Best Travel Insurance in Singapore (2023): Price & Coverage Comparisons Across Insurers
Excited to travel?

Before you get ahead of yourself while preparing for that trip to Japan or somewhere closer to home like Thailand, there’s still one important thing you’ll need before you pack your bags.
Travel Insurance!
Aside from safeguarding yourself from travel-related emergencies, it’s important to keep yourself covered for COVID-19 as well.
So buckle up as we take you through a detailed travel insurance comparison for Singaporeans!
TL;DR: Best Travel Insurance Singapore (2023)
- Best Travel Insurance Singapore for Single-plan Trips (ASEAN)
- Best Travel Insurance Singapore for Single-plan Trips (Worldwide)
- Best Travel Insurance Singapore for Regular Travellers (Annual trips)
- Best Travel Insurance Singapore for Pre-existing Medical Conditions
- Best Travel Insurance for COVID-19 Coverage
- Best Travel Insurance Singapore for Sports/Adventures
- Best Travel Insurance Singapore for Cruise Vacations
- Insurance Providers in Singapore
- What does travel insurance cover?
- What’s a reasonable amount to pay for travel insurance?
- How to claim travel insurance?
- How to choose the best travel insurance?
Travel Insurance Singapore | 7-Day Single Trips in ASEAN (After Discount) |
Promotions |
AIG Travel Guard Direct Insurance (Basic) | $48.00 | – Up to $80 eCapitaVouchers (Single Trip Plan) – $100 Klook E-Gift Card (Annual Multi-Trip Plan) Use ‘ AIGTGD’ *Promotion till 20 Nov 2023. T&Cs apply. |
AIG Travel Guard Direct Insurance (Standard) | $60.00 | |
AIG Travel Guard Direct Insurance (Enhanced) | $83.00 | |
AIG Travel Guard Direct Insurance (Supreme) | $125.00 | |
Allianz Travel Insurance (Bronze) | $38.40 (U.P. $64) | Use ‘travel40’ to enjoy 40% off All Plans (Single Trip, Family and Annual Plans). Valid until 30 Nov 2023. T&Cs apply. |
Allianz Travel Insurance (Silver) | $39.60 (U.P. $66) | |
Allianz Travel Insurance (Platinum) | $75.60 (U.P. $126) | |
Bubblegum | $37.91 (U.P. $42.12) | 10% off with ‘BBGTI10’ |
Chubbs Travel Insurance (Economy) | $30.00 (U.P. $75.00) | Up to 48% off |
Chubbs Travel Insurance (Business) | $35.60 (U.P. $89.00) | |
Chubbs Travel Insurance (First) | $48.80 (U.P. $122.00) | |
FWD Travel Insurance (Premium) | $23.63 (U.P. $31.50) | Get 25% off using ‘TRAVEL25’ |
FWD Travel Insurance (Business) | $32.13 (U.P. $42.84) | |
FWD Travel Insurance (First) | $41.58 (U.P. $55.44) | |
GrabInsure Travel Insurance | $3.90 per day | – |
Great Eastern TravelSmart Premier (Classic) | $70.00 | – |
Great Eastern TravelSmart Premier (Elite) | $81.00 | |
Hong Leong Assurance Travel Insurance (Basic) | $31.80 (U.P. $58) | Get up to 50% off your premiums |
Hong Leong Assurance Travel Insurance (Enhanced) | $43.45 (U.P. $79) | |
Hong Leong Assurance Travel Insurance (Supreme) | $58.30 (U.P. $106) | |
Hong Leong Assurance Travel Insurance (Premier) | $74.25 (U.P. $135) | |
Income Travel Insurance (Classic) | $33.55 (U.P. $61.00) | Get up to 45% off your premiums |
Income Travel Insurance (Deluxe) | $41.25 (U.P. $75.00) | |
Income Travel Insurance (Preferred) | $53.90 (U.P. $98.00) | |
MSIG Travel Insurance (Standard) | $37.20 (U.P. $62.00) | Get up to 40% off your premiums |
MSIG Travel Insurance (Elite) | $49.50 (U.P. $82.50) | |
MSIG Travel Insurance (Premier) | $69.60 (U.P. $116.00) | |
Seedly Travel Safe | $33.80 (U.P. $45.06) | Enjoy 25% off, free 3GB Airalo Travel eSim & stand a chance to win S$600 Klook vouchers
Valid till 31 Dec |
Seedly Travel Secure | $53.72 (U.P. $71.63) | |
Singlife Travel Insurance (Lite) | $43.51 | Up to 48% off |
Singlife Travel Insurance (Plus) | $61.67 | |
Singlife Travel Insurance (Prestige) | $86.05 | |
Sompo Travel Insurance (Essential) | $41.60 (U.P. $64.00) | 35% off single trips |
Sompo Travel Insurance (Superior) | $53.92 (U.P. $83.00) | |
Starr Travel Insurance (Bronze) | $40.80 | – |
Starr Travel Insurance (Silver) | $49.20 | |
Starr Travel Insurance (Platinum) | $63.60 | |
Tiq Travel Insurance (Entry) | $23.40 | Use ‘TSS23’ to enjoy 60% off All Plans (Single Trip, Family and Annual Plans). |
Tiq Travel Insurance (Savvy) | $32.40 | |
Tiq Travel Insurance (Luxury) | $43.20 |
We have included different coverage like you would prioritise when choosing the best travel insurance.
