facebookBest Travel Insurance in Singapore (2023): Price & Coverage Comparisons Across Insurers

60

shares

Advertisement

[updated] 060623_ Best Travel Insurance in Singapore (2023)_ Price & Coverage Comparisons Across Insurers

Best Travel Insurance in Singapore (2023): Price & Coverage Comparisons Across Insurers

profileHui Juan Neo

Excited to travel?

Source: Giphy

Before you get ahead of yourself while preparing for that trip to Japan or somewhere closer to home like Thailand, there’s still one important thing you’ll need before you pack your bags.

Travel Insurance!

Aside from safeguarding yourself from travel-related emergencies, it’s important to keep yourself covered for COVID-19 as well.

So buckle up as we take you through a detailed travel insurance comparison for Singaporeans!

Disclaimer: The Information provided by Seedly does not constitute an offer or solicitation to buy or sell any insurance product(s). It does not take into account the specific objectives or particular needs of any person. We strongly advise you to seek advice from a licensed insurance professional before purchasing any insurance products and/or services.


TL;DR: Best Travel Insurance Singapore (2023)

Travel Insurance Singapore Premiums For Single Trips
(Before Promo)
Promotions
AIG Travel Guard Direct Insurance (Basic)

Apply Now

$34 Score an Airalo eSIM with 1GB data, get 10% off and up to $50 Dairy Farm eVoucher

Valid till 31 Jul 2023. T&Cs apply.

AIG Travel Guard Direct Insurance (Standard)

Apply Now

$50
AIG Travel Guard Direct Insurance (Enhanced)

Apply Now

$64
AIG Travel Guard Direct Insurance (Supreme)

Apply Now

$97
Allianz Travel Insurance (Bronze)

Apply Now

$48  Get 42% discount when you use the promo code TRIP42.

Valid till 10 Sep 2023. T&Cs apply.

 

Allianz Travel Insurance (Silver)

Apply Now

$58
Allianz Travel Insurance (Platinum)

Apply Now

$105
Bubblegum  $28.65  –
Chubbs Travel Insurance (Economy) $51  –
Chubbs Travel Insurance (Business) $74
Chubbs Travel Insurance (First) $120
FWD Travel Insurance (Premium)

Apply Now

$30 Get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.

 

FWD Travel Insurance (Business)

Apply Now

$40.80
FWD Travel Insurance (First)

Apply Now

$52.80
GrabInsure Travel Insurance $3.90 per day  –
Great Eastern TravelSmart Premier (Classic)

Apply Now

$65  –
Great Eastern TravelSmart Premier (Elite)

Apply Now

$75
Hong Leong Assurance Travel Insurance (Basic) $34.80  –
Hong Leong Assurance Travel Insurance (Enhanced) $47.40
Hong Leong Assurance Travel Insurance (Supreme) $63.60
Hong Leong Assurance Travel Insurance (Premier) $81
Income Travel Insurance (Classic) $37.82  –
Income Travel Insurance (Deluxe) $46.50
Income Travel Insurance (Preferred) $60.76
MSIG Travel Insurance (Standard)

Apply Now

$37.20 Receive an Airalo eSIM (worth S$6.70) and up to S$38 Cash via PayNow and enjoy up to 40% off

Valid till 31 Jul 2023. T&Cs apply.

MSIG Travel Insurance (Elite)

Apply Now

$49.50
MSIG Travel Insurance (Premier)

Apply Now

$69.60
Singlife Travel Insurance (Lite) $43.51  –
Singlife Travel Insurance (Plus) $61.67
Singlife Travel Insurance (Prestige) $86.05
Sompo Travel Insurance (Essential) $48  –
Sompo Travel Insurance (Superior) $62.25
Starr Travel Insurance (Bronze)

Apply Now

$48 Enjoy up to S$48 Cash via PayNow and a 35% discount with Starr TraveLead

Valid till 31 Jul 2023. T&Cs apply.

 

Starr Travel Insurance (Silver)

Apply Now

$58
Starr Travel Insurance (Platinum)

Apply Now

$105
Tiq Travel Insurance (Entry)

Apply Now

$23.40 Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.

Tiq Travel Insurance (Savvy)

Apply Now

$32.40
Tiq Travel Insurance (Luxury)

Apply Now

$43.20

 A couple of things to take note of:

  • The coverages are listed from the most basic plans of each company, you can opt for more coverage at a higher cost.
  • We have put together the price and coverage of travel insurance found on MoneySmart and SingSaver’s* insurance comparison platforms.

