Best Travel Insurance in Singapore (2023): Price & Coverage Comparisons Across Insurers
Excited to travel?

Before you get ahead of yourself while preparing for that trip to Japan or somewhere closer to home like Thailand, there’s still one important thing you’ll need before you pack your bags.
Travel Insurance!
Aside from safeguarding yourself from travel-related emergencies, it’s important to keep yourself covered for COVID-19 as well.
So buckle up as we take you through a detailed travel insurance comparison for Singaporeans!
Disclaimer: The Information provided by Seedly does not constitute an offer or solicitation to buy or sell any insurance product(s). It does not take into account the specific objectives or particular needs of any person. We strongly advise you to seek advice from a licensed insurance professional before purchasing any insurance products and/or services.
TL;DR: Best Travel Insurance Singapore (2023)
A couple of things to take note of:
- The coverages are listed from the most basic plans of each company, you can opt for more coverage at a higher cost.
- We have put together the price and coverage of travel insurance found on MoneySmart and SingSaver’s* insurance comparison platforms.
Here we have compiled a handy list of entry-level travel insurance policies from reputable companies which include COVID-19 medical coverage.
We have also included different coverages that travelthailers like you would prioritise when choosing the best travel insurance.
Click here to jump:
- What does travel insurance cover?
- What’s a reasonable amount to pay for travel insurance?
- How to claim travel insurance?
- How to choose the best travel insurance?
- Best Travel Insurance Singapore for Single-plan Trips (ASEAN)
- Best Travel Insurance Singapore for Single-plan Trips (Worldwide)
- Best Travel Insurance Singapore for Regular Travellers (Annual trips)
- Best Travel Insurance Singapore for Pre-existing Medical Conditions
- Best Travel Insurance Singapore for Sports/Adventures
- Best Travel Insurance Singapore for Cruise Vacations
- Insurance Providers in Singapore
- AIG Travel Insurance
- Allianz Travel Insurance
- Bubblegum Travel Insurance
- DBS Chubb Travel Insurance
- FWD Travel Insurance
- GrabInsure Travel Insurance
- Great Eastern Travel Insurance
- Hong Leong Assurance Travel Insurance
- Income Travel Insurance
- Singlife Travel Insurance
- Sompo Travel Insurance
- Starr Travel Insurance
- Tiq Travel Insurance
Disclaimer: The information provided by Seedly serves as an educational piece and is not intended to be personalised financial advice. Readers should always do their own due diligence and consider their financial goals before investing in any insurance product. Do note that all premiums and coverage listed are in Singapore Dollars. Information is accurate as of 5 Jun 2023.
*Seedly and SingSaver are companies owned by MoneyHero Group. All estimated premiums listed are after discounts based on ongoing promotions. For more accurate premiums, please obtain a quote from the provider with the actual details of your trip.
Travel Insurance And Their Coverages
“What does travel insurance cover?”
Earlier this year, you might’ve come across a story of how a Singaporean’s vacation to Phuket was ruined when his $20,000 Rolex and cash were burgled.
Unlucky for him, and while some Singaporeans flocked to ask “Why did he bring a Rolex there?”, the more important question to me was in fact, whether he was covered by insurance?
We’ve all asked ourselves this question at some point when we met an unexpected incident overseas.
Long story short, this is a list of common travel insurance claims made:
- Lost or damaged baggage due to (snatch) theft, robbery, burglary, or accident
- Loss of personal belongings due to (snatch) theft, robbery, burglary, or accident
- Flight delays
- Flight cancellation
- Luggage delayed
- Medical expenses / personal accidents
- Cancellation for COVID-19 if you or your travel companion get COVID-19
- COVID-19 coverage exclusions
Important: You won’t be able to get travel insurance if you’re already overseas so you will need to purchase it before leaving Singapore.
Can You Buy Travel Insurance if You Are a Foreigner in Singapore?
Foreigners in Singapore can buy travel insurance from NTUC Income, FWD, Tiq, Sompo, Allianz Travel, and AIG, and all you need to do is to provide your FIN and show your employment pass or work permit when applying.
How Much Should You Be Paying For Travel Insurance?
The correct answer is… it depends on your needs and medical condition.
