$79.50
(Design-Build-and-Sell Scheme)
$46.00

$62.50
(Design-Build-and-Sell Scheme)
4-room flat$72.50

$88.00
(Design-Build-and-Sell Scheme)
$63.50

$79.00
(Design-Build-and-Sell Scheme)
5-room flat$99.50-
Executive/ Multi-Generation$101.00-

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