Here we have compiled a handy list of entry-level travel insurance policies from reputable companies which include COVID-19 medical coverage.

We have also included different coverages that travelthailers like you would prioritise when choosing the best travel insurance.

Click here to jump:

Disclaimer: The information provided by Seedly serves as an educational piece and is not intended to be personalised financial advice. Readers should always do their own due diligence and consider their financial goals before investing in any insurance product. Do note that all premiums and coverage listed are in Singapore Dollars. Information is accurate as of 5 Jun 2023.
*
Seedly and SingSaver are companies owned by MoneyHero Group. All estimated premiums listed are after discounts based on ongoing promotions. For more accurate premiums, please obtain a quote from the provider with the actual details of your trip.


Travel Insurance And Their Coverages

“What does travel insurance cover?”

Earlier this year, you might’ve come across a story of how a Singaporean’s vacation to Phuket was ruined when his $20,000 Rolex and cash were burgled.

Unlucky for him, and while some Singaporeans flocked to ask “Why did he bring a Rolex there?”, the more important question to me was in fact, whether he was covered by insurance?

We’ve all asked ourselves this question at some point when we met an unexpected incident overseas.

Long story short, this is a list of common travel insurance claims made:

  • Lost or damaged baggage due to (snatch) theft, robbery, burglary, or accident
  • Loss of personal belongings due to (snatch) theft, robbery, burglary, or accident
  • Flight delays
  • Flight cancellation
  • Luggage delayed
  • Medical expenses / personal accidents
  • Cancellation for COVID-19 if you or your travel companion get COVID-19
  • COVID-19 coverage exclusions

Important: You won’t be able to get travel insurance if you’re already overseas so you will need to purchase it before leaving Singapore.

Can You Buy Travel Insurance if You Are a Foreigner in Singapore?

Foreigners in Singapore can buy travel insurance from NTUC Income, FWD, Tiq, Sompo, Allianz Travel, and AIG, and all you need to do is to provide your FIN and show your employment pass or work permit when applying.

How Much Should You Be Paying For Travel Insurance?

The correct answer is… it depends on your needs and medical condition.

Further to fulfilling your needs, these are factors you have to consider:

  • The political stability of the country
  • General safety on streets, cities, living quarters, etc.
  • Items that you are bringing overseas and their value
  • Activities you will be doing, especially adventurous ones (e.g. sky diving, bungee jumping)
  • If someone is driving, whether he/she is sufficiently covered for accidents and medical expenses
  • The number of times you are traveling this year (might be better to get a worldwide or annual plan in this case)

One thing for sure is that the more you’re covered, the more expensive your premium will be.

How to Choose the Best Travel Insurance in Singapore?

The truth is, there’s no one-size-fits-all travel insurance. So your best bet is to tailor your insurance coverage to what you think you need.

Besides the premium you will fork out upfront, you will need to do your homework by comparing the benefits and reimbursement limits for common claims.

You can do so by following these steps:

  • Step 1: Shortlist and compare the general coverage of the plans (see above)
  • Step 2: Check that all activities including risky or adventurous activities that you’re doing are covered, such as high-risk activities skydiving, scuba diving, or winter sports.
  • Step 3: Check the insurance premiums across tiers. Most insurers will have a three or four-tier plan at different price points, with different levels of coverage. Do note that as the coverage becomes higher, your premium might also increase.
  • Step 4: Ensure your trip duration is fully covered, right from the day you fly to the day you’re back.

Fun fact: Most travel insurance will cover you for up to 60 days before your trip to protect you from trip cancellation in case of unforeseen incidents like bad weather or political unrest.

What’s the Difference Between Single-Trip and Annual Trip Travel Insurance?

Single-trip travel insurance provides coverage for a specific trip or vacation within a defined period. It typically starts from the time you depart from your home country and ends when you return.

Annual trip travel insurance, also known as multi-trip or annual multi-trip insurance, offers coverage for multiple trips taken within a year.

With this type of insurance, you pay a premium for a year of coverage, and you can take multiple trips during that period without having to purchase insurance separately for each trip. The coverage for each trip is usually limited to a specified duration, such as 30 or 60 days.

If you’re a frequent traveller, getting annual trip coverage might be more cost-effective and convenient as this eliminates your need to purchase separate insurance for each trip.

How to Claim Travel Insurance?

Contrary to what most people think, the process of making an insurance claim is pretty straightforward.

All you need to do is follow the guide below to make claims for your travel insurance.