How do we do so? We’ve compared their affordability against their medical coverage, trip cancellation, and if they included COVID-19 coverage.
Disclaimer: The Information provided by Seedly does not constitute an offer or solicitation to buy or sell any insurance product(s). It does not take into account the specific objectives or particular needs of any person. We strongly advise you to seek advice from a licensed insurance professional before purchasing any insurance products and/or services.
*Seedly and SingSaver are companies owned by MoneyHero Group. All estimated premiums listed are after discounts based on ongoing promotions. For more accurate premiums, please obtain a quote from the provider with the actual details of your trip.
Best Travel Insurance Singapore For Single Trips (ASEAN)
Plan Name | Premiums | Overseas medical coverage for persons under 70 years old | Trip Cancellation |
---|---|---|---|
Tiq Travel Savvy Plan | $32.40 | Up to $500,000 *COVID-19 only available as add-on and only to those without pre-existing conditions | Up to $5,000 *Does not cover |
DBS Chubb TravellerShield Plus Classic | $30.00 (U.P. $75.00) | Up to $300,000 | Up to $5,000 |
Seedly Travel Safe | $33.80 (U.P. $45.06) | Up to $200,000 | Up to $5,000 |
FWD Travel Business Plan | $32.13 (U.P. $42.84) | Up to $500,000 | Up to $7,500 |
Income Classic Plan | Up to $50 per$33.55 (U.P. $61.00) 3 hrs (max $300) | Up to $250,000 | Up to $5,000 |
Best Travel Insurance Singapore For Single Trips (Asia Pacific)
We’ve considered that with longer distances, the chances of trip delay and loss or damage to baggage may increase too.
And after all, we’ve heard how someone lost his $20,000 Rolex and cash were burgled.
So, these are the insurance you can look at:
Plan Name | Premiums | Overseas medical coverage for persons under 70 years old | Trip Cancellation, Trip Delay, Loss/Damage to Bagge |
---|---|---|---|
Tiq Travel Savvy Plan | $40.20 | Up to $500,000 *COVID-19 only available as add-on and only to those without pre-existing conditions | Trip Cancellation: Up to $5,000 Trip Delay: Up to $50 per 3 hrs (max $300) Loss/Damage to Baggage: Not Covered |
DBS Chubb TravellerShield Plus Classic | $40.00 (U.P. $100.00) | Up to $300,000 | Trip Cancellation: Up to $5,000 Trip Delay: Up to $750 Loss/Damage to Baggage: Up to $3,500 |
Seedly Travel Safe | $40.22 (U.P. $53.63) | Up to $200,000 | Trip Cancellation: Up to $5,000 Trip Delay: Up to $1,000 Loss/Damage to Baggage: $5,000 |
FWD Travel Business Plan | $32.13 (U.P. $42.84) | Up to $500,000 | Trip Cancellation: Up to $10,000 Trip Delay: Up to $1,500 Loss/Damage to Baggage: $3,000 |
Income Deluxe Plan | $48.40 (U.P. $88.00) | Up to $500,000 | Trip Cancellation: Up to $5,000 Trip Delay: Up to $500 Loss/Damage to Baggage: $3,000 |
Best Travel Insurance Singapore For Single Trips (Worldwide)
When you’re on road trips, chances are you will rent a vehicle. We’ve shortlisted travel insurance that covers vehicle rental excess, as well as high personal accident coverage.
Plan Name | Premiums | Overseas medical coverage for persons under 70 years old | Personal Accident (Accidental death and permanent total disability) |
---|---|---|---|
Allianz Single Trip Silver | $86.40 (U.P. $144) | Up to $500,000 | Up to $100,000 |
FWD Travel Business Plan | $55.34 - $56.38 | Up to $500,000 | Up to $300,000 |
MSIG TravelEasy Elite Plan | $93.00 (U.P. $155.00) | Up to $500,000 | Up to $200,000 |
Starr Insurance Silver Plan | $70.80 | Up to $500,000 | Up to $300,000 |
Singlife Travel Plus Plan | $116.94 | Up to $2,000,000 | Up to $100,000 |
Singlife’s premium may be on the higher side, but the premium is relative to its $2,000,000 medical coverage as there is an extension of coverage for weddings & photoshoots, golfing, winter sports, and adventurous water sports.