Further to fulfilling your needs, these are factors you have to consider:
- The political stability of the country
- General safety on streets, cities, living quarters, etc.
- Items that you are bringing overseas and their value
- Activities you will be doing, especially adventurous ones (e.g. sky diving, bungee jumping)
- If someone is driving, whether he/she is sufficiently covered for accidents and medical expenses
- The number of times you are traveling this year (might be better to get a worldwide or annual plan in this case)
One thing for sure is that the more you’re covered, the more expensive your premium will be.
How to Choose the Best Travel Insurance in Singapore?
The truth is, there’s no one-size-fits-all travel insurance. So your best bet is to tailor your insurance coverage to what you think you need.
Besides the premium you will fork out upfront, you will need to do your homework by comparing the benefits and reimbursement limits for common claims.
You can do so by following these steps:
- Step 1: Shortlist and compare the general coverage of the plans (see above)
- Step 2: Check that all activities including risky or adventurous activities that you’re doing are covered, such as high-risk activities skydiving, scuba diving, or winter sports.
- Step 3: Check the insurance premiums across tiers. Most insurers will have a three or four-tier plan at different price points, with different levels of coverage. Do note that as the coverage becomes higher, your premium might also increase.
- Step 4: Ensure your trip duration is fully covered, right from the day you fly to the day you’re back.
Fun fact: Most travel insurance will cover you for up to 60 days before your trip to protect you from trip cancellation in case of unforeseen incidents like bad weather or political unrest.
What’s the Difference Between Single-Trip and Annual Trip Travel Insurance?
Single-trip travel insurance provides coverage for a specific trip or vacation within a defined period. It typically starts from the time you depart from your home country and ends when you return.
Annual trip travel insurance, also known as multi-trip or annual multi-trip insurance, offers coverage for multiple trips taken within a year.
With this type of insurance, you pay a premium for a year of coverage, and you can take multiple trips during that period without having to purchase insurance separately for each trip. The coverage for each trip is usually limited to a specified duration, such as 30 or 60 days.
If you’re a frequent traveller, getting annual trip coverage might be more cost-effective and convenient as this eliminates your need to purchase separate insurance for each trip.
How to Claim Travel Insurance?
Contrary to what most people think, the process of making an insurance claim is pretty straightforward.
All you need to do is follow the guide below to make claims for your travel insurance.
Best Travel Insurance Singapore For Single Trips (ASEAN)
Details | Tiq Travel Entry Plan | Bubblegum | Starr Insurance TraveLead Bronze Plan | FWD Travel Premium Plan | Tiq Travel Savvy Plan |
---|---|---|---|---|---|
Premiums | $23.40 | $28.65 | $29 | $30 | $32.40 |
Overseas medical coverage for persons under 70 years old | Up to $200,000 | Up to $150,000 (up to $65,000 for Covid-19) | Up to $200,000 | Up to $200,000 | Up to $500,000 |
Personal Accident | Up to $150,000 | Up to $150,000 | Up to $150,000 | Up to $200,000 | Up to $300,000 |
Trip Cancellation | Up to $5,000 | Up to $5,000 (up to $600 for Covid-19) | Up to $5,000 (Not Covered for Covid-19 cancellation) | Up to $7,500 | Up to $5,000 |
Trip Delay | Up to $50 per 3 hrs (max $300) | $100 per 6 hours (max $400) | Up to $100 per 6 hrs (max $500) | Up to $150 per 6 hrs | Up to $50 per 3 hrs (max $300) |