Back to top


Best Travel Insurance Singapore For Single Trips (ASEAN)

DetailsTiq Travel Entry PlanBubblegumStarr Insurance TraveLead Bronze PlanFWD Travel Premium PlanTiq Travel Savvy Plan
Premiums$23.40$28.65$29$30$32.40
Overseas medical coverage for persons under 70 years oldUp to $200,000Up to $150,000
(up to $65,000 for Covid-19)
Up to $200,000Up to $200,000Up to $500,000
Personal AccidentUp to $150,000Up to $150,000Up to $150,000Up to $200,000Up to $300,000
Trip CancellationUp to $5,000Up to $5,000 (up to $600 for Covid-19)Up to $5,000 (Not Covered for Covid-19 cancellation)Up to $7,500Up to $5,000
Trip DelayUp to $50 per 3 hrs
(max $300)
$100 per 6 hours
(max $400)
Up to $100 per 6 hrs
(max $500)
Up to $150 per 6 hrsUp to $50 per 3 hrs
(max $300)
Loss or Damage of Baggage-Up to $3,000Up to $2,000Up to $3,000-
COVID-19 Medical CoverageUp to $500,000 (Only available as add-on to those without pre-existing medical condition)IncludedUp to $15,000Up to $200,000 (available as add-on)Up to $500,000 (Only available as add-on to those without pre-existing medical condition)
Promotion & ValiditySingle Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
-Enjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead

Valid till 31 Jul 2023. T&Cs apply.
Get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
Sign Up NowApply Now-Apply NowApply NowApply Now

Best Travel Insurance Singapore For Single Trips (Asia Pacific)

DetailsStarr Insurance TraveLead Bronze PlanDBS Chubb TravellerShield Plus (Economy)FWD Travel Premium PlanTiq Travel Entry PlanNTUC Income Classic Plan
Premiums$31$50.50$32.40$25.80$43.40
Overseas medical coverage for persons under 70 years oldUp to $200,000Up to UnlimitedUp to $200,000Up to $200,000Up to $250,000
Personal AccidentUp to $150,000Up to $250,000Up to $200,000Up to $150,000Up to $150,000
Trip CancellationUp to $5,000
(Not Covered for Covid-19 cancellation)
Up to $3,000Up to $7,500Up to $5,000Up to $5,000
Trip DelayUp to $100 per 6 hrs
(max $500)
Up to $800Up to $150 per 6 hrsUp to $50 per 3 hrs
(max $300)
Up to $1,000
Loss or Damage of BaggageUp to $2,000Up to $3,500Up to $3,000-Up to $3,000
COVID-19 Medical CoverageUp to $15,000Up to $50,000Up to $200,000 (available as add-on)Up to $500,000 (Only available as add-on to those without pre-existing medical condition)Included as part of medical coverage
Promotion & ValidityEnjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead.

Valid till 31 Jul 2023. T&Cs apply.
-Get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
-
Sign Up NowApply Now-Apply NowApply Now-

Best Travel Insurance Singapore For Single Trips (Worldwide)

DetailsTiq Travel Luxury PlanStarr Insurance TraveLead Gold PlanMSIG TravelEasy StandardFWD Travel Business PlanSinglife Travel Plus Plan
Premiums$63.60$67$72.90$64.80$116.94
Overseas medical coverage for persons under 70 years oldUp to $1,000,000Up to $1,000,000Up to $250,000Up to $500,000Up to $2,000,000
Personal AccidentUp to $500,000Up to $500,000Up to $150,000Up to $300,000Up to $100,000
Trip CancellationUp to $10,000Up to $15,000Up to $3,000Up to $10,000Up to $15,000
Trip DelayUp to $50 per 3 hrs
(max $500)
Up to $100 per 6 hrs
(max $800)
Up to $100 per 6 hr
(Max $500)
Up to $600 per 6 hrsUp to $100 per 6 hrs
(max $1,000)
Loss or Damage of Baggage-Up to $4,000Up to $3,000Up to $5,000Up to $5,000
COVID-19 Medical CoverageUp to $500,000 (Only available as add-on to those without pre-existing medical condition)Up to $65,000CoveredUp to $200,000 (available as add-on)Up to $100,000
Promotion & ValiditySingle Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
Enjoy up to S$48 Cash via PayNow and 35% discount with Starr TraveLead

Valid till 31 Jul 2023. T&Cs apply.
Receive an Airalo eSIM (worth S$6.70) and up to S$38 Cash via PayNow and enjoy up to 40% off

Valid till 31 Jul 2023. T&Cs apply.
Get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
-
Sign Up NowApply NowApply NowApply NowApply Now-

Singlife’s premium may seem on the higher side, but the premium is relative to its $2,000,000 medical coverage as there is an extension of coverage for weddings & photoshoots, golfing, winter sports, and adventurous water sports.