Best Travel Insurance Singapore For Annual Trips (ASEAN)
Plan Name | Premiums | Overseas medical coverage for persons under 70 years old | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation, Trip Delay, Loss/Damage to Bagge |
---|---|---|---|---|
AIG Travel Guard Direct Superior Plan | $462.00 | Up to $1,000,000 | Up to $200,000 | Trip Cancellation: Up to $10,000 Trip Delay: Up to $100 per 6 hrs (max $2,000) Loss/Damage to Baggage: Up to $5,000 |
DBS Chubb TravellerShield Plus Platinum | $399.88 (U.P. $571.25) | Up to $1,000,000 | Up to $500,000 | Trip Cancellation: Up to $15,000 Trip Delay: Up to $2,000 Loss/Damage to Baggage: Up to $8,000 |
MSIG TravelEasy Elite Plan | $319.20 | Up to $500,000 | Up to $200,000 | Trip Cancellation: Up to $4,000 Trip Delay: Up to $100 per 6 hr (Max S$1,000) Loss/Damage to Baggage: Up to $5,000 |
Singlife Travel Prestige Plan | $460.00 | Unlimited | Up to $500,000 | Trip Cancellation: Up to $20,000 Trip Delay: Up to $100 per 6 hrs (max $2,000) Loss/Damage to Baggage: $8,000 |
Income Preferred Plan | $440.80 (U.P. $551.00) | Up to $1,000,000 | Up to $500,000 | Trip Cancellation: Up to $15,000 Trip Delay: Up to $2,000 Loss/Damage to Baggage: $8,000 |
Best Travel Insurance Singapore For Annual Trips (Asia Pacific)
Plan Name | Premiums | Overseas medical coverage for persons under 70 years old | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation, Trip Delay, Loss/Damage to Bagge |
---|---|---|---|---|
AIG Travel Guard Direct Superior Plan | $462.00 | Up to $1,000,000 | Up to $200,000 | Trip Cancellation: Up to $10,000 Trip Delay: Up to $100 per 6 hrs (max $2,000) Loss/Damage to Baggage: Up to $5,000 |
FWD Travel First Plan | $321.90 (U.P. $429.20) | Up to $1,000,000 | Up to $400,000 | Trip Cancellation: Up to $15,000 Trip Delay: Up to $900 per 6 hrs Loss/Damage to Baggage: Up to $7,000 |
MSIG TravelEasy Elite Plan | $360.00 | Up to $500,000 | Up to $200,000 | Trip Cancellation: Up to $4,000 Trip Delay: Up to $100 per 6 hr (Max S$1,000) Loss/Damage to Baggage: Up to $5,000 |
Singlife Travel Prestige Plan | $505.00 | Unlimited | Up to $500,000 | Trip Cancellation: Up to $20,000 Trip Delay: Up to $100 per 6 hrs (max $2,000) Loss/Damage to Baggage: $8,000 |
Income Preferred Plan | $440.80 (U.P. $551.00) | Up to $1,000,000 | Up to $500,000 | Trip Cancellation: Up to $15,000 Trip Delay: Up to $2,000 Loss/Damage to Baggage: $8,000 |
Best Travel Insurance Singapore For Annual Trips (Worldwide)
Details | Great Eastern TravelSmart Premier Elite Plan | Hong Leong Travel Protect Superior Plan | Tiq Travel Savvy Plan | Singlife Travel Plus Plan | DBS Chubb TravellerShield Plus (Economy) |
---|---|---|---|---|---|
Premiums | $576 | $422 | $440 | $448 | $423.50 |
Overseas medical coverage for persons under 70 years old | Up to $500,000 | Up to $500,000 | Up to $500,000 | Up to $2,000,000 | Up to Unlimited |
Personal Accident | Up to $500,000 | Up to $300,000 | Up to $500,000 | Up to $100,000 | Up to $250,000 |
Trip Cancellation | Up to $15,000 | Up to $12,000 | Up to $5,000 | Up to $15,000 | Up to $3,000 |
Trip Delay | $200 per 6 hrs (max $1,200) | Up to $100 per 6 hrs (max $1,000) | Up to $50 per 3 hrs (max $300) | Up to $100 per 6 hrs (max $1,000) | Up to $800 |
Loss or Damage of Baggage | Up to $5,000 | Up to $7,000 | - | Up to $5,000 | Up to $3,500 |
COVID-19 Medical Coverage | Up to $250,000 | Up to $150,000 | Up to $$500,000 (Only available as add-on to those without pre-existing medical condition) | Up to $100,000 | Up to $50,000 |
Promotion & Validity | - | - | Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw. Valid till 31 Jul 2023. T&Cs apply. | - | - |
Sign Up Now | Apply Now | - | Apply Now | - | - |
Best Travel Insurance Singapore For Pre-existing Medical Conditions
Details | Income Classic, Deluxe, Preferred Plans |
---|---|
Premiums | Classic: $450.40 (U.P. $563.00) Deluxe: $531.20 (U.P. $664.00) Preferred: $675.20 (U.P. $844.00) |
Overseas medical coverage for persons under 70 years old | Classic: Up to $250,000 Deluxe: Up to $500,000 Preferred: Up to $1,000,000 |
Personal Accident | Classic: Up to $150,000 Deluxe: Up to $200,000 Preferred: Up to $500,000 |