Loss or Damage of Baggage | - | Up to $3,000 | Up to $2,000 | Up to $3,000 | - |
COVID-19 Medical Coverage | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | Included | Up to $15,000 | Up to $200,000 (available as add-on) | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) |
Promotion & Validity | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - | Enjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead Valid till 31 Jul 2023. T&Cs apply. | Get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. |
Sign Up Now | Apply Now | - | Apply Now | Apply Now | Apply Now |
Best Travel Insurance Singapore For Single Trips (Asia Pacific)
Details | Starr Insurance TraveLead Bronze Plan | DBS Chubb TravellerShield Plus (Economy) | FWD Travel Premium Plan | Tiq Travel Entry Plan | NTUC Income Classic Plan |
---|---|---|---|---|---|
Premiums | $31 | $50.50 | $32.40 | $25.80 | $43.40 |
Overseas medical coverage for persons under 70 years old | Up to $200,000 | Up to Unlimited | Up to $200,000 | Up to $200,000 | Up to $250,000 |
Personal Accident | Up to $150,000 | Up to $250,000 | Up to $200,000 | Up to $150,000 | Up to $150,000 |
Trip Cancellation | Up to $5,000 (Not Covered for Covid-19 cancellation) | Up to $3,000 | Up to $7,500 | Up to $5,000 | Up to $5,000 |
Trip Delay | Up to $100 per 6 hrs (max $500) | Up to $800 | Up to $150 per 6 hrs | Up to $50 per 3 hrs (max $300) | Up to $1,000 |
Loss or Damage of Baggage | Up to $2,000 | Up to $3,500 | Up to $3,000 | - | Up to $3,000 |
COVID-19 Medical Coverage | Up to $15,000 | Up to $50,000 | Up to $200,000 (available as add-on) | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | Included as part of medical coverage |
Promotion & Validity | Enjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead. Valid till 31 Jul 2023. T&Cs apply. | - | Get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - |
Sign Up Now | Apply Now | - | Apply Now | Apply Now | - |
Best Travel Insurance Singapore For Single Trips (Worldwide)
Details | Tiq Travel Luxury Plan | Starr Insurance TraveLead Gold Plan | MSIG TravelEasy Standard | FWD Travel Business Plan | Singlife Travel Plus Plan |
---|---|---|---|---|---|
Premiums | $63.60 | $67 | $72.90 | $64.80 | $116.94 |
Overseas medical coverage for persons under 70 years old | Up to $1,000,000 | Up to $1,000,000 | Up to $250,000 | Up to $500,000 | Up to $2,000,000 |
Personal Accident | Up to $500,000 | Up to $500,000 | Up to $150,000 | Up to $300,000 | Up to $100,000 |
Trip Cancellation | Up to $10,000 | Up to $15,000 | Up to $3,000 | Up to $10,000 | Up to $15,000 |
Trip Delay | Up to $50 per 3 hrs (max $500) | Up to $100 per 6 hrs (max $800) | Up to $100 per 6 hr (Max $500) | Up to $600 per 6 hrs | Up to $100 per 6 hrs (max $1,000) |
Loss or Damage of Baggage | - | Up to $4,000 | Up to $3,000 | Up to $5,000 | Up to $5,000 |
COVID-19 Medical Coverage | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | Up to $65,000 | Covered | Up to $200,000 (available as add-on) | Up to $100,000 |
Promotion & Validity | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | Enjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead Valid till 31 Jul 2023. T&Cs apply. | Receive an Airalo eSIM (worth S$6.70) and up to S$38 Cash via PayNow and enjoy up to 40% off Valid till 31 Jul 2023. T&Cs apply. | Get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - |
Sign Up Now | Apply Now | Apply Now | Apply Now | Apply Now | - |
Singlife’s premium may seem on the higher side, but the premium is relative to its $2,000,000 medical coverage as there is an extension of coverage for weddings & photoshoots, golfing, winter sports, and adventurous water sports.