Best Travel Insurance Singapore For Annual Trips (ASEAN)

DetailsHong Leong Travel Protect360 Enhanced PlanFWD Travel Premium PlanSinglife Travel Lite PlanDBS Chubb TravellerShield PlusTiq Travel Savvy Plan
Premiums$255.50$259.55$232$245$293
Overseas medical coverage for persons under 70 years oldUp to $200,000Up to $200,000Up to $250,000Up to UnlimitedUp to $500,000
Personal AccidentUp to $250,000Up to $200,000Up to $50,000Up to $250,000Up to $300,000
Trip CancellationUp to $7,000Up to $7,500Up to $5,000Up to $3,000Up to $5,000
Trip DelayUp to $100 per 6 hrs
(max $1,000)
Up to $150 per 6 hrsUp to $100 per 6 hrs
(max $500)
Up to $800Up to $50 per 3 hrs
(max $300)
Loss or Damage of BaggageUp to $5,000Up to $3,000Up to $3,000Up to $3,500-
COVID-19 Medical CoverageUp to $50,000Up to $200,000 (available as add-on)Up to $50,000Up to $50,000Up to $$500,000 (Only available as add-on to those without pre-existing medical condition)
Promotion & Validity-Get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
--Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
Sign Up Now-Apply Now--Apply Now

Best Travel Insurance Singapore For Annual Trips (Asia Pacific)

DetailsMSIG TravelEasy Elite PlanTiq Travel Savvy PlanIncome Deluxe PlanAllianz Annual Trip SilverAIG Travel Guard Direct Superior Plan
Premiums$360$303$374.40$415.20$462
Overseas medical coverage for persons under 70 years oldUp to $500,000Up to $500,000Up to $500,000Up to $500,000Up to $1,000,000
Personal AccidentUp to $200,000Up to $300,000Up to $200,000Up to $100,000Up to $200,000
Trip CancellationUp to $4,000Up to $5,000Up to $10,000Up to $10,000Up to $10,000
Trip DelayUp to $100 per 6 hr
(Max S$1,000)
Up to $50 per 3 hrs
(max $300)
Up to $1,500Up to $400 per day
(max $1,500)
Up to $100 per 6 hrs
(max $2,000)
Loss or Damage of BaggageUp to $5,000-Up to $5,000Up to $5,000Up to $5,000
COVID-19 Medical CoverageCoveredUp to $500,000 (Only available as add-on to those without pre-existing medical condition)Included as part of medical coverageUp to $500,000Up to $200,000
Promotion & ValidityReceive an Airalo eSIM (worth S$6.70) and up to S$38 Cash via PayNow and enjoy up to 40% off

Valid till 31 Jul 2023. T&Cs apply.
Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
-Get up to S$60 via PayNow (minimum premium size of S$60 after discount applies)

Valid till 31 Jul 2023. T&Cs apply.
Sign Up NowApply NowApply Now-Apply NowApply Now

Best Travel Insurance Singapore For Annual Trips (Worldwide)

DetailsGreat Eastern TravelSmart Premier Elite PlanHong Leong Travel Protect Superior PlanTiq Travel Savvy PlanSinglife Travel Plus PlanDBS Chubb TravellerShield Plus (Economy)
Premiums$576$422$440$448$423.50
Overseas medical coverage for persons under 70 years oldUp to $500,000Up to $500,000Up to $500,000Up to $2,000,000Up to Unlimited
Personal AccidentUp to $500,000Up to $300,000Up to $500,000Up to $100,000Up to $250,000
Trip CancellationUp to $15,000Up to $12,000Up to $5,000Up to $15,000Up to $3,000
Trip Delay$200 per 6 hrs
(max $1,200)
Up to $100 per 6 hrs
(max $1,000)
Up to $50 per 3 hrs
(max $300)
Up to $100 per 6 hrs
(max $1,000)
Up to $800
Loss or Damage of BaggageUp to $5,000Up to $7,000-Up to $5,000Up to $3,500
COVID-19 Medical CoverageUp to $250,000Up to $150,000Up to $$500,000 (Only available as add-on to those without pre-existing medical condition)Up to $100,000Up to $50,000
Promotion & Validity--Single Trip: Enjoy a 40% discount; Annual Trip: Enjoy a 60% discount, get 1x draw chance in our weekly lucky draw.