Trip Cancellation | Classic: Up to $5,000 Deluxe: Up to $10,000 Preferred: Up to $15,000 |
Trip Delay | Classic: Up to $1,000 Deluxe: Up to $1,500 Preferred: Up to $2,000 |
Loss or Damage of Baggage | Classic: Up to $3,000 Deluxe: Up to $5,000 Preferred: Up to $8,000 |
COVID-19 Medical Coverage | Included as part of medical coverage |
Promotion & Validity | - |
Sign Up Now | - |
Best Travel Insurance Singapore For Sports
Sports lovers, thrill seekers, and golfers, these are the travel insurance that has coverage on sports activities:
- AIG Travel Guard Direct Superior Plan
- AIG Travel Guard Direct Supreme Plan
- Allianz Travel Insurance Platinum Plan
- Bubblegum
- Seedly Travel Safe
- Seedly Travel Secure
Best Travel Insurance Singapore For Cruise Vacations
There are only a couple of insurers that offer additional add-ons for cruise vacations:
- Starr Insurance Travel Insurance Plans
- AIG Travel Guard Direct Superior Plan
- AIG Travel Guard Direct Supreme Plan
- Great Easter TravelSmart Premier Basic Plan
Best Travel Insurance With COVID-19 Coverage
Catching COVID-19 overseas is a bummer for sure. On top of possibly disrupting your trip, it might even be life-threatening for some.
Thankfully, most insurers have already factored in their COVID-19, and to save your time from looking through, this is what you can expect:
Insurer | COVID-19 Trip Coverage | COVID-19 Medical Coverage Overseas |
AIG Travel Guard Direct Travel | Covers COVID-19 medical coverage, trip cancellation, alteration of trip, out of country COVID-19 diagnosis quarantine allowance, and early return home | $50,000 – $250,000 |
Allianz Travel Insurance | Covers COVID-19 trip cancellation, curtailment, incident, delay + Rental car excess coverage | $200,000 – $1,000,000 |
Bubblegum | – | Up to $65,000 |
DBS Chubb TravellerShield Plus | Covers COVID-19 quarantine benefit, mortal remains, hospital confinement, trip cancellation, curtailment | $50,000 – $200,000 |
FWD | Available as add-on | Available as add-on
Up to $200,000 |
Great Eastern TravelSmart Premier | – | Available for Class and Elite Plans only
$50,000 – $150,000 |
HLAS CovidSafe Travel Protect360 Insurance | – | Available for Enhanced and Superior Plans only
$50,000 – $150,000 |
Income Travel Insurance | – | Included as part of medical coverage |
MSIG | Covers COVID-19 travel cancellation, postponement, replacement of traveller, emergency repatriation etc. | $75,000 – $250,000 |
Starr Insurance Travel Insurance | Covers COVID-19 trip cancellation, curtailment (Silver & Gold only) | $25,000 – $65,000 (all plans) |
Tiq Travel Insurance | Available as add-on | Available as add-on
Up to $500,000 |
Seedly Travel Insurance | Covers COVID-19 trip cancellation, postponement, curtailment, disruption, quarantine allowance, hospital income | Included as part of medical coverage of up to $500,000 |
Singlife Travel Insurance | Covers COVID-19 emergency medical evacuation, repatriation, overseas quarantine, trip cancellation and interruption | $50,000 – $200,000 |
Sompo TravelJoy Travel Insurance | Covers COVID-19 trip cancellation, postponement, curtailment, disruption, quarantine allowance, hospital income | $100,000 – $200,000 |
Cheapest Travel Insurance: For Those Who Look At Premiums Only
We know we know…
While we don’t suggest readers only look at the premiums, we know that some might just want to find the cheapest ones. If this is you, here’s a table for you:
Product / Plan Name | Single-Trip Per Adult (7 days, ASEAN) |
Single-Trip Per Adult (7 days, Asia) |
Single-Trip Per Adult (7 days, Worldwide) |
Seedly Travel Safe | $33.80 (U.P. $45.06) | $40.22 (U.P. $53.63) | $49.90 (U.P. $66.47) |
Tiq Travel Entry Plan | $23.40 | $25.80 | $39.00 |
HLAS CovidSafe Travel Protect360 Basic Plan | $31.80 (U.P. $58.00) | $35.20 (U.P. $64.00) | $45.10 (U.P. $82.00) |
FWD Travel Premium Plan | $23.63 (U.P. $31.50) | $25.52 (U.P. $34.02) | $41.58 (U.P. $55.44) |
Income Classic Plan | $33.55 (U.P. $61.00) | $38.50 (U.P. $70.00) | $75.35 (U.P. $137.00) |
Travel Insurance Providers in Singapore
Wow, that’s a lot of info!