Best Travel Insurance Singapore For Annual Trips (ASEAN)
Details | Hong Leong Travel Protect360 Enhanced Plan | FWD Travel Premium Plan | Singlife Travel Lite Plan | DBS Chubb TravellerShield Plus | Tiq Travel Savvy Plan |
---|---|---|---|---|---|
Premiums | $255.50 | $259.55 | $232 | $245 | $293 |
Overseas medical coverage for persons under 70 years old | Up to $200,000 | Up to $200,000 | Up to $250,000 | Up to Unlimited | Up to $500,000 |
Personal Accident | Up to $250,000 | Up to $200,000 | Up to $50,000 | Up to $250,000 | Up to $300,000 |
Trip Cancellation | Up to $7,000 | Up to $7,500 | Up to $5,000 | Up to $3,000 | Up to $5,000 |
Trip Delay | Up to $100 per 6 hrs (max $1,000) | Up to $150 per 6 hrs | Up to $100 per 6 hrs (max $500) | Up to $800 | Up to $50 per 3 hrs (max $300) |
Loss or Damage of Baggage | Up to $5,000 | Up to $3,000 | Up to $3,000 | Up to $3,500 | - |
COVID-19 Medical Coverage | Up to $50,000 | Up to $200,000 (available as add-on) | Up to $50,000 | Up to $50,000 | Up to $$500,000 (Only available as add-on to those without pre-existing medical condition) |
Promotion & Validity | - | Get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - | - | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. |
Sign Up Now | - | Apply Now | - | - | Apply Now |
Best Travel Insurance Singapore For Annual Trips (Asia Pacific)
Details | MSIG TravelEasy Elite Plan | Tiq Travel Savvy Plan | Income Deluxe Plan | Allianz Annual Trip Silver | AIG Travel Guard Direct Superior Plan |
---|---|---|---|---|---|
Premiums | $360 | $303 | $374.40 | $415.20 | $462 |
Overseas medical coverage for persons under 70 years old | Up to $500,000 | Up to $500,000 | Up to $500,000 | Up to $500,000 | Up to $1,000,000 |
Personal Accident | Up to $200,000 | Up to $300,000 | Up to $200,000 | Up to $100,000 | Up to $200,000 |
Trip Cancellation | Up to $4,000 | Up to $5,000 | Up to $10,000 | Up to $10,000 | Up to $10,000 |
Trip Delay | Up to $100 per 6 hr (Max S$1,000) | Up to $50 per 3 hrs (max $300) | Up to $1,500 | Up to $400 per day (max $1,500) | Up to $100 per 6 hrs (max $2,000) |
Loss or Damage of Baggage | Up to $5,000 | - | Up to $5,000 | Up to $5,000 | Up to $5,000 |
COVID-19 Medical Coverage | Covered | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | Included as part of medical coverage | Up to $500,000 | Up to $200,000 |
Promotion & Validity | Receive an Airalo eSIM (worth S$6.70) and up to S$38 Cash via PayNow and enjoy up to 40% off Valid till 31 Jul 2023. T&Cs apply. | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - | Get up to S$60 via PayNow (minimum premium size of S$60 after discount applies) Valid till 31 Jul 2023. T&Cs apply. | |
Sign Up Now | Apply Now | Apply Now | - | Apply Now | Apply Now |
Best Travel Insurance Singapore For Annual Trips (Worldwide)
Details | Great Eastern TravelSmart Premier Elite Plan | Hong Leong Travel Protect Superior Plan | Tiq Travel Savvy Plan | Singlife Travel Plus Plan | DBS Chubb TravellerShield Plus (Economy) |
---|---|---|---|---|---|
Premiums | $576 | $422 | $440 | $448 | $423.50 |
Overseas medical coverage for persons under 70 years old | Up to $500,000 | Up to $500,000 | Up to $500,000 | Up to $2,000,000 | Up to Unlimited |
Personal Accident | Up to $500,000 | Up to $300,000 | Up to $500,000 | Up to $100,000 | Up to $250,000 |
Trip Cancellation | Up to $15,000 | Up to $12,000 | Up to $5,000 | Up to $15,000 | Up to $3,000 |
Trip Delay | $200 per 6 hrs (max $1,200) | Up to $100 per 6 hrs (max $1,000) | Up to $50 per 3 hrs (max $300) | Up to $100 per 6 hrs (max $1,000) | Up to $800 |
Loss or Damage of Baggage | Up to $5,000 | Up to $7,000 | - | Up to $5,000 | Up to $3,500 |
COVID-19 Medical Coverage | Up to $250,000 | Up to $150,000 | Up to $$500,000 (Only available as add-on to those without pre-existing medical condition) | Up to $100,000 | Up to $50,000 |