Valid till 31 Jul 2023. T&Cs apply.
--
Sign Up NowApply Now-Apply Now--

Best Travel Insurance Singapore For Pre-existing Medical Conditions

DetailsIncome Classic, Deluxe, Preferred PlansTiq Travel Entry, Savvy, Luxury Plans
PremiumsClassic: $506.70

Deluxe: $597.60

Preferred: $759.60
Entry: $273

Savvy: $440

Luxury: $492
Overseas medical coverage for persons under 70 years oldClassic: Up to $250,000

Deluxe: Up to $500,000

Preferred: Up to $1,000,000
Entry: Up to $200,000

Savvy: Up to $500,000

Luxury: Up to $1,000,000
Personal AccidentClassic: Up to $150,000

Deluxe: Up to $200,000

Preferred: Up to $500,000
Entry: Up to $150,000

Savvy: Up to $500,000

Luxury: Up to $500,000
Trip CancellationClassic: Up to $5,000

Deluxe: Up to $10,000

Preferred: Up to $15,000
Entry: Up to $5,000

Savvy: Up to $5,000

Luxury: Up to $10,000
Trip DelayClassic: Up to $1,000

Deluxe: Up to $1,500

Preferred: Up to $2,000
Entry: Up to $50 per 3 hrs
(max $300)

Savvy: Up to $50 per 3 hrs
(max $300)

Luxury: Up to $50 per 3 hrs
(max $500)
Loss or Damage of BaggageClassic: Up to $3,000

Deluxe: Up to $5,000

Preferred: Up to $8,000
-
COVID-19 Medical CoverageIncluded as part of medical coverageUp to $500,000 (Only available as add-on to those without pre-existing medical condition)
Promotion & Validity-Tiq Travel Savvy Plan
Sign Up Now-Apply Now

Best Travel Insurance Singapore For Sports

Sports lovers, thrill seekers, and golfers, these are the travel insurance that has coverage on sports activities:

  • MSIG TravelEasy Elite Plan
  • MSIG TravelEasy Premier Plan
  • Hong Leong Travel Protect Basic, Enhanced, Superior, Premier Plans
  • AIG Travel Guard Direct Superior Plan
  • AIG Travel Guard Direct Supreme Plan
  • Singlife Travel Lite, Plus, Prestige Plans

Best Travel Insurance Singapore For Cruise Vacations

There are only a couple of insurers that offer additional add-ons for cruise vacations:

  • Starr Insurance Travel Insurance Plans
  • AIG Travel Guard Direct Superior Plan
  • AIG Travel Guard Direct Supreme Plan
  • Great Easter TravelSmart Premier Basic Plan

Travel Insurance Providers in Singapore

Wow, that’s a lot of info!

When in doubt, we know that reading reviews might just be what some of you would do.

Here are the insurers mentioned above and all available travel insurance plans.

Do note that premiums-wise, we’re only looking at single trips.

AIG Travel Guard Direct Insurance

The AIG Travel Guard Direct Insurance is, no doubt, one of the plans that have the highest sums assured for overseas medical expenses (including COVID-19 coverage).

It also provides in-hospital cash allowance and COVID-19 overseas quarantine allowance.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
AIG Travel Guard Direct Basic Plan $34.00 $68.00 $69.00 Up to $100,000 Up to $5,000 Up to $100 per 6 hrs
(max $200)
Up to $3,000 Up to $50,000
AIG Travel Guard Direct Standard Plan $50.00 $87.00 $133.00 Up to $200,000 Up to $100,000 Up to $5,000 Up to $100 per 6 hrs
(max $1,000)
Up to $3,000 Up to $100,000
AIG Travel Guard Direct Superior Plan $64.00 $105.00 $152.00 Up to $1,000,000 Up to $200,000 Up to $10,000 Up to $100 per 6 hrs
(max $2,000)
Up to $5,000 Up to $200,000 Covers golfing, loss of sporting equipment, pet care
AIG Travel Guard Direct Supreme Plan $97.00 $153.00 $184.00 Up to $2,500,000 Up to $300,000 Up to $15,000 Up to $100 per 6 hrs
(max $3,000)
Up to $10,000 Up to $250,000 Covers golfing, loss of sporting equipment, pet care
Sign Up Apply Now

 

Back to top

Allianz Travel Insurance

As with other insurance plans, the Allianz Travel Insurance coverage is very comparable to the AIG travel insurance.