When in doubt, we know that reading reviews might just be what some of you would do.
Here are the insurers mentioned above and all available travel insurance plans.
Do note that premiums-wise, we’re only looking at single trips.
AIG Travel Guard Direct Insurance
The AIG Travel Guard Direct Insurance is, no doubt, one of the plans that have the highest sums assured for overseas medical expenses (including COVID-19 coverage).
It also provides in-hospital cash allowance and COVID-19 overseas quarantine allowance.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
AIG Travel Guard Direct Basic Plan | $48.00 | $68.00 | $68.00 | Up to $100,000 | – | Up to $5,000 | Up to $100 per 6 hrs (max $200) |
Up to $3,000 | Up to $50,000 | – Covers COVID-19 trip cancellation, alteration of trip, out of country COVID-19 diagnosis quarantine allowance, and early return home
– Covers overseas dental expenses (Standard, Superior & Supreme only) – Covers golfing, loss of sporting equipment, pet care (Superior & Supreme only) |
AIG Travel Guard Direct Standard Plan | $60.00 | $87.00 | $114.00 | Up to $200,000 | Up to $100,000 | Up to $5,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $3,000 | Up to $100,000 | |
AIG Travel Guard Direct Superior Plan | $83.00 | $105.00 | $133.00 | Up to $1,000,000 | Up to $200,000 | Up to $10,000 | Up to $100 per 6 hrs (max $2,000) |
Up to $5,000 | Up to $200,000 | |
AIG Travel Guard Direct Supreme Plan | $125.00 | $153.00 | $163.00 | Up to $2,500,000 | Up to $300,000 | Up to $15,000 | Up to $100 per 6 hrs (max $3,000) |
Up to $10,000 | Up to $250,000 | |
Sign Up | Apply Now |
Allianz Travel Insurance
As with other insurance plans, the Allianz Travel Insurance coverage is very comparable to the AIG travel insurance.
Before purchasing, remember to check out which COVID-19 expense the insurance actually covers.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Allianz Single Trip Bronze | $38.40 (U.P. $64) | $40.80 (U.P. $68) | $66.60 (U.P. $111) | Up to $250,000 | Up to $50,000 | Up to $5,000 | Up to $400 per day (max $800) |
Up to $3,000 | Up to $200,000 | Covers COVID-19 trip cancellation, curtailment, incident, delay + Rental car excess coverage |
Allianz Single Trip Silver | $39.60 (U.P. $66) | $64.20 (U.P. $107) | $86.40 (U.P. $144) | Up to $500,000 | Up to $100,000 | Up to $10,000 | Up to $400 per day (max $1,200) |
Up to $5,000 | Up to $500,000 | |
Allianz Single Trip Platinum | $75.60 (U.P. $126) | $90.60 (U.P. $151) | $124.20 (U.P. $207) | Up to $1,000,000 | Up to $200,000 | Up to $15,000 | Up to $400 per day (max $1,600) |
Up to $7,000 | Up to $1,000,000 | COVID-19 coverage above + coverage for sporting equipment, equipment rental and sports search and rescue Rental car excess coverage Personal Money coverage |
Promotion | Get 40% discount when you use the promo code TRAVEL40. Valid till 31 Oct 2023. T&Cs apply. | |||||||||
Sign Up | Apply Now |
Bubblegum Travel Insurance
For the uninitiated, Bubblegum insurance is offered by MoneySmart and underwritten by India International Insurance Pte Ltd.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Bubblegum | $37.91 (U.P. $42.12) | $40.27 (U.P. $44.75) | $47.38 ($52.65) | Up to $150,000 | Up to $150,000 | Up to $5,000 (up to $600 for Covid-19) | $100 per 6 hours (max $400) |
Up to $3,000 | Up to $65,000 (as part of the $150,000) | Covers adventurous sports including hot air ballooning, scuba diving and skiing |
DBS Chubb TravellerShield Plus
For the uninitiated, Chubb Insurance Singapore Limited underwrites DBS or POSB travel insurance.