Promotion & Validity | - | - | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - | - |
Sign Up Now | Apply Now | - | Apply Now | - | - |
Best Travel Insurance Singapore For Pre-existing Medical Conditions
Details | Income Classic, Deluxe, Preferred Plans | Tiq Travel Entry, Savvy, Luxury Plans |
---|---|---|
Premiums | Classic: $506.70 Deluxe: $597.60 Preferred: $759.60 | Entry: $273 Savvy: $440 Luxury: $492 |
Overseas medical coverage for persons under 70 years old | Classic: Up to $250,000 Deluxe: Up to $500,000 Preferred: Up to $1,000,000 | Entry: Up to $200,000 Savvy: Up to $500,000 Luxury: Up to $1,000,000 |
Personal Accident | Classic: Up to $150,000 Deluxe: Up to $200,000 Preferred: Up to $500,000 | Entry: Up to $150,000 Savvy: Up to $500,000 Luxury: Up to $500,000 |
Trip Cancellation | Classic: Up to $5,000 Deluxe: Up to $10,000 Preferred: Up to $15,000 | Entry: Up to $5,000 Savvy: Up to $5,000 Luxury: Up to $10,000 |
Trip Delay | Classic: Up to $1,000 Deluxe: Up to $1,500 Preferred: Up to $2,000 | Entry: Up to $50 per 3 hrs (max $300) Savvy: Up to $50 per 3 hrs (max $300) Luxury: Up to $50 per 3 hrs (max $500) |
Loss or Damage of Baggage | Classic: Up to $3,000 Deluxe: Up to $5,000 Preferred: Up to $8,000 | - |
COVID-19 Medical Coverage | Included as part of medical coverage | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) |
Promotion & Validity | - | Tiq Travel Savvy Plan |
Sign Up Now | - | Apply Now |
Best Travel Insurance Singapore For Sports
Sports lovers, thrill seekers, and golfers, these are the travel insurance that has coverage on sports activities:
- MSIG TravelEasy Elite Plan
- MSIG TravelEasy Premier Plan
- Hong Leong Travel Protect Basic, Enhanced, Superior, Premier Plans
- AIG Travel Guard Direct Superior Plan
- AIG Travel Guard Direct Supreme Plan
- Singlife Travel Lite, Plus, Prestige Plans
Best Travel Insurance Singapore For Cruise Vacations
There are only a couple of insurers that offer additional add-ons for cruise vacations:
- Starr Insurance Travel Insurance Plans
- AIG Travel Guard Direct Superior Plan
- AIG Travel Guard Direct Supreme Plan
- Great Easter TravelSmart Premier Basic Plan
Travel Insurance Providers in Singapore
Wow, that’s a lot of info!
When in doubt, we know that reading reviews might just be what some of you would do.
Here are the insurers mentioned above and all available travel insurance plans.
Do note that premiums-wise, we’re only looking at single trips.
AIG Travel Guard Direct Insurance
The AIG Travel Guard Direct Insurance is, no doubt, one of the plans that have the highest sums assured for overseas medical expenses (including COVID-19 coverage).
It also provides in-hospital cash allowance and COVID-19 overseas quarantine allowance.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
AIG Travel Guard Direct Basic Plan | $34.00 | $68.00 | $69.00 | Up to $100,000 | – | Up to $5,000 | Up to $100 per 6 hrs (max $200) |
Up to $3,000 | Up to $50,000 | – |
AIG Travel Guard Direct Standard Plan | $50.00 | $87.00 | $133.00 | Up to $200,000 | Up to $100,000 | Up to $5,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $3,000 | Up to $100,000 | – |
AIG Travel Guard Direct Superior Plan | $64.00 | $105.00 | $152.00 | Up to $1,000,000 | Up to $200,000 | Up to $10,000 | Up to $100 per 6 hrs (max $2,000) |
Up to $5,000 | Up to $200,000 | Covers golfing, loss of sporting equipment, pet care |
AIG Travel Guard Direct Supreme Plan | $97.00 | $153.00 | $184.00 | Up to $2,500,000 | Up to $300,000 | Up to $15,000 | Up to $100 per 6 hrs (max $3,000) |
Up to $10,000 | Up to $250,000 | Covers golfing, loss of sporting equipment, pet care |
Sign Up | Apply Now |
Allianz Travel Insurance
As with other insurance plans, the Allianz Travel Insurance coverage is very comparable to the AIG travel insurance.