Before purchasing, remember to check out which COVID-19 expense the insurance actually covers.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Allianz Single Trip Bronze $27.84 (U.P. $48)

$33.06 (U.P. $57)

$54.52 (U.P. $94)

Up to $250,000 Up to $50,000 Up to $5,000 Up to $400 per day
(max $800)
Up to $1,500 Up to $250,000
Allianz Single Trip Silver $33.64 (U.P. $58) $60.32 (U.P. $104) $90.48 (U.P. $156) Up to $500,000 Up to $100,000 Up to $5,000 Up to $400 per day
(max $1,200)
Up to $3,000 Up to $500,000
Allianz Single Trip Platinum $60.90 (U.P. $105) $79.46 (U.P. $137) $125.28 (U.P. $216) Up to $1,000,000 Up to $100,000 Up to $10,000 Up to $400 per day
(max $1,600)
Up to $5,000 Up to $1,000,000 Sports coverage: Sporting equipment, equipment rental, and sports search and rescue
Promotion Get 42% off when you key in promo code TRIP42 before checking out. Valid till 10 Sep 2023. Terms and Conditions apply.
Sign Up Apply Now

Back to top

Bubblegum Travel Insurance

For the uninitiated, Bubblegum insurance is offered by MoneySmart and underwritten by India International Insurance Pte Ltd.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Bubblegum $28.65 $30.44 $35.82 Up to $150,000 (up to $65,000 for Covid-19) Up to $150,000 Up to $5,000 (up to $600 for Covid-19) $100 per 6 hours
(max $400)
Up to $3,000 Included

Back to top

DBS Chubb TravellerShield Plus

For the uninitiated, Chubb Insurance Singapore Limited underwrites DBS or POSB travel insurance.

Chubb Travel Insurance is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”) and comes in three tiers: Economy, Business, and First.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Economy $51.00 $50.50 $94.50 Up to Unlimited Up to $250,000 Up to $3,000 Up to $800 Up to $3,500 Up to $50,000
Business $74.00 $71.00 $136.00 Up to Unlimited Up to $400,000 Up to $10,000 Up to $1,000 Up to $5,000 Up to $100,000
First $120.00 $115.00 $204.00 Up to Unlimited Up to $500,000 Up to $20,000 Up to $2,000 Up to $8,000 Up to $200,000

 Back to top

FWD Travel Insurance

 

Amongst all insurance plans, FWD Travel Insurance is good for those who want a low price with a relatively decent amount of coverage.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Single-Trip Per Adult (7 days, Worldwide excluding USA) Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
FWD Travel Premium Plan $30.00 $32.40 $50.40 $49.20 Up to $200,000 Up to $200,000 Up to $7,500 Up to $150 per 6 hrs Up to $3,000 Up to $200,000 (available as add-on)
FWD Travel Business Plan $40.80 $50.40 $64.80 $63.60 Up to $500,000 Up to $300,000 Up to $10,000 Up to $600 per 6 hrs Up to $5,000 Up to $200,000 (available as add-on)
FWD Travel First Plan $52.80 $63.60 $87.60 $79.20 Up to $1,000,000 Up to $400,000 Up to $15,000 Up to $900 per 6 hrs Up to $7,000 Up to $200,000 (available as add-on)
Sign Up Apply Now

 Back to top

GrabInsure Travel Insurance

You would’ve heard of GrabInsure Travel Insurance if you’re on Grab.

 This is another insurance product underwritten by Chubb, and it costs only $3.90 per day!

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Single-Trip Per Adult (7 days, Worldwide excluding USA)
Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage
Economy $3.90 per day $5.10 per day $10 per day $8.60 per day Up to $150,000 Up to $200,000 Up to $5,000 Up to $3,000 Up to $5,000

 Back to top

Great Eastern TravelSmart Premier

Great Eastern’s TravelSmart Premier is Great Eastern’s travel insurance that provides comprehensive coverage.

You can indulge in an action-packed trip as the insurance covers adventurous activities such as mountaineering, snowboarding, and skydiving.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage
Basic Up to $100,000 Up to $100,000 Up to $2,000 $200 per 6 hrs
(max $200)
Up to $2,500
Classic $65.00 $65.00 $99.00 Up to $300,000 Up to $300,000 Up to $10,000 $200 per 6 hrs
(max $1,000)
Up to $2,500 Up to $50,000
Elite $75.00 $75.00 $118.00 Up to $500,000 Up to $500,000 Up to $15,000 $200 per 6 hrs
(max $1,200)
Up to $5,000 Up to $250,000

Back to top

Hong Leong Assurance Travel Insurance

The premiums charged for the Hong Leong Assurance Travel Protect360 Insurance are relatively comparable to the other insurance plans, with four tiers.