Chubb Travel Insurance is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”) and comes in three tiers: Economy, Business, and First.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Economy | $30.00 (U.P. $75.00) | $40.00 (U.P. $100.00) | $60.80 (U.P. $152.00) | Up to $300,000 | Up to $150,000 | Up to $5,000 | Up to $750 | Up to $3,500 | Up to $50,000 | Covers COVID-19 quarantine benefit, mortal remains, hospital confinement, trip cancellation, curtailment
Covers adventurous activities such as bungee jumping, sky diving, paragliding, helicopter rides, hot air ballooning, jet skiing, mountaineering, skiing/snowboarding, canoeing, underwater activities (Premier & Platinum only) |
Business | $35.60 (U.P. $89.00) | $47.20 (U.P. $118.00) | $72.00 (U.P. $180.00) | Up to $500,000 | Up to $200,000 | Up to $10,000 | Up to $1,500 | Up to $5,000 | Up to $100,000 | |
First | $48.80 (U.P. $122.00) | $60.80 (U.P. $152.00) | $86.00 (U.P. $215.00) | Up to $1,000,000 | Up to $500,000 | Up to $15,000 | Up to $2,000 | Up to $8,000 | Up to $200,000 |
FWD Travel Insurance
Amongst all insurance plans, FWD Travel Insurance is good for those who want a low price with a relatively decent amount of coverage.
FWD has recently introduced a new ‘Cancel for Any Reason‘ optional add-on for single trips, allowing policyholders to be reimbursed up to 50% for all covered travel costs incurred, capped at the benefit amount indicated in the table of benefits!
This option allows you to file a claim for Trip Cancellation, Trip Postponement, or Trip Cut Short due to any reason, regardless of whether the reason falls within the initial definition of trip cancellation determined in the policy wording.
Do note that this add-on has to be purchased within seven days of your initial trip deposit for the trip.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Single-Trip Per Adult (7 days, Worldwide excluding USA) | Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage (Optional add-on) | Other coverages without add-ons |
FWD Travel Premium Plan | $30.00 | $32.40 | $50.40 | $49.20 | Up to $200,000 | Up to $200,000 | Up to $7,500 | Up to $150 per 6 hrs | Up to $3,000 | Up to $200,000 | Cancel for Any Reason: Up to $1,000 |
FWD Travel Business Plan | $40.80 | $50.40 | $64.80 | $63.60 | Up to $500,000 | Up to $300,000 | Up to $10,000 | Up to $600 per 6 hrs | Up to $5,000 | Up to $200,000 | Cancel for Any Reason: Up to $3,000 |
FWD Travel First Plan | $52.80 | $63.60 | $87.60 | $79.20 | Up to $1,000,000 | Up to $400,000 | Up to $15,000 | Up to $900 per 6 hrs | Up to $7,000 | Up to $200,000 | Cancel for Any Reason: Up to $6,000 |
Sign Up | Apply Now |
GrabInsure Travel Insurance
You would’ve heard of GrabInsure Travel Insurance if you’re on Grab.
This is another insurance product underwritten by Chubb, and it costs only $3.90 per day!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Single-Trip Per Adult (7 days, Worldwide excluding USA) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage |
Economy | $3.90 per day | $5.10 per day | $10 per day | $8.60 per day | Up to $150,000 | Up to $200,000 | Up to $5,000 | – | Up to $3,000 | Up to $5,000 |
Great Eastern TravelSmart Premier
Great Eastern’s TravelSmart Premier is Great Eastern’s travel insurance that provides comprehensive coverage.
You can indulge in an action-packed trip as the insurance covers adventurous activities such as mountaineering, snowboarding, and skydiving.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Basic | – | – | – | – | Up to $100,000 | Up to $2,000 | $200 per 6 hrs (max $200) |
Up to $2,500 | – | – |
Classic | $70.00 | $70.00 | $107.00 | Up to $50,000 | Up to $250,000 | Up to $10,000 | $200 per 6 hrs (max $1,000) |
Up to $5,000 | Up to $50,000 | – |
Elite | $81.00 | $81.00 | $127.00 | Up to $150,000 | Up to $500,000 | Up to $15,000 | $200 per 6 hrs (max $1,200) |
Up to $5,000 | Up to $150,000 | – |
Hong Leong Assurance Travel Insurance
The premiums charged for the Hong Leong Assurance Travel Protect360 Insurance are relatively comparable to the other insurance plans, with four tiers.