Before purchasing, remember to check out which COVID-19 expense the insurance actually covers.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Allianz Single Trip Bronze | $27.84 (U.P. $48) |
$33.06 (U.P. $57) |
$54.52 (U.P. $94) |
Up to $250,000 | Up to $50,000 | Up to $5,000 | Up to $400 per day (max $800) |
Up to $1,500 | Up to $250,000 | – |
Allianz Single Trip Silver | $33.64 (U.P. $58) | $60.32 (U.P. $104) | $90.48 (U.P. $156) | Up to $500,000 | Up to $100,000 | Up to $5,000 | Up to $400 per day (max $1,200) |
Up to $3,000 | Up to $500,000 | – |
Allianz Single Trip Platinum | $60.90 (U.P. $105) | $79.46 (U.P. $137) | $125.28 (U.P. $216) | Up to $1,000,000 | Up to $100,000 | Up to $10,000 | Up to $400 per day (max $1,600) |
Up to $5,000 | Up to $1,000,000 | Sports coverage: Sporting equipment, equipment rental, and sports search and rescue |
Promotion | Get 42% off when you key in promo code TRIP42 before checking out. Valid till 10 Sep 2023. Terms and Conditions apply. | |||||||||
Sign Up | Apply Now |
Bubblegum Travel Insurance
For the uninitiated, Bubblegum insurance is offered by MoneySmart and underwritten by India International Insurance Pte Ltd.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Bubblegum | $28.65 | $30.44 | $35.82 | Up to $150,000 (up to $65,000 for Covid-19) | Up to $150,000 | Up to $5,000 (up to $600 for Covid-19) | $100 per 6 hours (max $400) |
Up to $3,000 | Included | – |
DBS Chubb TravellerShield Plus
For the uninitiated, Chubb Insurance Singapore Limited underwrites DBS or POSB travel insurance.
Chubb Travel Insurance is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”) and comes in three tiers: Economy, Business, and First.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Economy | $51.00 | $50.50 | $94.50 | Up to Unlimited | Up to $250,000 | Up to $3,000 | Up to $800 | Up to $3,500 | Up to $50,000 | – |
Business | $74.00 | $71.00 | $136.00 | Up to Unlimited | Up to $400,000 | Up to $10,000 | Up to $1,000 | Up to $5,000 | Up to $100,000 | – |
First | $120.00 | $115.00 | $204.00 | Up to Unlimited | Up to $500,000 | Up to $20,000 | Up to $2,000 | Up to $8,000 | Up to $200,000 | – |
FWD Travel Insurance
Amongst all insurance plans, FWD Travel Insurance is good for those who want a low price with a relatively decent amount of coverage.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Single-Trip Per Adult (7 days, Worldwide excluding USA) | Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
FWD Travel Premium Plan | $30.00 | $32.40 | $50.40 | $49.20 | Up to $200,000 | Up to $200,000 | Up to $7,500 | Up to $150 per 6 hrs | Up to $3,000 | Up to $200,000 (available as add-on) | – |
FWD Travel Business Plan | $40.80 | $50.40 | $64.80 | $63.60 | Up to $500,000 | Up to $300,000 | Up to $10,000 | Up to $600 per 6 hrs | Up to $5,000 | Up to $200,000 (available as add-on) | – |
FWD Travel First Plan | $52.80 | $63.60 | $87.60 | $79.20 | Up to $1,000,000 | Up to $400,000 | Up to $15,000 | Up to $900 per 6 hrs | Up to $7,000 | Up to $200,000 (available as add-on) | – |
Sign Up | Apply Now |
GrabInsure Travel Insurance
You would’ve heard of GrabInsure Travel Insurance if you’re on Grab.
This is another insurance product underwritten by Chubb, and it costs only $3.90 per day!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Single-Trip Per Adult (7 days, Worldwide excluding USA) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage |
Economy | $3.90 per day | $5.10 per day | $10 per day | $8.60 per day | Up to $150,000 | Up to $200,000 | Up to $5,000 | – | Up to $3,000 | Up to $5,000 |
Great Eastern TravelSmart Premier
Great Eastern’s TravelSmart Premier is Great Eastern’s travel insurance that provides comprehensive coverage.