Be warned that based on Seedly reviews, the claim process can be really long, but this might vary on a case-by-case basis.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Hong Leong Travel Protect Basic Plan $34.80 $38.40 $49.20 Up to $150,000 Up to $200,000 Up to $5,000 (Not Covered for Covid-19 cancellation) Up to $100 per 6 hrs
(max $1,000)
Up to $3,000 Covers golfing “Hole in One”
Hong Leong Travel Protect Enhanced Plan $47.40 $51.00 $71.40 Up to $200,000 Up to $250,000 Up to $7,000 Up to $100 per 6 hrs
(max $1,000)
Up to $5,000 Up to $50,000 Covers golfing “Hole in One”
Hong Leong Travel Protect Superior Plan $63.60 $69.00 $94.80 Up to $500,000 Up to $300,000 Up to $12,000 Up to $100 per 6 hrs
(max $1,000)
Up to $7,000 Up to $150,000 Covers golfing “Hole in One”
Hong Leong Travel Protect Premier Plan $81.00 $94.20 $121.20 Up to $750,000 Up to $350,000 Up to $15,000 Up to $100 per 6 hrs
(max $1,000)
Up to $8,000 Up to $200,000 Covers golfing “Hole in One”

Back to top

Income Travel Insurance

The NTUC Income Travel Plan has three categories – Classic, Deluxe, and Preferred, with premiums.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Income Classic Plan $37.82 $43.40 $84.94 Up to $250,000 Up to $150,000 Up to $5,000 Up to $1,000 Up to $3,000 Included as part of medical coverage Covers pre-existing medical conditions
Income Deluxe Plan $46.50 $54.56 $96.72 Up to $500,000 Up to $200,000 Up to $10,000 Up to $1,500 Up to $5,000 Included as part of medical coverage Covers pre-existing medical conditions
Income Preferred Plan $60.76 $75.64 $120.90 Up to $1,000,000 Up to $500,000 Up to $15,000 Up to $2,000 Up to $8,000 Included as part of medical coverage Covers pre-existing medical conditions


Back to top

MSIG TravelEasy Insurance

 

 

The MSIG TravelEasy Travel Insurance has one of the best coverages on this list, but its Single-Trips are also pricier as compared to others.

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
MSIG TravelEasy Standard $37.20 $45.60 $72.90 Up to $250,000 Up to $150,000 Up to $3,000 Up to $100 per 6 hr
(Max S$500)
Up to $3,000 Covered Covers wedding clothing and accessories
MSIG TravelEasy Elite Plan $49.50 $63.60 $93.00 Up to $500,000 Up to $200,000 Up to $4,000 Up to $100 per 6 hr
(Max S$1,000)
Up to $5,000 Covered Covers wedding clothing and accessories & Adventurous activities
MSIG TravelEasy Premier Plan $70 $87.90 $125.10 Up to $1,000,000 Up to $500,000 Up to $5,000 Up to S$100 per 6 hr
(Max S$1,500)
Up to $7,500 Covered Covers wedding clothing and accessories & Adventurous activities
Sign Up Apply Now

Back to top

Singlife Travel Insurance

Singlife Travel Insurance is another contender for affordable travel insurance with good coverage.

At $86.05, you get unlimited coverage on overseas media expenses!

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Singlife Travel Lite Plan $43.51 $53.95 $80.25 Up to $250,000 Up to $50,000 Up to $5,000 Up to $100 per 6 hrs
(max $500)
Up to $3,000 Up to $50,000 Covers weddings & photoshoots, golfing, winter sports, adventurous water sports
Singlife Travel Plus Plan $61.67 $77.93 $116.94 Up to $2,000,000 Up to $100,000 Up to $15,000 Up to $100 per 6 hrs
(max $1,000)
Up to $5,000 Up to $100,000 Covers weddings & photoshoots, golfing, winter sports, adventurous water sports
Singlife Travel Prestige Plan $86.05 $108.61 $171.09 Unlimited Up to $500,000 Up to $20,000 Up to $100 per 6 hrs
(max $2,000)
Up to $8,000 Up to $200,000 Covers weddings & photoshoots, golfing, winter sports, adventurous water sports

Back to top

Sompo TravelJoy Travel Insurance

 

Sompo TravelJoy Travel Insurance is a popular choice amongst those with a lower budget.