Be warned that based on Seedly reviews, the claim process can be really long, but this might vary on a case-by-case basis.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Hong Leong Travel Protect Basic Plan | $31.80 (U.P. $58) | $35.20 (U.P. $64) | $45.10 (U.P. $82) | Up to $150,000 | Up to $200,000 | Up to $5,000 (Not Covered for Covid-19 cancellation) | Up to $100 per 6 hrs (max $1,000) |
Up to $3,000 | – | Covers golfing “Hole in One” |
Hong Leong Travel Protect Enhanced Plan | $43.45 (U.P. $79) | $46.75 (U.P. $85) | $65.45 (U.P. $119) | Up to $200,000 | Up to $250,000 | Up to $7,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $5,000 | Up to $50,000 | Covers golfing “Hole in One” |
Hong Leong Travel Protect Superior Plan | $58.30 (U.P. $106) | $63.25 (U.P. $115) | $86.90 (U.P. $158) | Up to $500,000 | Up to $300,000 | Up to $12,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $7,000 | Up to $150,000 | Covers golfing “Hole in One” |
Hong Leong Travel Protect Premier Plan | $74.25 (U.P. $135) | $86.35 (U.P. $157) | $111.10 (U.P. $202) | Up to $750,000 | Up to $350,000 | Up to $15,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $8,000 | Up to $200,000 | Covers golfing “Hole in One” |
Income Travel Insurance
The NTUC Income Travel Plan has three categories – Classic, Deluxe, and Preferred, with premiums.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Income Classic Plan | $33.55 (U.P. $61.00) | $38.50 (U.P. $70.00) | $75.35 (U.P. $137.00) | Up to $250,000 | Up to $150,000 | Up to $5,000 | Up to $1,000 | Up to $3,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
Income Deluxe Plan | $41.25 (U.P. $75.00) | $48.40 (U.P. $88.00) | $85.80 (U.P. $156.00) | Up to $500,000 | Up to $200,000 | Up to $10,000 | Up to $1,500 | Up to $5,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
Income Preferred Plan | $53.90 (U.P. $98.00) | $67.10 (U.P. $122.00) | $107.25 (U.P. $195.00) | Up to $1,000,000 | Up to $500,000 | Up to $15,000 | Up to $2,000 | Up to $8,000 | Included as part of medical coverage | Covers pre-existing medical conditions |
MSIG TravelEasy Insurance
The MSIG TravelEasy Travel Insurance has one of the best coverages on this list, but its Single Trips are also pricier as compared to others.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
MSIG TravelEasy Standard | $37.20 (U.P. $62.00) | $45.60 (U.P. $76.00) | $72.90 (U.P. $121.50) |
Up to $250,000 | Up to $150,000 | Up to $3,000 | Up to $100 per 6 hr (Max S$500) |
Up to $3,000 | Up to $75,000 | Covers COVID-19 travel cancellation, postponement, replacement of traveller, emergency repatriation etc.
Covers wedding clothing and accessories Covers Golfer’s golf equipment, green fee due to illness/injury, Hole-in-One, Unused entertainment ticket Covers vehicle rental excess |
MSIG TravelEasy Elite Plan | $49.50 (U.P. $82.50) | $63.60 (U.P. $106.00) | $93.00 (U.P. $155.00) |
Up to $500,000 | Up to $200,000 | Up to $4,000 | Up to $100 per 6 hr (Max S$1,000) |
Up to $5,000 | Up to $150,000 | |
MSIG TravelEasy Premier Plan | $69.60 (U.P. $116.00) | $87.90 (U.P. $146.50) | $125.10 (U.P. $208.50) |
Up to $1,000,000 | Up to $500,000 | Up to $5,000 | Up to S$100 per 6 hr (Max S$1,500) |
Up to $7,500 | Up to 250,000 | |
Sign Up | Apply Now |
Seedly Travel Insurance
If you’re a Seedly fan or avid reader, you must know that we have launched our own Seedly Travel Insurance! Our travel insurance is available in two tiers: Seedly Travel Safe and Seedly Travel Secure.
And here’s the lowdown: It’s underwritten by HL Assurance Pte. Ltd, covering everything from wild adventures to COVID-19, and even child support, all without any extra fees.
But here’s the really awesome part – if you’re traveling with the kiddos, they’re covered for free!
Do note that Single Trips are available right now, and Annual Trips will be rolled out in due time.
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Seedly Travel Safe | $33.80 (U.P. $45.06) | $40.22 (U.P. $53.63) | $49.90 (U.P. $66.47) | Up to $200,000 | Up to $150,000 | Up to $5,000 | Up to $1,000 | Up to $5,000 | Included as part of medical coverage | Covers COVID-19 trip cancellation, postponement, curtailment, disruption, quarantine allowance, hospital income
Covers scuba diving and mountaineering/hiking up to a certain limit Covers children for free Covers Double Public Transport |
Seedly Travel Secure | $53.72 (U.P. $71.63) | $53.72 (U.P. $71.63) | $79.74 (U.P. $106.32) | Up to $500,000 | Up to $300,000 | Up to $10,000 | Up to $2,000 | Up to $10,000 | Included as part of medical coverage | |
Sign Up | Apply Now |
Singlife Travel Insurance
Singlife Travel Insurance is another contender for affordable travel insurance with good coverage.