You can indulge in an action-packed trip as the insurance covers adventurous activities such as mountaineering, snowboarding, and skydiving.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage |
Basic | – | – | – | Up to $100,000 | Up to $100,000 | Up to $2,000 | $200 per 6 hrs (max $200) |
Up to $2,500 | – |
Classic | $65.00 | $65.00 | $99.00 | Up to $300,000 | Up to $300,000 | Up to $10,000 | $200 per 6 hrs (max $1,000) |
Up to $2,500 | Up to $50,000 |
Elite | $75.00 | $75.00 | $118.00 | Up to $500,000 | Up to $500,000 | Up to $15,000 | $200 per 6 hrs (max $1,200) |
Up to $5,000 | Up to $250,000 |
Hong Leong Assurance Travel Insurance
The premiums charged for the Hong Leong Assurance Travel Protect360 Insurance are relatively comparable to the other insurance plans, with four tiers.
Be warned that based on Seedly reviews, the claim process can be really long, but this might vary on a case-by-case basis.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Hong Leong Travel Protect Basic Plan | $34.80 | $38.40 | $49.20 | Up to $150,000 | Up to $200,000 | Up to $5,000 (Not Covered for Covid-19 cancellation) | Up to $100 per 6 hrs (max $1,000) |
Up to $3,000 | – | Covers golfing “Hole in One” |
Hong Leong Travel Protect Enhanced Plan | $47.40 | $51.00 | $71.40 | Up to $200,000 | Up to $250,000 | Up to $7,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $5,000 | Up to $50,000 | Covers golfing “Hole in One” |
Hong Leong Travel Protect Superior Plan | $63.60 | $69.00 | $94.80 | Up to $500,000 | Up to $300,000 | Up to $12,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $7,000 | Up to $150,000 | Covers golfing “Hole in One” |
Hong Leong Travel Protect Premier Plan | $81.00 | $94.20 | $121.20 | Up to $750,000 | Up to $350,000 | Up to $15,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $8,000 | Up to $200,000 | Covers golfing “Hole in One” |
Income Travel Insurance
The NTUC Income Travel Plan has three categories – Classic, Deluxe, and Preferred, with premiums.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Income Classic Plan | $37.82 | $43.40 | $84.94 | Up to $250,000 | Up to $150,000 | Up to $5,000 | Up to $1,000 | Up to $3,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
Income Deluxe Plan | $46.50 | $54.56 | $96.72 | Up to $500,000 | Up to $200,000 | Up to $10,000 | Up to $1,500 | Up to $5,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
Income Preferred Plan | $60.76 | $75.64 | $120.90 | Up to $1,000,000 | Up to $500,000 | Up to $15,000 | Up to $2,000 | Up to $8,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
MSIG TravelEasy Insurance
The MSIG TravelEasy Travel Insurance has one of the best coverages on this list, but its Single-Trips are also pricier as compared to others.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
MSIG TravelEasy Standard | $37.20 | $45.60 | $72.90 | Up to $250,000 | Up to $150,000 | Up to $3,000 | Up to $100 per 6 hr (Max S$500) |
Up to $3,000 | Covered | Covers wedding clothing and accessories |
MSIG TravelEasy Elite Plan | $49.50 | $63.60 | $93.00 | Up to $500,000 | Up to $200,000 | Up to $4,000 | Up to $100 per 6 hr (Max S$1,000) |
Up to $5,000 | Covered | Covers wedding clothing and accessories & Adventurous activities |
MSIG TravelEasy Premier Plan | $70 | $87.90 | $125.10 | Up to $1,000,000 | Up to $500,000 | Up to $5,000 | Up to S$100 per 6 hr (Max S$1,500) |
Up to $7,500 | Covered | Covers wedding clothing and accessories & Adventurous activities |
Sign Up | Apply Now |
Singlife Travel Insurance
Singlife Travel Insurance is another contender for affordable travel insurance with good coverage.