At $48 or $62.25 (after a 25% discount), you will get relatively good coverage for personal accidents compared to other insurance!

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Sompo Essential Plan $48.00 $67.50 $96.75 Up to $200,000 Up to $200,000 Up to $5,000 Up to $100 per 6 hrs
(max $800)
Up to $1,000 Up to $100,000
Sompo Superior Plan $62.25 $85.50 $123.75 Up to $400,000 Up to $500,000 Up to $10,000 Up to $100 per 6 hrs
(max $1,200)
Up to $1,000 Up to $200,000

 Back to top

Starr Insurance TraveLead Travel Insurance

One thing I like about Starr Insurance TraveLead Travel Insurance is that it is highly customisable.

You can include add-ons such as golf protection, cruise vacation, scuba diving, and snow sports, starting at $2.

What’s even better is its cheap premiums and even better further discounts on travel insurance!

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Starr Insurance TraveLead Bronze Plan $29 $31.00 $40.00 Up to $200,000 Up to $150,000 Up to $5,000 (Not Covered for Covid-19 cancellation) Up to $100 per 6 hrs
(max $500)
Up to $2,000 Up to $15,000 Covers golf, scuba diving, and snow sports
Starr Insurance TraveLead Silver Plan $38 $41.00 $53.00 Up to $500,000 Up to $300,000 Up to $10,000 Up to $100 per 6 hrs
(max $600)
Up to $3,000 Up to $30,000 Covers golf, scuba diving, and snow sports
Starr Insurance TraveLead Gold Plan $48 $52.00 $67.00 Up to $1,000,000 Up to $500,000 Up to $15,000 Up to $100 per 6 hrs
(max $800)
Up to $4,000 Up to $65,000 Covers golf, scuba diving, and snow sports
Sign Up Apply Now

Back to top

Tiq Travel Insurance

Tiq is the insurance arm of Etiqa, a prominent insurance company in Singapore.

The Tiq Travel Insurance covers travellers who have pre-existing medical conditions!

For those without pre-existing conditions, these are the coverages:

Product / Plan Name Single-Trip Per Adult

(7 days, ASEAN)

Single-Trip Per Adult

(7 days, Asia)

Single-Trip Per Adult

(7 days, Worldwide)

Medical Coverage Personal Accident (Accidental death and permanent total disability) Trip Cancellation Trip Delay Loss or Damage to Baggage COVID-19 Medical Coverage Other coverages
Tiq Travel Entry Plan $23.40 $25.80 $39.00 Up to $200,000 Up to $150,000 Up to $5,000 Up to $50 per 3 hrs
(max $300)
Up to $2,000 Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector
Tiq Travel Savvy Plan $32.40 $40.20 $51.00 Up to $500,000 Up to $500,000 Up to $5,000 Up to $50 per 3 hrs
(max $300)
Up to $2,000 Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector
Tiq Travel Luxury Plan $43.20 $51.00 $63.60 Up to $1,000,000 Up to $500,000 Up to $10,000 Up to $50 per 3 hrs
(max $500)
Up to $3,000 Up to $500,000 (Only available as an add-on to those without pre-existing medical conditions) Covers pre-existing medical conditions, child education, pet hotel and sports equipment protector
Sign Up Apply Now

 Back to top


Frequently Asked Questions (FAQs) Regarding Travel Insurance With COVID-19 Benefits

Source: Tenor

Need Help With Choosing The Best Travel Insurance in Singapore?

“OMG, there are so many options to choose from! How do I know which one is good?”

Simply head on over to Seedly Reviews for real user reviews of the best travel insurance in Singapore!

With real, unbiased reviews from our community, you no longer have to worry about picking the wrong policy as you get an inside look at issues such as the ease of making claims or customer service.

Why wait? Head on over and find out the best travel insurance for you now!


Related Articles

Advertisement

profile
About Hui Juan Neo
A savvy shopper and foodie at heart, I'm always on a lookout for discounts and deals to snag the best bargains.
You can contribute your thoughts like Hui Juan Neo here.

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Stay updated with the latest finance tips!

Receive bite-sized finance on Telegram here.
💬 Comments (0)
What are your thoughts?

No comments yet.
Be the first to share your thoughts!

🔥 What's Popular

    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles
    • Loading articles

Join our Community!

Discuss your thoughts with like-minded members in these community groups!

Stay updated with the latest finance tips!

Receive bite-sized finance on Telegram here.

Advertisement