At $86.05, you get unlimited coverage on overseas media expenses!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Singlife Travel Lite Plan | $43.51 | $53.95 | $80.25 | Up to $250,000 | Up to $50,000 | Up to $5,000 | Up to $100 per 6 hrs (max $500) |
Up to $3,000 | Up to $50,000 | Covers COVID-19 emergency medical evacuation, repatriation, overseas quarantine, trip cancellation and interruption
Covers Rental Vehicle Excess and Return Covers Domestic Pet Care Covers loss of frequent flyer points Covers pregnancy, childbirth related conditions, motorcycling |
Singlife Travel Plus Plan | $61.67 | $77.93 | $116.94 | Up to $2,000,000 | Up to $100,000 | Up to $15,000 | Up to $100 per 6 hrs (max $1,000) |
Up to $5,000 | Up to $100,000 | |
Singlife Travel Prestige Plan | $86.05 | $108.61 | $171.09 | Unlimited | Up to $500,000 | Up to $20,000 | Up to $100 per 6 hrs (max $2,000) |
Up to $8,000 | Up to $200,000 |
Singlife Travel Insurance Add-ons:
- Wedding & photoshoots
- Golfing
- Winter sports
- Adventurous water sports
Sompo TravelJoy Travel Insurance
Sompo TravelJoy Travel Insurance is a popular choice amongst those with a lower budget.
At $48 or $62.25 (after a 25% discount), you will get relatively good coverage for personal accidents compared to other insurance!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Sompo Essential Plan | $41.60 (U.P. $64.00) | $58.50 (U.P. $90.00) | $83.85 (U.P. $129.00) | Up to $200,000 | Up to $200,000 | Up to $5,000 | Up to $100 per 6 hrs (max $800) |
Up to $1,000 | Up to $100,000 | Covers COVID-19 trip cancellation, postponement, curtailment, disruption, quarantine allowance, hospital income |
Sompo Superior Plan | $53.92 (U.P. $83.00) | $74.10 (U.P. $114.00) | $107.25 (U.P. $165.00) | Up to $400,000 | Up to $500,000 | Up to $10,000 | Up to $100 per 6 hrs (max $1,200) |
Up to $1,000 | Up to $200,000 |
Starr Insurance TraveLead Travel Insurance
One thing I like about Starr Insurance TraveLead Travel Insurance is that it is highly customisable.
You can include add-ons such as golf protection, cruise vacation, scuba diving, and snow sports, starting at $2.
What’s even better is its cheap premiums and even better further discounts on travel insurance!
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Starr Insurance TraveLead Bronze Plan | $40.80 | $40.80 | $50.40 | Up to $200,000 | Up to $150,000 | Available as add-on | Up to $100 per 6 hrs (max $500) |
Available as add-on | Up to $15,000 | Covers vehical rental excess Covers COVID-19 trip cancellation, curtailment (Silver & Gold only) |
Starr Insurance TraveLead Silver Plan | $49.20 | $52.80 | $70.80 | Up to $500,000 | Up to $300,000 | Available as add-on | Up to $100 per 6 hrs (max $600) |
Available as add-on | Up to $30,000 | |
Starr Insurance TraveLead Gold Plan | $63.60 | $68.40 | $91.20 | Up to $1,000,000 | Up to $500,000 | Available as add-on | Up to $100 per 6 hrs (max $800) |
Available as add-on | Up to $65,000 | |
Sign Up | Apply Now |
Starr Travel Insurance Add-ons:
- Golf protection
- Cruise vacation
- Scuba diving
- Snow sports
Tiq Travel Insurance
Tiq is the insurance arm of Etiqa, a prominent insurance company in Singapore.
The Tiq Travel Insurance covers travellers who have pre-existing medical conditions!
For those without pre-existing conditions, these are the coverages:
Product / Plan Name | Single-Trip Per Adult
(7 days, ASEAN) |
Single-Trip Per Adult
(7 days, Asia) |
Single-Trip Per Adult
(7 days, Worldwide) |
Overseas Medical Coverage | Personal Accident (Accidental death and permanent total disability) | Trip Cancellation | Trip Delay | Loss or Damage to Baggage | COVID-19 Medical Coverage | Other coverages without add-ons |
Tiq Travel Entry Plan | $23.40 without COVID-19 add-on | $25.80 | $39.00 | Up to $200,000 | Up to $150,000 | Up to $5,000 | Up to $50 per 3 hrs (max $300) |
– | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | – |
Tiq Travel Savvy Plan | $32.40 without COVID-19 add-on | $40.20 | $51.00 | Up to $500,000 | Up to $500,000 | Up to $5,000 | Up to $50 per 3 hrs (max $300) |
– | Up to $$500,000 (Only available as add-on to those without pre-existing medical condition) | – |
Tiq Travel Luxury Plan | $43.20 without COVID-19 add-on | $51.00 | $63.60 | Up to $1,000,000 | Up to $500,000 | Up to $10,000 | Up to $50 per 3 hrs (max $500) |
– | Up to $500,000 (Only available as add-on to those without pre-existing medical condition) | – |
Sign Up | Apply Now |
Tiq Insurance Add-ons:
- COVID-19 Coverage at around +$16.20
Frequently Asked Questions (FAQs) Regarding Travel Insurance With COVID-19 Benefits

Need Help With Choosing The Best Travel Insurance in Singapore?
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Why wait? Head on over and find out the best travel insurance for you now!