At $86.05, you get unlimited coverage on overseas media expenses!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Singlife Travel Lite Plan | $43.51 | $53.95 | $80.25 | Up to $250,000 | Up to $50,000 | Up to $5,000 | Up to $100 per 6 hrs (max $500) |
Up to $3,000 | Up to $50,000 | Covers weddings & photoshoots, golfing, winter sports, adventurous water sports |
Singlife Travel Plus Plan | $61.67 | $77.93 | $116.94 | Up to $2,000,000 | Up to $100,000 | Up to $15,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $5,000 | Up to $100,000 | Covers weddings & photoshoots, golfing, winter sports, adventurous water sports |
Singlife Travel Prestige Plan | $86.05 | $108.61 | $171.09 | Unlimited | Up to $500,000 | Up to $20,000 | Up to $100 per 6 hrs (max $2,000) |
Up to $8,000 | Up to $200,000 | Covers weddings & photoshoots, golfing, winter sports, adventurous water sports |
Sompo TravelJoy Travel Insurance
Sompo TravelJoy Travel Insurance is a popular choice amongst those with a lower budget.
At $48 or $62.25 (after a 25% discount), you will get relatively good coverage for personal accidents compared to other insurance!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Sompo Essential Plan | $48.00 | $67.50 | $96.75 | Up to $200,000 | Up to $200,000 | Up to $5,000 | Up to $100 per 6 hrs (max $800) |
Up to $1,000 | Up to $100,000 | – |
Sompo Superior Plan | $62.25 | $85.50 | $123.75 | Up to $400,000 | Up to $500,000 | Up to $10,000 | Up to $100 per 6 hrs (max $1,200) |
Up to $1,000 | Up to $200,000 | – |
Starr Insurance TraveLead Travel Insurance
One thing I like about Starr Insurance TraveLead Travel Insurance is that it is highly customisable.
You can include add-ons such as golf protection, cruise vacation, scuba diving, and snow sports, starting at $2.
What’s even better is its cheap premiums and even better further discounts on travel insurance!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Starr Insurance TraveLead Bronze Plan | $29 | $31.00 | $40.00 | Up to $200,000 | Up to $150,000 | Up to $5,000 (Not Covered for Covid-19 cancellation) | Up to $100 per 6 hrs (max $500) |
Up to $2,000 | Up to $15,000 | Covers golf, scuba diving, and snow sports |
Starr Insurance TraveLead Silver Plan | $38 | $41.00 | $53.00 | Up to $500,000 | Up to $300,000 | Up to $10,000 | Up to $100 per 6 hrs (max $600) |
Up to $3,000 | Up to $30,000 | Covers golf, scuba diving, and snow sports |
Starr Insurance TraveLead Gold Plan | $48 | $52.00 | $67.00 | Up to $1,000,000 | Up to $500,000 | Up to $15,000 | Up to $100 per 6 hrs (max $800) |
Up to $4,000 | Up to $65,000 | Covers golf, scuba diving, and snow sports |
Sign Up | Apply Now |
Tiq Travel Insurance
Tiq is the insurance arm of Etiqa, a prominent insurance company in Singapore.
The Tiq Travel Insurance covers travellers who have pre-existing medical conditions!
For those without pre-existing conditions, these are the coverages:
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages |
Tiq Travel Entry Plan | $23.40 | $25.80 | $39.00 | Up to $200,000 | Up to $150,000 | Up to $5,000 | Up to $50 per 3 hrs (max $300) |
Up to $2,000 | Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) | Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector |
Tiq Travel Savvy Plan | $32.40 | $40.20 | $51.00 | Up to $500,000 | Up to $500,000 | Up to $5,000 | Up to $50 per 3 hrs (max $300) |
Up to $2,000 | Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) | Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector |
Tiq Travel Luxury Plan | $43.20 | $51.00 | $63.60 | Up to $1,000,000 | Up to $500,000 | Up to $10,000 | Up to $50 per 3 hrs (max $500) |
Up to $3,000 | Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) | Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector |
Sign Up | Apply Now |
Frequently Asked Questions (FAQs) Regarding Travel Insurance With COVID-19 Benefits

Need Help With Choosing The Best Travel Insurance in Singapore?
“OMG, there are so many options to choose from! How do I know which one is good?”
Simply head on over to Seedly Reviews for real user reviews of the best travel insurance in Singapore!
With real, unbiased reviews from our community, you no longer have to worry about picking the wrong policy as you get an inside look at issues such as the ease of making claims or customer service.
Why wait? Head on over and find out the best travel insurance for you now!
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